RV Insurance Montreal 2026 — Compare and Save

Do you live in Montreal and own an RV? Greater metropolitan area. Compare protections in 3 minutes. Assur360 is an independent comparator that puts you in touch with AMF-certified partner firms. The brokers of our partner firms compare more than 9 specialized RV insurers to find the best protection at the best price, at no cost.

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RV Insurance Montreal 2026

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Essential Blankets in Montreal

Liability $2-5M

Legal minimum in Quebec: $2 million. Recommended: $5 million for motorized RVs in metropolitan areas.

Fire, theft, vandalism

Crucial in Montreal: vandalism and theft rates higher than the provincial average in some neighbourhoods.

Collision and all-perils

Damage to the RV by accident, bad weather, debris.

Personal belongings

$5,000-25,000 depending on the insurer. Important if you travel often.

Specialized Roadside Assistance

RV towing from Montreal or on the road. 24/7 service.

Storage Guarantee

Premium reduction during wintering if RV stored in secure storage.

Local specificities in Montreal

Profile of the region

Greater metropolitan area. Challenges: limited urban storage, more frequent theft than in the regions. Strong seasonality (May-October). Comprehensive network of partner brokers.

Broker Network

Our network of partner brokers covers the entire Greater Area {label} and surrounding areas. Service in French.

Popular routes

From Montreal, access to the Charlevoix, Saguenay, Laurentians, Estrie, Gaspésie destinations. Standard Canadian and U.S. coverage.

Frequently asked questions

How much does RV insurance cost in Montreal?
Annual premiums in Montreal range from $640 to $1,800 depending on the type of RV, the year and your record. Greater metropolitan area. Compare 9+ insurers to save up to 30%.
Are there any particular challenges for RVs in Montreal?
Greater metropolitan area. Challenges: limited urban storage, more frequent theft than in the regions. Strong seasonality (May-October). Full network of partner brokers. Importance of insured storage, theft/vandalism coverage.
What are the best places to store your RV near Montreal?
RV storage warehouses around Montreal typically offer rates between $30 and $80 per month. An RV stored in a locked warehouse often benefits from a premium reduction of 10 to 15% with several insurers.
Does my RV need to be insured year-round?
Yes, in Quebec your RV must be insured 12 months a year. Civil liability and fire/vandalism cover remain in force even in winter. Many insurers grant a wintering discount.
Which insurance should I choose to drive from Montreal to the United States?
Most Quebec RV policies cover the United States and Canada (30 to 60 days typically). For longer stays (Florida/Arizona snowbirds), ask for a snowbird extension or a complementary policy.
How to save on RV insurance in Montreal?
1) Combine with your car and home insurance (10-25% discount). 2) Increase the deductible. 3) Take advantage of the wintering discount. 4) Compare 3+ insurers — our partner brokerages compare 9+ insurers for free.

Why choose Assur360

  • Independent comparator : we compare more than 9 insurance companies for you
  • AMF and Chambre de l’assurance certified partner firms
  • 100,000+ Quebecers have already trusted our network
  • Free service, no hidden costs, no commitment
  • Quote in 3 minutes, online or by phone
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