Reasons to opt for specialized kinesiology insurance
- Professional liability in the event of injury or bad advice
- Rental of premises, use of equipment or interventions at home
- Health, training or rehabilitation recommendations
- Supervision of vulnerable clienteles or those with special needs
- Risks related to loss of income or specialized equipment
Recommended guarantees for a kinesiology company
| Guarantee | Description |
|---|---|
| Professional Liability | Protects against lawsuits related to errors, omissions, or advice |
| General Liability | Covers accidents occurring on your premises or at a customer’s premises |
| Equipment insurance | Covers weight machines, assessment tools, etc. |
| Business interruption | Compensation if you have to stop your activities temporarily |
| Cyber risks | Protects your customer data and electronic records from theft or hacking |
Why use an insurance comparison tool for kinesiologists?
- Save time with multiple submissions in a single form
- Adapt coverage to your professional reality (self-employed, clinical, online, etc.)
- Get competitive rates by comparing specialized insurers
- Avoid incomplete or inadequate coverage
- Benefit from the expertise of independent brokers in the health sector
Which insurers cover kinesiology companies in Quebec?
| Insurer | Adaptation to the health/kinesiology sector | Assessment (★) |
|---|---|---|
| Intact Insurance | Good for individual professional services | ★★★★☆ |
| Aviva insurance | Excellent professional liability and equipment coverage | ★★★★★ |
| The Unique | Flexible for small and growing businesses | ★★★☆☆ |
| Promutuel | Affordable Pricing for SMBs of Wellness | ★★★★☆ |
| March | Recognized for healthcare professionals | ★★★★★ |
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Dois-je avoir une assurance même si je travaille à domicile ou à distance?
Yes, because you are always exposed to professional and legal risks , even virtually.
Est-ce que l’assurance couvre les séances à domicile ou en entreprise cliente?
Yes, with the right coverage, your out-of-clinic procedures can be fully insured.
Quelle est la différence entre responsabilité civile et professionnelle?
Civil liability covers physical accidents, while professional liability protects against errors related to your advice or treatments.