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Why take out insurance specialising in parcel transport?
- Value and fragility of packages : Risks of loss, theft or damage during transport.
- High frequency of trips : The more you ride, the greater the risk of incidents.
- Responsibility to customers : You are responsible for the goods as long as they are not delivered.
- Commercial vehicles that are often used : Rapid wear and tear, accidents, mechanical breakdowns.
- Contractual requirements : Several customers or platforms require specific insurance.
Essential Guarantees for Parcel Carriers
| Guarantee | Description |
|---|---|
| Goods transported | Covers loss, theft or damage to packages entrusted to you. |
| Professional liability | Protects against customer claims for error, omission, or damage. |
| Comprehensive vehicle insurance | Covers damage to the vehicle used for deliveries, even in the event of fault. |
| Theft and vandalism | Protection in the event of theft from the vehicle or temporary warehouse. |
| Legal protection | Coverage of legal costs in the event of a dispute with a customer or third party. |
Why use an insurance comparison tool for parcel transport?
- Get multiple quotes in minutes, online
- Easily compare prices and warranties
- Access broker partners who are experts in light transportation
- Choose the right coverage according to your volume, your customers or your platform (Amazon, Shopify…)
- Gain security while optimizing your operating costs
Insurers for parcel carriers
| Insurer | Specialization | Evaluation |
|---|---|---|
| Intact Insurance | Light Transportation, SME, Urban Delivery | ⭐⭐⭐⭐☆ |
| Promutuel | Regional SMEs, local delivery | ⭐⭐⭐⭐☆ |
| The Unique | Small carriers, contractors | ⭐⭐⭐☆☆ |
| Aviva insurance | Commercial Vehicles & Specialty Packages | ⭐⭐⭐⭐☆ |
| Northbridge | Logistics and distribution fleet | ⭐⭐⭐⭐⭐ |
Get your free quote now
Une assurance véhicule suffit-elle pour livrer des colis ?
No. It does not cover the goods transported or the specific responsibilities of your delivery business.
Est-ce que le colis est couvert en cas de vol dans le véhicule ?
Yes, if you have subscribed to the “goods transported” or “theft” guarantee, depending on the conditions of the contract.
Est-ce plus avantageux de passer par un comparateur ?
Yes, you save money by accessing multiple offers and can compare the benefits relevant to your business.
