Travel Agency Insurance: Get a Quote

Why is specialized insurance essential for travel agencies?

• Professional liability : coverage against errors or omissions in bookings or advice.
• Increased customer trust : your insurance is a guarantee of seriousness and security.
• Protection against claims : flight cancellations, non-compliant hotels, legal disputes.
• Insurance of commercial premises : fire, theft or damage to your offices.
• Financial security : protection in the event of unexpected financial losses.

Recommended guarantees for a travel agency

Why use an insurance comparison tool for a travel agency?

• Get the best premiums for equivalent coverage.
• Tailor your font to your size, services, and customer base.
• Avoid unnecessary guarantees or risky exclusions.
• Benefit from the advice of brokers specializing in travel.
• Save time with centralized, easy-to-read quotes.

Insurers offering products for travel agencies

Is insurance mandatory for a travel agency?

Yes, in Quebec, professional liability insurance is mandatory for travel agencies accredited by the OPC.

IN BRIEF

Travel agency insurance

Quebec travel agencies are governed by the Office de la protection du consommateur (OPC) and must provide a surety bond and a financial guarantee. E&O insurance covers booking errors, forced cancellations and supplier bankruptcies.

Increased risks: Since 2020, the massive cancellations linked to the pandemic have raised insurers’ awareness. The insolvency of suppliers guarantee is now offered as an option by some markets.

Does insurance cover booking errors?

Yes, professional liability coverage covers errors or omissions in the services rendered.

Is it possible to add protection against cyberattacks?

Yes, a cyber risk guarantee is strongly recommended to protect your customer data and transactions.

What are the main coverages in travel agency insurance insurance?

A typical travel agency insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.

What exclusions should I check before signing?

The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.

Can I bundle my travel agency insurance insurance with auto or home?

Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.

How does professional liability (E&O) insurance work?

Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).

How long does a travel agency insurance quote via Assur360 take?

The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote