L’assurance est-elle obligatoire pour les couvreurs au Québec?

Oui, elle est souvent exigée par les donneurs d’ouvrage, notamment en responsabilité civile. Elle est aussi fortement recommandée pour éviter des pertes financières importantes.

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Q: Combien coûte une assurance couvreur?

Le coût varie selon votre chiffre d’affaires, le type de travaux réalisés et votre historique de réclamations. En moyenne, cela commence autour de 1000 $ par an.

Q: Puis-je couvrir mes outils et mon matériel?

Absolument. La garantie "biens et équipements" vous protège contre le vol, les bris ou les pertes sur les chantiers.

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A construction worker wearing a safety harness, helmet and reflective vest stands on a ladder while installing or repairing a metal roof. With Roofing Insurance, get your quote in less than 3 minutes before the start of your work.

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In a high-risk trade like roofing, specialized insurance is much more than a legal requirement — it’s vital protection. Offered by insurance brokers, it covers your projects, your liability and your peace of mind. Now compare the options designed for your professional reality.

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Why is roofer-friendly insurance essential?

Working at heights : risk of falls or serious injury.
Civil liability : damage to a building or third parties.
Expensive tools and materials : theft or breakage on the construction site.
Contractual obligations : required by several clients.
Employees : coverage in the event of accidents in the workplace.

Guarantees to consider for roofing insurance

Guarantee	Description
Civil liability	Covers damage caused to third parties during the work.
Equipment Insurance	Protects your tools and machines from theft, fire and accidental breakage.
Builder’s risk insurance	Covers damage that occurred during the duration of the project.
Error and omission	Protects against malpractice and inadequate advice.
Employee compensation	Prevents disputes related to workplace accidents on the construction site.

Roofer insurance comparator: why use it?

Access to several offers in a few clicks.
Quick evaluation of prices and guarantees according to your profile.
Save time, without calls or travel.
Support from specialized brokers.
No obligation to purchase, 100% free quote.

Which property and casualty insurer offers products adapted to roofers?

Insurer	Suitable for roofers	Pricing	Ease of management	Customer service
Intact	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆
The Unique	⭐⭐⭐⭐☆	⭐⭐⭐☆☆	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆
Promutuel	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆	⭐⭐⭐☆☆
Aviva	⭐⭐⭐⭐☆	⭐⭐⭐⭐☆	⭐⭐⭐☆☆	⭐⭐⭐⭐☆
Economical	⭐⭐⭐☆☆	⭐⭐⭐⭐☆	⭐⭐⭐☆☆	⭐⭐⭐☆☆

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Is insurance mandatory for roofers in Quebec?

Yes, it is often required by clients, especially in civil liability. It is also highly recommended to avoid significant financial losses.

Combien coûte une assurance couvreur?

The cost varies depending on your turnover, the type of work done and your claims history. On average, it starts around $1000 per year.

Puis-je couvrir mes outils et mon matériel?

Absolutely. The “goods and equipment” guarantee protects you against theft, breakage or loss on construction sites.