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Why take out the right insurance for your bakery?
- High risk of fire from industrial furnaces
- Deterioration of foodstuffs (breakdown, breakage, etc.)
- Third-party liability in the event of injury to a customer in the trade
- Breakage or theft of equipment (mixers, fermentation chambers, etc.)
- Compliance with food safety and hygiene standards
Recommended Guarantees for Bakeries
| Guarantee | Description |
|---|---|
| Civil liability | Protects against injury or damage to customers or suppliers. |
| Fire and explosion | Covers damage due to ovens, electrical or gas connections. |
| Equipment breakdown | Protects machines that are essential for daily production. |
| Food losses | Covers food damaged by electrical failure or fridge failure. |
| Business interruption | Compensates for financial losses if the bakery has to close temporarily. |
Why use an insurance comparison tool for a bakery?
With an insurance comparison tool, you save time while receiving several personalized quotes based on the size of your business, your equipment and your sales. This helps you find the ideal cover at the right price while meeting the requirements of the food industry.
Which insurers offer bakery insurance?
| Insurer | Evaluation | Peculiarities |
|---|---|---|
| Intact Insurance | ⭐⭐⭐⭐☆ | Specialized in food-related business risks. |
| Aviva insurance | ⭐⭐⭐⭐☆ | Good value for money for small and medium-sized food shops. |
| The Unique | ⭐⭐⭐⭐☆ | Specific offers for equipment and perishables. |
| Beneva | ⭐⭐⭐☆☆ | Insure buildings and business interruption with a flexible approach. |
| Promutuel | ⭐⭐⭐☆☆ | Local support in Quebec with competitive rates. |
Get your free quote now
Protect your craft business today! Complete a free quote or use our insurance comparison tool dedicated to bakers. Fast, simple and without obligation.
Is my industrial oven covered by insurance?
Yes, with the “equipment breakdown” or “fire” coverage, the ovens are insured against failure or damage.
Puis-je assurer mes aliments périssables contre une panne?
Absolutely. The “food loss” guarantee is designed to compensate for these losses.
L’assurance couvre-t-elle une fermeture temporaire du commerce?
Yes, if you include the “business interruption” cover, you are compensated during the shutdown.
