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Tips to save on your insurance in Nuns’ Island
- Install an alarm system connected to a central control panel
- Opt for a higher deductible
- Implement preventive measures : smoke detectors, fire extinguishers
- Add a water damage detection system
What influences the price of your home insurance
- Type of residence (condo, house, apartment)
- Replacement cost of the building
- Neighborhood (Nuns’ Island is popular, which influences the rates)
- Year of construction and renovations
- Security level (doors, alarms, automatic systems)
- Claims history
Essential guarantees to include in your contract
| Recommended Warranty | Description and benefits |
|---|---|
| Civil liability | Covers you in the event of unintentional damage to others, at home or outside. |
| Water damage | Crucial on Nuns’ Island where modern buildings carry the risk of infiltration. |
| Equipment breakdown | Protects your appliances (water heaters, heat pumps, appliances) from mechanical breakdown. |
What types of accommodation can be insured in Nuns’ Island?
- Single-family house : ideal for families on the outskirts of the island
- Condo : the most common form of housing on the island
- Apartment : for tenants in modern complexes
- Tenant : covers your personal belongings and liability
- Chalet : if used as a second home
- Duplex/triplex/multiplex : less common, but insurable
- Mobile home : rare on the island, but protected with specialized insurance
Why get a quote from Nuns’ Island?
Using a home insurance comparison tool allows you to access competitive quotes in minutes, at no cost. Our broker partners are familiar with the Nuns’ Island area and can recommend the best coverage for your profile and housing type.
Home insurer reviews in Nuns’ Island
| Insurer | Google Rating | Evaluation |
|---|---|---|
| Assur360 insurance | ⭐⭐⭐⭐⭐ (4.9/5) | Strong on high-end condos and accommodations, excellent customer service |
| Lussier Dale Parizeau | ⭐⭐⭐⭐ (4.7/5) | Good for condos, fast and transparent service |
| BFL Canada | ⭐⭐⭐⭐ (4.5/5) | Covers large homes and valuable properties well |
| LPG Insurance | ⭐⭐⭐⭐ (4.4/5) | Good value for rental residences |
| Gaudreau Insurance | ⭐⭐⭐ (4.3/5) | Multi-policy discount vouchers and personalized services |
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Est-ce que l’assurance habitation est obligatoire à Nuns’ Island ?
It is not imposed by law, but strongly recommended, especially for co-owners and tenants.
Est-ce plus cher d’assurer un condo à Nuns’ Island ?
Prices can be higher depending on the value of the condo, but it is possible to get good discounts by comparing.
Quelle assurance est recommandée pour un locataire à l’Île-des-Sœurs ?
Tenant insurance covering your personal belongings, civil liability and relocation costs.
