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Private Medical Clinic Insurance: Quick Online Quote

QUICK QUOTE

Tailored protection for your private medical clinic

Running a private medical clinic involves unique responsibilities: medical procedures, team management, expensive equipment, and high patient expectations. Specialized professional insurance therefore becomes essential to protect you against the unexpected. Thanks to insurance brokers, get a quick quote or see different offers available according to your situation and profile.

Assurance Clinique medicale privee

Why choose specialty insurance for your medical clinic?

  • You provide direct medical care : the risk of litigation and malpractice is high.
  • Your medical premises and equipment are worth tens of thousands of dollars.
  • Business interruption (breakdown, disaster, fire) can cause significant financial losses.
  • Your employees (nurses, reception) must also be covered.
  • You are dealing with sensitive patient data : cyber protection becomes crucial.

Key Warranties for a Private Medical Clinic

GuaranteeDescription
Professional LiabilityCovers medical errors, faults or omissions committed by practitioners.
Medical Equipment InsuranceProtection against theft, breakage or damage of specialized equipment.
Loss of revenue (operating)Compensation in the event of temporary closure of the clinic.
Premises liabilityCovers incidents involving patients or visitors to your premises.
Cyber InsuranceProtects patient data from cyber attacks.

Insurance Comparator: Why Is It Beneficial for Your Practice?

Using an insurance comparison tool allows you to save precious time, evaluate several reliable offers at a glance and choose the best coverage at the best price. All of this is offered by independent insurance brokers, free of charge and with complete transparency. Ideal for medical professionals.

Insurers offering products for private medical clinics

InsurerPossible products / coveragesPeculiarities
Intact InsuranceLiability, commercial property, cyber risksProducts suitable for professional services companies
Promutuel InsuranceCivil liability, inventory, business interruptionPresence in several regions of Quebec
Aviva insuranceAssets, liability, protection against data risksModular solutions for SMEs and large clinics
BenevaBusiness, property, liability insuranceCoverage for different types of businesses and clinics
Desjardins InsuranceProperty, Liability, Employee CoverageProducts available for healthcare facilities
Other partner insurersDepending on availability and customer profileOffers submitted by partner brokers registered with the Chambre de l’assurance

Protect Your Clinic Today – Free Online Quote

Don’t leave anything to chance. Get a free quote in a few clicks or use our comparator to discover the best coverage available for your private medical clinic in Quebec.

Is insurance mandatory for a private medical clinic?

Yes, professional liability insurance is essential and often mandatory to practice in a private setting.

Quel est le coût moyen d’une assurance pour une clinique médicale privée?

Premiums may vary depending on the size of the clinic, the services offered, history, etc. They can start around $1,200 per year in some cases.

Peut-on obtenir des protections personnalisées selon les services offerts (esthétique, nutrition, etc.)?

Broker partners can check coverage options based on your clinic’s specific medical procedures.

What are the main coverages of private medical clinic insurance?
Une assurance clinique medicale privee au Québec regroupe généralement : responsabilité civile générale (dommages causés à des tiers), biens commerciaux (bâtiment, équipement, stocks), bris d’équipement, interruption des affaires (perte de revenus après sinistre), et selon le secteur, responsabilité civile professionnelle ou cyber-risques. Le contenu exact varie selon l’assureur et votre profil — votre courtier partenaire adaptera la police à vos activités.
What exclusions should I check before signing?
Les exclusions les plus fréquentes en assurance entreprise : faute intentionnelle, usure normale, sinistres antérieurs à la police, certains risques catastrophiques (inondation, tremblement de terre — souvent en option), équipements mobiles hors site, et activités non déclarées à la souscription. Toujours lire les clauses d’exclusion et déclarer toutes vos activités pour éviter un refus d’indemnisation en cas de sinistre.
Can I bundle my private medical clinic insurance with my car or home insurance?
Oui, la plupart de nos cabinets partenaires certifiés AMF offrent le regroupement multi-produits. Combiner votre assurance entreprise avec l’auto ou l’habitation peut générer un rabais de 10 à 15 % sur l’ensemble des primes, en plus de simplifier la gestion (un seul interlocuteur, une seule échéance). Chez Assur360, la soumission analyse systématiquement l’option regroupée.
How does professional civil liability work?
La RC professionnelle couvre les erreurs, omissions ou négligences commises dans l’exercice de votre profession, ainsi que les frais de défense légale. Elle est distincte de la RC générale (qui couvre les dommages corporels ou matériels causés à des tiers dans le cadre de votre exploitation). Selon le secteur d’activité, la RC pro peut être fortement recommandée ou exigée par contrat (ex. : donneurs d’ordre, associations professionnelles).
How long does it take to get a private medical clinic quote through Assur360?
Le formulaire en ligne prend 3 minutes à remplir. Vous recevrez ensuite un appel ou courriel d’un cabinet partenaire certifié AMF (membre de la Chambre de l’assurance) dans les 24 à 48 heures ouvrables avec une soumission personnalisée à votre entreprise. La soumission est gratuite, sans engagement — vous restez libre d’accepter, refuser ou négocier.

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The brokers of our AMF-certified partner firms compare several insurers to find you the best business coverage.

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