Why is the right insurance essential for a music school?
- Handling of valuable instruments : pianos, guitars, violins, electronic equipment.
- Premises open to the public : students, parents, visitors to concerts or auditions.
- Risk of injury : falls, improper handling of an instrument, etc.
- Varied staff : permanent, contract or guest professors.
- Outdoor activities : concerts, workshops, music festivals or courses.
Essential guarantees to include in your contract
| Guarantee | Description |
|---|---|
| Civil liability | Protects against claims for injury or damage to others. |
| Instrument insurance | Covers loss, theft or damage to instruments. |
| Professional Liability | Protects against pedagogical or organizational errors. |
| Premises insurance | Covers material damage to buildings and equipment. |
| Special Events | Extension to cover concerts, auditions or off-site shows. |
Why compare insurance for your music school?
- Receive several quotes adapted to your artistic reality
- Save time with a quick analysis of the best offers
- Benefit from personalized advice offered by specialized brokers
- Avoid coverage gaps often found in generalist policies
Which property and casualty insurers offer suitable coverage for music schools?
| Insurer | Offer for music schools | Assessment (★★★★★) |
|---|---|---|
| Intact Insurance | Yes | ★★★★★ |
| Promutuel | Yes | ★★★★☆ |
| Beneva | Yes | ★★★★☆ |
| The Unique | Yes | ★★★★☆ |
| The Capital | Yes | ★★★★☆ |
Request a free quote for your music school
Une école de musique a-t-elle besoin d’une assurance spécialisée ?
Yes, because of the presence of expensive instruments, public activities and many students.
Les instruments sont-ils couverts en dehors de l’établissement ?
Yes, if the cover is extended for travel (e.g. concerts or external courses).
L’assurance couvre-t-elle les professeurs invités ou indépendants ?
Yes, by declaring them in the police. It is also possible to include them in professional liability.