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Between the management of live animals, specialized products and the reception of the public, operating a pet store involves many risks. Tailor-made insurance protects your business against the unexpected, while ensuring the well-being of your animals and customers. Offered by insurance brokers, this coverage is designed for your industry.

Why take out specialized insurance for your pet store?

  • Presence of live animals : Increased risk in the event of breakage, illness, injury or mortality.
  • Specific equipment : Need to cover aquariums, vivariums, cages, filtration systems, etc.
  • Customers and employees in store : Risk of bites, falls, or allergic reactions.
  • Legal Liability : Protect yourself in the event of a complaint or lawsuit related to a sold animal.
  • Property damage : Fire, water damage or theft can cause significant losses.

Recommended protections for pet stores

GuaranteeDescription
Commercial PropertiesCovers facilities, equipment and stocks (food, accessories).
Civil liabilityProtects against damage to customers or third parties.
Animal mortality or lossCompensation for loss of animals caused by loss or default.
Equipment breakdownCovers specialized filtration, heating, lighting systems.
Business interruptionFinancial assistance in the event of a temporary closure due to a disaster.

Why use an insurance comparison tool for pet shops?

  • Quick access to the best deals : Compare multiple specialty insurers in one place.
  • Save time and money : Get the optimal coverage according to your budget.
  • Free, no-obligation quote : Make an informed choice before committing.
  • Support from expert brokers : Benefit from personalized and adapted advice.
  • Coverage tailored to your needs : Specific coverage for the presence of live animals.

Which insurers offer protection for pet shops?

InsurerProducts suitable for pet storesEvaluation
Intact InsuranceCoverage for specialized businesses⭐⭐⭐⭐☆
PromutuelSolutions for small businesses⭐⭐⭐⭐
The UniqueLive pet retail⭐⭐⭐⭐☆
AvivaMulti-risk company with pet options⭐⭐⭐⭐
The CapitalSME insurance including pet care⭐⭐⭐⭐☆

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Soumission entreprise (#3)
L’assurance couvre-t-elle la perte d’animaux à cause d’une panne d’équipement ?

Yes, if you include coverage for equipment breakdown and animal mortality, you are covered.

Est-ce que l’assurance protège contre les morsures d’animaux ?

Yes, civil liability covers incidents involving the animals in your business.

Une assurance standard suffit-elle pour une animalerie ?

No, pet-specific risks require a specialized policy for adequate coverage.

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