A masonry company in Quebec faces very specific risks: construction sites, scaffolding, tools, materials, damage to third parties and contractual requirements of the client. Masonry business insurance is used to protect your business with guarantees such as civil liability, equipment and tool protection, and, depending on your situation, options related to work, employees and vehicles. On this page, you will find what mason’s insurance generally covers, the information to prepare for a quick quote, and a simple checklist to compare equivalent coverages (amounts, deductibles, exclusions) in order to get a realistic price — without wasting time.
Why choose specialized insurance for masonry?
- Structural damage : errors or poor workmanship that can weaken a building.
- Use of specialized equipment : concrete mixers, scaffolding, motorized tools.
- Working at heights or on site : increased risks for workers and bystanders.
- Contractual or legal requirements : Many clients or projects require specific coverage.
- Professional liability : A mistake can cost a lot in terms of repairs or recourse.
Recommended Warranties for Masonry Companies
| Guarantee | Description |
|---|---|
| General Liability | Protects against damage to third parties on construction sites. |
| Builder’s Risk Insurance (All Risks) | Covers work in progress and materials in storage. |
| Professional errors and omissions | Protects against design or workmanship errors. |
| Equipment and tools insurance | Covers theft or breakdown of specialized equipment. |
| Legal protection | Coverage of costs in the event of a contractual dispute or claim. |
Why use an insurance comparator for masonry?
- Save time with online quotes in less than 3 minutes
- Easily compare prices and coverage levels
- Get advice from brokers who know the construction industry
- Tailor your coverage to your policies, workers, equipment, and responsibilities
- Access protection that meets the requirements of your customers or clients
Masonry damage insurers
| Insurer | Specialization | Evaluation |
|---|---|---|
| Intact Insurance | General contractors, construction sites | ⭐⭐⭐⭐☆ |
| Promutuel | Regional Small Businesses | ⭐⭐⭐⭐☆ |
| The Unique | Specialized building work | ⭐⭐⭐☆☆ |
| Aviva insurance | Equipment, construction sites and responsibility | ⭐⭐⭐⭐☆ |
| Northbridge | Complex construction companies | ⭐⭐⭐⭐⭐ |
Protect Your Masonry Business Now
FAQ
Mon assurance habitation couvre-t-elle mes travaux de maçonnerie ?
No. You must take out commercial insurance dedicated to the masonry activity.
Est-ce que je dois assurer mon outillage portatif ?
Yes, in case of theft or breakage. An “equipment and tools” warranty is strongly recommended.
Une assurance est-elle exigée pour soumissionner à des contrats publics ?
Yes. Most tenders require proof of insurance specific to the construction industry.