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Quebec Skatepark Skateboard Park Insurance 2026

Civil liability, user injuries (skateboard, BMX, scooter, rollerblade), equipment and structures, competitions and demos: the complete protection for municipal, private skateparks and skateboarding events in Quebec.

Free quote in 2 minutes →
$10M+
RC available up to
100+
AMF partner firms
48h
Accelerated issuance
2 min
Online application

Why this insurance is essential in Quebec

The skatepark — whether municipal, private, indoor or outdoor — concentrates a very real physical risk: users of all ages, modules with a steep slope, high-risk sports (skateboarding, BMX, rollerblading, freestyle scooters, scooters), and an influx that densifies every year in Quebec. Injuries range from simple scrapes to severe fractures and concussions. The operator — municipality, NPO or private manager — is exposed.

General civil liability is the essential foundation. Municipalities often operate their own skateparks with a blanket policy, but private managers and community organizations must purchase dedicated insurance. One-off events (competition, brand demo, Go Skateboarding Day, urban festival) require a special event font on the day.

Annual Coverage or Special Event

◆ ANNUAL COVERAGE

For permanent operators

Do you operate continuously — seasonal or yearly? The annual policy covers your entire business activity: regular customers, employees, equipment, premises, vehicles.

  • Seasonal (May-October) or continuous
  • Renewable from year to year
  • Adjustable Endorsements (Volume, Locations)
  • Municipal/park certificates included
◆ SPECIAL EVENT

For one-time activities

Are you organizing a specific event — competition, open house, corporate activity, fundraiser? The special event policy covers this date with no annual commitment.

  • 1 day to several weeks
  • Competitions, demos, festivals
  • NPOs, municipalities, businesses
  • Accelerated Emission (48h)

What your policy covers

🤕

General Liability

Injury or pursuit of a user (fall, collision, module failure). Typical limit $2 million to $5 million depending on attendance.

🏗️

Modules and structures

Quarter pipes, ramps, bowls, rails and platforms against damage from use, vandalism and weather conditions.

🎒

Equipment and accessories

Loaner helmets, protections, promotional video equipment, sale of boards/parts if adjoining store.

🏆

Events and competitions

Occasional coverage for contests, jam sessions, brand demos or introductory camps.

📅

Cancellation due to bad weather

Compensation for expenses incurred (pro rider fees, stage rental, prices) if an outdoor event is cancelled due to rain or wind.

🎥

Filming and demos

Coverage for commercial shoots, brand promo sessions or media days on your site.

How to subscribe in 3 steps

1

Fill out the online form

2 minutes — nature of the activity, volume, dates, desired RC limit. No payment at this stage.

2

Receive your quote

A broker from one of our partner firms certified by the Autorité des marchés financiers (AMF) will contact you with a precise quote within 48 hours.

3

Accept and receive your certificate

Issuance of the certificate of insurance (PDF) within 48 hours. Document that can be used for your municipal permits, rental contracts or Sépaq/SOPFEU certificates.

Frequently asked questions

Does a municipality have to insure its public skatepark?
Yes. Any recreational infrastructure that is open to the public must be covered by civil liability — usually part of the municipality’s overall policy. For a private skatepark or one run by a non-profit organization, a dedicated policy is required.
Difference between annual and special event?
The annual covers the continuous operation of the site (free users, supervision, modules). The special event covers a specific day: competition, Red Bull demo, Go Skateboarding Day, fundraiser. The two formats are frequently combined.
What if a user is seriously injured?
Civil liability covers defence costs and compensation paid if the operator is found liable (faulty modules, missing signalling, inadequate supervision). Users are also protected by their own private health/accident insurance.
Should regulations and a waiver be posted?
Yes, highly recommended. Clear signage (wearing of helmets, module levels, rules of use) and a waiver of liability for minor users (signed by parents) are elements that insurers value in the subscription.
Are BMX, stunt scooters and rollerblades covered?
Yes — the skatepark police cover all rolling board sports practiced on the modules: skateboarding, BMX, freestyle scooter (scooter), aggressive rollerblading, electric skateboarding. Reporting of permitted activities on the site is required.
How much does skatepark insurance cost in Quebec?
The premiums are indicative and depend on the surface area, the volume of attendance, the number of modules, the type of activity (sport alone or event) and the claims history. Accurate submission in 2 minutes.
And for an indoor skatepark?
Indoor skateparks have their own requirements: fire prevention, ventilation, on-site first aid equipment, evacuation plan. The RC is generally higher due to the concentration of users, but the absence of weather risk reduces some costs.
Can a skate school benefit from an adapted police force?
Yes. Skate, BMX or scooter schools take out a policy that includes the professional liability of instructors in addition to the RC. Children’s summer camps typically require higher CR limits.

For which cities in Quebec?

Coverage available throughout Québec through our partner firms certified by the Autorité des marchés financiers. We regularly handle cases in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay and Lévis, as well as in active tourist regions — Charlevoix, Outaouais, Gaspésie, Côte-Nord, Eastern Townships, Laurentians and Mauricie.

Online quote available 24/7, processed by a human broker during business hours.

Why use Assur360

  • ✓Independent comparison tool — Assur360 does not sell insurance directly. We put you in touch with partner firms certified by the Autorité des marchés financiers.
  • ✓More than 100 AMF partner firms in Quebec — recommendations tailored to your business.
  • ✓Free quote in 2 minutes — no commitment, no payment, no abusive reminders.
  • ✓48-hour accelerated issuance — convenient for urgent certificates (permit, park, room rental).
  • ✓Regulatory compliance — Bill 25, Insurance Chamber, Autorité des marchés financiers.

Ready to get your quote?

2 minutes to fill out the form. A personalized response from a broker from an AMF partner firm within 48 hours.

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