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Why is insurance suitable for a car dealership crucial?
- Test drives and vehicle traffic : High risks on the road.
- Theft or vandalism : Valuable vehicles that are often displayed outdoors.
- Civil liability : Customers, employees or passers-by may be injured.
- Fires or major damage : Large exhibition spaces and warehouses to be protected.
- Computer systems : Customer data to be protected against hacking.
Recommended Warranties for Car Dealers
| Guarantee | Description |
|---|---|
| Civil liability | Protects against damage caused to others on your property or by your employees. |
| Vehicle breakage or theft | Covers vehicles on display or in transit against theft or damage. |
| Building Insurance | Covers facilities, offices, showrooms and workshops. |
| Cyber Insurance | Protects against the theft or loss of customer or financial data. |
| Business interruption | Compensation if the activity is interrupted after a major disaster. |
Why use a comparator for your dealer insurance?
- Save time by comparing multiple offers in one place.
- Take advantage of better rates based on the size of your fleet.
- Access insurers specializing in the automotive sector.
- Benefit from the support of a broker for tailor-made guarantees.
- Avoid costly mistakes with a reliable and simple tool.
Which insurers cover car dealerships?
| Insurer | Dealer-friendly offers | Evaluation |
|---|---|---|
| Intact Insurance | Rugged solutions for fleets and buildings | ⭐⭐⭐⭐⭐ |
| Economical insurance | Flexible coverage for SMEs in the automotive sector | ⭐⭐⭐⭐☆ |
| Aviva insurance | Advantageous liability cover + cyber insurance | ⭐⭐⭐⭐ |
| Promutuel | Specialty Products for Garages, Workshops & Dealers | ⭐⭐⭐⭐ |
| The Unique | Good options for vehicle and building inventory | ⭐⭐⭐⭐☆ |
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What is the difference between traditional car insurance and dealer insurance?
Dealer insurance covers test drives, fleet, building, and liability.
Dois-je assurer chaque véhicule séparément ?
No. Fleet insurance covers multiple vehicles in rotation or on display.
Est-ce que l’assurance couvre les véhicules en essai par les clients ?
Yes, if the contract includes coverage for test drives, which is often essential.
