Why choose insurance dedicated to private schools?
- High-risk environment : student accidents, field or classroom injuries.
- Increased civil liability : interactions with minors, school trips, extracurricular activities.
- Protection of school property : premises, teaching materials, computer equipment.
- Contractual obligations : compliance with Ministry of Education or landlord standards.
- Peace of mind : for principals, teachers and parents.
Essential Coverages to Include in Your Insurance Policy
| Guarantee | Description |
|---|---|
| Civil liability | Protects against claims for damage to third parties. |
| Property Insurance | Covers buildings, equipment and furniture in the event of fire, theft or damage. |
| Errors and omissions insurance | Protects directors from malpractice or negligence. |
| Equipment breakdown | Covers heating, air conditioning, computer systems, etc. |
| Legal protection | Helps cover legal costs in the event of a school-related dispute. |
Why use a school insurance comparison tool?
- Access to multiple insurers in a single request
- Get personalized quotes in minutes
- Easily analyze warranties, prices, and coverage levels
- Neutral support via partner insurance brokers
Which insurers cover private schools?
| Company | Offer adapted to private schools | Assessment (★★★★★) |
|---|---|---|
| Intact Insurance | Yes | ★★★★★ |
| Promutuel | Yes | ★★★★☆ |
| Beneva | Yes | ★★★★☆ |
| The Unique | Yes | ★★★★☆ |
| The Capital | Yes | ★★★★☆ |
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Une assurance est-elle obligatoire pour une école privée ?
Yes, it is highly recommended, especially for civil liability and premises.
Peut-on adapter la police d’assurance selon le nombre d’élèves ?
Absolutely, brokers adjust the guarantees according to the size and needs of the institution.
Quels types de sinistres sont les plus fréquents ?
The most common claims are for student injuries, equipment breakdown, and water damage.