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Why choose the right insurance for your grocery store?
- Your food products require strict storage conditions.
- A refrigerator breakdown can result in a significant loss of goods.
- Your customers and employees are exposed to accidents (slips, injuries).
- You handle cash, expensive inventories and fragile equipment.
- Health and safety standards require constant compliance.
Recommended Warranties for a Grocery Store
| Essential Warranty | Description |
|---|---|
| Civil liability | Protects in the event of an accident involving a customer or supplier on the premises. |
| Deterioration of stocks | Covers losses related to a refrigeration failure or power cut. |
| Fire, theft and vandalism | Protects premises, equipment and inventory from major losses. |
| Equipment breakdown | Covers crates, fridges, freezers and other critical appliances. |
| Business interruption | Compensates for a temporary closure due to a covered loss. |
Why use a grocery insurance comparison tool?
Comparing offers allows you to find the optimal coverage at the best cost, adapted to the size of your grocery store, the type of products sold, your location and your budget. In just a few clicks, the comparator connects you to several reliable partner insurers, and saves you long and complex procedures.
Which insurers offer coverage for grocery stores?
| Insurer Partner | Evaluation | Highlights for grocery stores |
|---|---|---|
| Intact Insurance | ⭐⭐⭐⭐☆ | Extensive coverage of food and equipment losses. |
| Promutuel | ⭐⭐⭐⭐☆ | Local and personalized offer for small food shops. |
| Beneva | ⭐⭐⭐⭐☆ | Good combined protections for employees and inventory. |
| Aviva insurance | ⭐⭐⭐☆☆ | Flexible coverage for high-volume businesses. |
| The Unique | ⭐⭐⭐☆☆ | Competitive pricing for neighborhood grocery stores. |
Request your free quote now
Protect your grocery store today. Fill out our quick form and receive free quotes from specialized insurance brokers. Compare, choose, be covered.
Est-ce que toutes les épiceries doivent avoir une assurance spécialisée?
Yes. Risks related to fresh produce, equipment and the public require specific insurance.
Mon assurance couvre-t-elle les pannes de frigo et les pertes de denrées?
Only if you have subscribed to the “stock deterioration” guarantee. It is highly recommended.
Puis-je couvrir à la fois mon local, mes employés et mes équipements?
Yes. A good insurance policy covers your property, liability and human resources at the same time.
