Taxi Fleet Insurance: Compare in less than 3 minutes

Why take out insurance adapted to a fleet of taxis?

• Multiple drivers : no more risk of accidents or incidents.
• Heavy vehicle use : increased wear and tear and high claims frequency.
• Enhanced legal protection : in the event of a dispute with a customer or a third party.
• Compliance with legal requirements : certain guarantees are mandatory to operate.
• Cost optimization : Fleet insurance eliminates the need to pay for each policy separately.

Essential Warranties for a Taxi Fleet

Why compare taxi fleet insurance?

• Find the ideal cover at a great price.
• Save time with quick responses.
• Compare coverage and pricing from multiple insurers in one click.
• Do business with specialized brokers who understand your reality.

Which insurers cover taxi fleets?

Une assurance flotte est-elle obligatoire pour plusieurs taxis ?

Yes, as soon as you manage several commercial vehicles, fleet insurance is strongly recommended, even required.

IN BRIEF

Taxi Fleet Insurance

Taxi fleets (Diamond, Hochelaga, etc.) must insure several vehicles under a commercial taxi fleet policy, with high liability for passenger transportation ($2-5 million).

Specific taxi: drivers with class 4C license, own SAAQ file, and customer training. Specialized programs via non-standard markets (the taxi market is restricted in Quebec).

Peut-on assurer plusieurs chauffeurs pour chaque véhicule ?

Yes, it is possible to insure a fleet with multiple drivers per vehicle, depending on the conditions of the policy.

Comment est calculé le prix d’une assurance flotte ?

The price depends on the number of vehicles, their type, the driver’s record and the claims history.

What are the main coverages in taxi fleet insurance insurance?

A typical taxi fleet insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.

What exclusions should I check before signing?

The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.

Can I bundle my taxi fleet insurance insurance with auto or home?

Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.

How does professional liability (E&O) insurance work?

Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).

How long does a taxi fleet insurance quote via Assur360 take?

The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote