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Transport Truck Insurance Quote | Short & Long Distance QC

$2M+
Recommended Liability
QC · CA · US
Cross-border coverage
24-72 hrs
Submission deadline
AMF
ChAD Certified Brokers

Request your free quote

Fill in your business, your fleet and your area of operation: our brokers specializing in trucking compare the best coverage (civil liability, goods transported, cargo, towing costs, specialized equipment, etc.).

Soumission assurance camion de transport courte et longue distance

Short or long distance: what is the difference?

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Short distance (local)

Radius of less than 250 km : urban deliveries, regional moves, transport between warehouses. Lower premiums, back to basics every day.

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Long distance

Intercity or interprovincial: multi-day trips, relay drivers, mandatory rest. Premiums adjusted to mileage and type of merchandise.

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Transboundary (Canada/U.S.)

Extended coverage with CMVSS/FMCSA financial deposits, BMC-91 certificates, MCS-90 form. Our team takes care of the regulatory requirements.

Coverage included in transport truck insurance

  • ✅ Third Party Liability — minimum $2 million, up to $5 million for cross-border.
  • ✅ Tractor, semi-trailer, trailer — all perils or named perils.
  • ✅ Cargo — coverage for the customer’s cargo.
  • ✅ 24/7 towing and roadside assistance costs.
  • ✅ Removal and clean-up costs in the event of an accident (spills, debris).
  • ✅ Specialized equipment (tank, platform, refrigeration).
  • ✅ Independent truck driver: lease, deadhead, bobtail, accident occupation.

⚠️ Transportation of Dangerous Goods (TDG)

The transportation of flammable, toxic, corrosive or explosive products requires valid TDG certification and specialized coverage. Mention it on the form — we work with recognized insurers in this niche.

Regions served in Quebec

We support carriers throughout Quebec — including Montreal, Laval, Longueuil, Quebec City, Trois-Rivières, Drummondville, Saguenay and Beauce. Our brokers are familiar with logistics corridors 20, 40, 55 and 401.

Frequently asked questions

How much does heavy truck insurance cost in Quebec?
The annual premium for a semi-trailer truck ranges from $5,000 to $18,000 depending on the radius, merchandise, driving record, driver experience and previous insurance. For an exact price, ask for your quote.
Is cargo insurance included?
No, it’s separate coverage. Third-party liability covers damage to third parties, but not the goods you are transporting. For transport for third parties, cargo insurance is essential (often required by contract).
What documents are required for cross-border transport?
For the United States: MCS-90 filing, BMC-91 certificate, and proof of insurance recognized by the FMCSA. Our brokers will assist you with all the required documentation.
Owner-operator: what do I need to cover?
If you rent your truck to a carrier, you need specialized coverage: bobtail (truck without trailer), deadhead (empty return), accident occupancy (personal insurance outside the SAAQ) and physical damage on your tractor.
My driving record has demerit points — can I get insured?
Yes, but at an adjusted rate. Depending on the number of offences and the history, we can find coverage from a specialist insurer. Transparency in the form is essential.
Does the insurance cover the driver in the event of an accident outside the SAAQ?
The SAAQ covers bodily injury in Quebec. Outside Quebec (other provinces, United States), you need occupancy accident insurance or equivalent coverage — we include it in our recommendations for long trips.
How long does it take to get a quote?
Allow 24 to 72 business hours. Complex fleets (10+ trucks, cross-border, TDG) may require a few additional days to compare 3-5 specialty insurers.
What is the difference with commercial vehicle insurance?
Commercial vehicle insurance covers light and medium-duty vehicles (pick-ups, vans, cubes) used to support an activity (local deliveries, tool transport). Transport truck insurance is aimed at heavy goods vehicles whose main activity is the transport of goods.

Why choose Assur360?

  • ✅ AMF-certified brokers and ChAD members
  • ✅ Specialized in commercial trucking — short, long haul, cross-border
  • ✅ Comparison between several insurers specializing in transportation
  • ✅ Service in French, everywhere in Quebec

Let’s ride together.

Free quote in minutes — no obligation.

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