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Why specialized insurance for a hardware store?
- Heavy and expensive inventory : Building materials, power tools, metal parts.
- Increased risk of theft : Attractive products such as drills, saws and other equipment.
- Frequent in-store customers : Increases the risk of falls or injuries.
- Handling of Dangerous Objects : Handling or storage accidents.
- Environmental Conditions : Risks of fire, water damage or mechanical breakdown.
Important Warranties to Consider
| Guarantee | Description |
|---|---|
| Cargo Insurance | Covers product inventory against fire, theft or water damage. |
| Civil liability | Protects against claims from injured customers in your hardware store. |
| Equipment breakdown | Covers mechanical tools or systems used in your store. |
| Business interruption | Compensation in the event of a temporary closure following a covered loss. |
| Theft and vandalism | Protects against criminal acts, intrusions or intentional destruction. |
Why use an insurance comparator for a hardware store?
- Quickly evaluate multiple quotes from credible commercial insurance companies.
- Find coverage that’s tailored to your area, inventory and risks.
- Cost reduction : Get the best deals, fit your budget.
- Assistance from an expert broker to fully understand the useful guarantees.
- Quick process : Fill out a single form for multiple results.
Which insurers cover hardware stores?
| Insurer | Specific offers for hardware stores | Evaluation |
|---|---|---|
| Intact Insurance | Heavy Inventory Coverage + Liability | ⭐⭐⭐⭐☆ |
| Promutuel | Good protection for SMEs in the commercial sector | ⭐⭐⭐⭐ |
| Aviva insurance | Includes breakage, theft, vandalism and business interruption | ⭐⭐⭐⭐☆ |
| The Unique | Packages for various retail businesses | ⭐⭐⭐⭐ |
| The Capital | Good balance between price and coverage | ⭐⭐⭐⭐ |
Request your free quote now
Protect your business from the unexpected. Receive your personalized offer now.
My inventory is very varied, is it covered?
Yes, specialized insurance covers diversified stocks: tools, materials, appliances.
Que faire si un client se blesse dans mon commerce ?
Civil liability covers legal costs and any compensation.
Est-ce obligatoire d’assurer ma quincaillerie ?
No, but highly recommended. Some guarantees may be required if you rent the premises.
