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In a high-risk trade like roofing, specialized insurance is much more than a legal requirement — it’s vital protection. Offered by insurance brokers, it covers your projects, your liability and your peace of mind. Now compare the options designed for your professional reality.
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Why is roofer-friendly insurance essential?
- Working at heights : risk of falls or serious injury.
- Civil liability : damage to a building or third parties.
- Expensive tools and materials : theft or breakage on the construction site.
- Contractual obligations : required by several clients.
- Employees : coverage in the event of accidents in the workplace.
Guarantees to consider for roofing insurance
| Guarantee | Description |
|---|---|
| Civil liability | Covers damage caused to third parties during the work. |
| Equipment Insurance | Protects your tools and machines from theft, fire and accidental breakage. |
| Builder’s risk insurance | Covers damage that occurred during the duration of the project. |
| Errors and omissions | Protects against malpractice and inadequate advice. |
| Employee compensation | Covers disputes related to workplace accidents on the construction site. |
Roofer insurance comparator: why use it?
- Access to several offers in a few clicks.
- Quick evaluation of prices and guarantees according to your profile.
- Save time, without calls or travel.
- Support from specialized brokers.
- No obligation to purchase, 100% free quote.
Which property and casualty insurer offers products adapted to roofers?
| Insurer | Suitable for roofers | Pricing | Ease of management | Customer service |
|---|---|---|---|---|
| Intact | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| The Unique | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| Promutuel | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ |
| Aviva insurance | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ |
| Economical | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐☆☆ |
Is insurance mandatory for roofers in Quebec?
Yes, it is often required by clients, especially in civil liability. It is also highly recommended to avoid significant financial losses.
IN BRIEF
Insurance for roofers (contractors)
Roofers are among the riskiest jobs in construction. Insurers require: a valid RBQ license, a CNESST prevention program at height, and its own claims history.
Covers: RC $2-5 M, equipment (scaffolding, lifts), commercial vehicles and warranty for installation defects covering post-installation infiltration for 12-24 months.
Combien coûte une assurance couvreur?
The cost varies depending on your turnover, the type of work done and your claims history. On average, it starts around $1000 per year.
Puis-je couvrir mes outils et mon matériel?
Absolutely. The “goods and equipment” guarantee protects you against theft, breakage or loss on construction sites.
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