QUICK QUOTE
Delivery. Security. Responsibility.
Transporting parcels requires tailor-made protection for your goods, your vehicles and your liability. Insurance brokers offer you adapted insurance solutions that are easy to compare online. Reliable coverage, delivered as fast as your packages.
Why take out insurance specializing in parcel transport?
- Value and fragility of packages : Risk of loss, theft or damage during transport.
- High frequency of trips : The more you ride, the greater the risk of incidents.
- Responsibility to customers : You are responsible for the goods as long as they are not delivered.
- Commercial vehicles that are often used : Rapid wear and tear, accidents, mechanical breakdowns.
- Contractual requirements : Several customers or platforms require specific insurance.
Essential Guarantees for Parcel Carriers
| Guarantee | Description |
|---|---|
| Goods transported | Covers loss, theft or damage to packages entrusted to you. |
| Professional liability | Protects against customer claims for error, omission, or damage. |
| Comprehensive vehicle insurance | Covers damage to the vehicle used for deliveries, even in the event of fault. |
| Theft and vandalism | Protection in the event of theft from the vehicle or temporary warehouse. |
| Legal protection | Coverage of legal costs in the event of a dispute with a customer or third party. |
Why use an insurance comparison tool for parcel transport?
- Get multiple quotes in minutes, online
- Easily compare prices and warranties
- Access broker partners who are experts in light transportation
- Choose the right coverage according to your volume, your customers or your platform (Amazon, Shopify…)
- Gain security while optimizing your operating costs
Insurers for parcel carriers
| Insurer | Specialization | Evaluation |
|---|---|---|
| Intact Insurance | Light Transportation, SME, Urban Delivery | ⭐⭐⭐⭐☆ |
| Promutuel | Regional SMEs, local delivery | ⭐⭐⭐⭐☆ |
| The Unique | Small carriers, contractors | ⭐⭐⭐☆☆ |
| Aviva insurance | Commercial Vehicles & Specialty Packages | ⭐⭐⭐⭐☆ |
| Northbridge | Logistics and distribution fleet | ⭐⭐⭐⭐⭐ |
Is vehicle insurance enough to deliver packages?
No. It does not cover the goods transported or the specific responsibilities of your delivery business.
Is the package covered in case of theft from the vehicle?
Yes, if you have subscribed to the “goods transported” or “theft” guarantee, depending on the conditions of the contract.
Is it more advantageous to go through a comparison platform?
Yes, you save money by accessing multiple offers and can compare the benefits relevant to your business.
What are the main coverages in parcel insurance compare insurance?
A typical parcel insurance compare insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.
What exclusions should I check before signing?
The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.
Can I bundle my parcel insurance compare insurance with auto or home?
Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.
How does professional liability (E&O) insurance work?
Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).
How long does a parcel insurance compare quote via Assur360 take?
The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.
Request your quick and free quote
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Protect your business at the best price
Our AMF-certified brokers compare several insurers to find you the best business coverage.