Why tailor-made insurance for a veterinary clinic?
- Veterinary activities involve certain medical, legal and material risks.
- Specialized equipment used in clinics can be expensive and vulnerable to damage.
- Welcoming animals can lead to incidents such as bites, injuries or property damage.
- Digital records management involves IT security risks.
- Events such as fire or water damage can disrupt a clinic’s operations.
Essential Guarantees for a Veterinary Clinic
| Guarantee | Description |
|---|---|
| Professional Liability | Covers fault or negligence during veterinary care. |
| Specialized Goods and Equipment | Protects surgical, diagnostic or sterilization tools. |
| Business interruption | Compensates for loss of revenue in the event of a temporary closure. |
| Premises liability | Protects against accidents involving customers or animals on your premises. |
| Cyber risks | Covers computer attacks and theft of customer data. |
Why use a veterinary clinic insurance comparator?
Our professional insurance quote platform allows you to centralize your requests and get an overview of the options available.
Recommended property and casualty insurers for veterinary clinics
| Insurer | Possible products / coverages | Peculiarities |
|---|---|---|
| Intact Insurance | Third Party Liability, Commercial Property, Facility Protection, Equipment, Cyber Risk | Products for various sizes of veterinary clinic |
| Promutuel Insurance | Liability, business interruption, property damage insurance | Strong regional roots, offers that can be adapted to the profile |
| Aviva insurance | Property, Liability, Professional Liability, Specialty Equipment | Coverage adaptable according to the type of veterinary procedures performed |
| Beneva | Property, liability, business interruption | Offerings for Animal Health Care Businesses |
| Desjardins Insurance | Property, Liability, Employee Protection | Provincial presence, options based on geographic location |
| Other partner insurers | Subject to availability and clinic profile | Submissions submitted via external brokers registered with CHAD |
Insurance products exist to cover property, civil liability and the activities of a veterinary clinic.
Get a free quote for insurance for veterinary clinics .
Est-ce que l’assurance est obligatoire pour une clinique vétérinaire?
Yes. Although it is not always required by law, it is essential to practice safely and compliantly.
Quel est le coût moyen d’une assurance pour une clinique vétérinaire?
As a guideline, some veterinary clinics pay insurance premiums that can start at around $1,000 per year. However, the exact amount depends on several factors, including the size of the clinic, the benefits chosen and the insurer.
L’assurance couvre-t-elle les incidents causés par les animaux?
Coverage for damage caused by animals may vary depending on the policy chosen and the insurer. Some liability or professional liability insurance coverage may include this type of risk, but it’s important to validate the exact terms with a broker.