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Private Medical Clinic Insurance: Quick Online Quote

QUICK QUOTE

Tailored protection for your private medical clinic

Running a private medical clinic involves unique responsibilities: medical procedures, team management, expensive equipment, and high patient expectations. Specialized professional insurance therefore becomes essential to protect you against the unexpected. Thanks to insurance brokers, get a quick quote or see different offers available according to your situation and profile.

Assurance Clinique medicale privee

Why choose specialty insurance for your medical clinic?

  • You provide direct medical care : the risk of litigation and malpractice is high.
  • Your medical premises and equipment are worth tens of thousands of dollars.
  • Business interruption (breakdown, disaster, fire) can cause significant financial losses.
  • Your employees (nurses, reception) must also be covered.
  • You are dealing with sensitive patient data : cyber protection becomes crucial.

Key Warranties for a Private Medical Clinic

GuaranteeDescription
Professional LiabilityCovers medical errors, faults or omissions committed by practitioners.
Medical Equipment InsuranceProtection against theft, breakage or damage of specialized equipment.
Loss of revenue (operating)Compensation in the event of temporary closure of the clinic.
Premises liabilityCovers incidents involving patients or visitors to your premises.
Cyber InsuranceProtects patient data from cyber attacks.

Insurance Comparator: Why Is It Beneficial for Your Practice?

Using an insurance comparison tool allows you to save precious time, evaluate several reliable offers at a glance and choose the best coverage at the best price. All of this is offered by independent insurance brokers, free of charge and with complete transparency. Ideal for medical professionals.

Insurers offering products for private medical clinics

InsurerPossible products / coveragesPeculiarities
Intact InsuranceLiability, commercial property, cyber risksProducts suitable for professional services companies
Promutuel InsuranceCivil liability, inventory, business interruptionPresence in several regions of Quebec
Aviva insuranceAssets, liability, protection against data risksModular solutions for SMEs and large clinics
BenevaBusiness, property, liability insuranceCoverage for different types of businesses and clinics
Desjardins InsuranceProperty, Liability, Employee CoverageProducts available for healthcare facilities
Other partner insurersDepending on availability and customer profileOffers sent by partner brokers registered with the Chamber of Insurance

Protect Your Clinic Today – Free Online Quote

Don’t leave anything to chance. Get a free quote in a few clicks or use our comparator to discover the best coverage available for your private medical clinic in Quebec.

Is insurance mandatory for a private medical clinic?

Yes, professional liability insurance is essential and often mandatory to practice in a private setting.

What is the average cost of insurance for a private medical clinic?

Premiums may vary depending on the size of the clinic, the services offered, history, etc. They can start around $1,200 per year in some cases.

Can customized protections be obtained based on the services offered (aesthetics, nutrition, etc.)?

Broker partners can check coverage options based on your clinic’s specific medical procedures.

What are the main coverages in private medical clinic insurance insurance?
A typical private medical clinic insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.
What exclusions should I check before signing?
The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.
Can I bundle my private medical clinic insurance insurance with auto or home?
Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.
How does professional liability (E&O) insurance work?
Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).
How long does a private medical clinic insurance quote via Assur360 take?
The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote

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