QUICK QUOTE
Why specialized coverage is essential
Private schools face unique challenges: student management, educational staff, buildings, and legal responsibilities. Specialized insurance helps secure your business at all levels.
Why opt for insurance dedicated to private schools?
- High-risk environment : student accidents, field or classroom injuries.
- Increased civil liability : interactions with minors, school trips, extracurricular activities.
- Protection of school property : premises, teaching materials, computer equipment.
- Contractual obligations : compliance with Ministry of Education or landlord standards.
- Peace of mind : for principals, teachers and parents.
Essential Coverages to Include in Your Insurance Policy
| Guarantee | Description |
|---|---|
| Civil liability | Protects against claims for damage to third parties. |
| Property Insurance | Covers buildings, equipment and furniture in the event of fire, theft or damage. |
| Errors and omissions insurance | Protects directors from malpractice or negligence. |
| Equipment breakdown | Covers heating, air conditioning, computer systems, etc. |
| Legal protection | Helps cover legal costs in the event of a school-related dispute. |
Why use a school insurance comparison tool?
- Access to multiple insurers in a single request
- Get personalized quotes in minutes
- Easily analyze warranties, prices, and coverage levels
- Neutral support via partner insurance brokers
Which insurers cover private schools?
| Company | Offer adapted to private schools | Assessment (★★★★★) |
|---|---|---|
| Intact Insurance | Yes | ★★★★★ |
| Promutuel | Yes | ★★★★☆ |
| Beneva | Yes | ★★★★☆ |
| The Unique | Yes | ★★★★☆ |
| The Capital | Yes | ★★★★☆ |
Une assurance est-elle obligatoire pour une école privée ?
Yes, it is highly recommended, especially for civil liability and premises.
IN BRIEF
Private School Insurance
Quebec private schools (elementary, secondary, college) accumulate risks: RC for minors, school trips, sports-studies, boarding school, school transportation. Combined coverage $5 to $10 million recommended.
Coverage required: abuse and molestation with a separate limit (often $500,000 to $2 million). Documented prevention policies and recurring staff training are the conditions of subscription.
Peut-on adapter la police d’assurance selon le nombre d’élèves ?
Absolutely, brokers adjust the guarantees according to the size and needs of the institution.
Quels types de sinistres sont les plus fréquents ?
The most common claims are for student injuries, equipment breakdown, and water damage.
Request your quick and free quote
COMPARE AND SAVE
Protect your business at the best price
Our AMF-certified brokers compare several insurers to find you the best business coverage.