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Why choose insurance coverage adapted to renewable energies?
- Complex technical risks : Wind turbine failure, solar panel failure, energy storage systems.
- Impact of weather conditions : Storms, lightning or ice damaging facilities.
- High value of equipment : High cost to replace or repair in the event of a disaster.
- Environmental liability : Risks related to unintentional damage to the environment.
- Contractual requirements : Projects often subject to specific insurance obligations.
Recommended Renewable Energy Coverages
| Guarantee | Description |
|---|---|
| Equipment breakdown | Protects against mechanical or electrical damage to key components. |
| General Liability | Covers injury or damage caused to third parties on the site. |
| Business interruption | Compensation in the event of a business interruption due to a covered claim. |
| Builder’s Risk Insurance | Protection during installation or maintenance of a project. |
| Environmental responsibility | Covers costs related to accidental pollution or ecological damage. |
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Who offers this specialized insurance? Partner insurer analysis
| Insurer | Renewable energy specialization | Rates | Satisfaction | Reactivity |
|---|---|---|---|---|
| Aviva | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| Intact Insurance | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
| Economical | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ |
| Lloyd’s Canada | ⭐⭐⭐⭐☆ | ⭐⭐☆☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐☆☆ |
| Beneva | ⭐⭐⭐☆☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ | ⭐⭐⭐⭐☆ |
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Quelle assurance est obligatoire pour un projet d’énergie renouvelable ?
It depends on the type of project, but in general civil liability and equipment breakdown are required.
Peut-on assurer une installation domestique (ex : panneaux solaires sur une maison) ?
Yes, many insurers offer specific coverage for residential installations.
Quel est le coût moyen d’une assurance pour une installation renouvelable ?
Rates vary by size, type of technology, and location. A personalized quote is essential.
