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Road Freight Insurance: Get Your Quick Quote Online

QUICK QUOTE

Tailor-made insurance for professional hauliers

Transporting goods on Quebec roads or elsewhere involves high risks: accidents, losses, theft, mechanical breakdowns, delivery delays, etc. Specialized insurance is crucial to protect you. Brokers support you with fast, personalized and competitive solutions.

Red truck on green highway.

Why opt for insurance specialising in road transport?

  • Liability for Cargo Transported
  • Protection against damage to your trucks, trailers and goods
  • Legal obligations for interprovincial or international carriers
  • High risk of theft or loss en route
  • Insurance requirements for delivery or logistics contracts

Important guarantees for road freight transport

GuaranteeDescription
Motor liabilityCovers damage caused to others in a road accident
Cargo insuranceProtects transported goods against loss, breakage or theft
Equipment/tractor insuranceCovers damage or breakage of your heavy vehicles and trailers
Contractual liabilityProtects against non-compliance with your contractual delivery commitments
Business interruption insuranceCovers financial losses if you can no longer operate temporarily

Why use a transport insurance comparator?

  • Access to multiple quotes in a single process
  • Tailored to the precise needs of transport companies
  • Ability to customize your coverage
  • Experienced brokers in the transportation industry
  • Save time and money on your insurance premiums

Which property and casualty insurers cover road freight transport?

InsurerRoad transport specialisationEvaluation
The Unique✅ Truck Commercial Insurance Expertise⭐⭐⭐⭐☆
Intact Insurance✅ Products for small and large carriers⭐⭐⭐⭐☆
Northbridge✅ Specialist in complex risks and goods⭐⭐⭐⭐☆
Aviva insurance✅ Flexible Solutions for Autonomous Carriers⭐⭐⭐⭐☆
Economical✅ Ideal for fleets⭐⭐⭐☆☆
L’assurance cargaison est-elle obligatoire ?

Not mandatory in all cases, but essential to protect yourself in the event of loss or theft of goods.

Freight Trucks — Assur360

IN BRIEF

Road freight transport insurance

Cargo insurance (Motor Truck Cargo) covers goods in transit against theft, fire, collision, water, vandalism. The typical limit is between $50,000 and $250,000 per load.

Common exclusions: Jewelry, artwork, furs, alcohol, tobacco, and high-end electronics require a specific endorsement or policy. Declare these products before transport.

Mon assurance couvre-t-elle les trajets hors Québec ?

Yes, if you choose interprovincial or international coverage depending on your operations.

Puis-je assurer plusieurs camions dans un seul contrat ?

Yes, insurers offer suitable policies for commercial vehicle fleets.

What are the main coverages in road freight insurance insurance?
A typical road freight insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.
What exclusions should I check before signing?
The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.
Can I bundle my road freight insurance insurance with auto or home?
Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.
How does professional liability (E&O) insurance work?
Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).
How long does a road freight insurance quote via Assur360 take?
The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote

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Protect your business at the best price

Our AMF-certified brokers compare several insurers to find you the best business coverage.

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