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Why take out specialized insurance for housekeeping?
- Protection against damage to customers : A mistake can be very costly.
- Liability : Essential for commercial or residential locations.
- Breakdown of materials or equipment : Industrial vacuum cleaners, scrubbers, etc.
- Theft or loss : Products or tools taken away or stolen from construction sites.
- Contractual requirement : Some clients require proof of insurance before signing.
Essential Warranties for a Housekeeping Company
| Guarantee | Description |
|---|---|
| General Liability | Protects against bodily injury or property damage caused to a customer. |
| Equipment Insurance | Covers cleaning tools and machines, even when on the go. |
| Theft and vandalism | Covers property losses related to a malicious act or theft. |
| Accidental breakdown at a customer’s premises | Covers repairs if you damage property belonging to a third party. |
| Employer liability | Protects in the event of injury to an employee in the course of his or her duties. |
Why use an insurance comparison tool for your cleaning business?
- Save time by receiving multiple offers in minutes
- Compare prices and guarantees without bias
- Access tailored products, even for small businesses
- Avoid unpleasant surprises in the event of a complaint
- Get advice from independent brokers at your service
Which insurers cover housekeeping companies?
| Insurer | Housekeeping Specialist | Rates | Customer satisfaction | Reactivity |
|---|---|---|---|---|
| Intact Insurance | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| The Unique | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ |
| Aviva | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ |
| Economical | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| Travelers Canada | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
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Une assurance est-elle obligatoire pour une entreprise d’entretien ménager ?
No, but it is highly recommended and often required by commercial customers.
Quelle est la garantie la plus importante ?
General civil liability, because it covers damage caused to customers.
Combien coûte l’assurance pour ce type d’entreprise ?
The price varies depending on the size of the company, the number of employees and the nature of the contracts. A quote is required for a fair estimate.
