QUICK QUOTE
Insurance adapted to your equestrian center is essential.
Managing an equestrian centre means combining passion, logistics and important responsibilities. A simple mistake, an accident or a claim can have serious consequences. That’s why specialized insurance is essential to protect your facilities, horses, employees and customers. Brokers offer you quick access to comparative quotes, tailored to your unique reality.
e
Why is insurance adapted to equestrian centres essential?
- Risks related to horses : bites, kicks or injuries to third parties.
- Unforeseen events : fire in stables, theft of equipment or escape of a horse.
- Various activities : boarding, riding lessons, competitions, walks.
- Civil liability : in the event of a rider falling, injury or material damage caused by an animal.
- Value of horses : The loss of a horse can be a heavy investment lost without insurance.
Recommended guarantees for equestrian centres
| Guarantee | Description |
|---|---|
| Civil liability | Covers damage caused by horses or occurring on site. |
| Value of horses | Compensation in the event of death, theft or serious injury to an insured horse. |
| Building and stable insurance | Protects your installations in the event of fire, water damage or major disaster. |
| Legal protection | Coverage of defence costs in the event of a dispute with customers or employees. |
| Accidents involving students or riders | Coverage in the event of a fall, injury or accident during a course or event. |
Why compare equestrian centre insurance?
- Find the best coverage at the best price for your business.
- Save time by comparing several insurers in a single step.
- Avoid unnecessary exclusions or coverages.
- Receive support from brokers specializing in the equestrian environment.
- Get a free, no-obligation quote, 100% online.
Which insurers cover equestrian centres?
| Insurer | Equestrian expertise | Rates | Customer service | Flexibility of guarantees |
|---|---|---|---|---|
| Intact | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| The Unique | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| Promutuel | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐☆☆ |
| Aviva insurance | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| Northbridge | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
Est-ce que l’assurance centre équestre est obligatoire?
No, it is not always legally mandatory, but strongly recommended to cover the risks related to animals, riders and the operation of the site.
L’assurance couvre-t-elle les chevaux appartenant à des clients?
Yes, depending on the policies chosen, you can insure horses in boarding or training against various risks (theft, injury, death).
Puis-je assurer des activités extérieures comme les randonnées?
Yes, some policies cover off-site activities, as long as you declare them. This includes hikes, competitions and events.
What are the main coverages in equestrian center insurance insurance?
A typical equestrian center insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.
What exclusions should I check before signing?
The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.
Can I bundle my equestrian center insurance insurance with auto or home?
Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.
How does professional liability (E&O) insurance work?
Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).
How long does a equestrian center insurance quote via Assur360 take?
The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.
Request your quick and free quote
COMPARE AND SAVE
Protect your business at the best price
Our AMF-certified brokers compare several insurers to find you the best business coverage.