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Why take out specialized insurance for a garden center?
- Increased risk of damage to structures such as greenhouses or tunnels.
- Theft of horticultural products or equipment during busy periods.
- Significant liability in the event of a customer accident on site.
- Fire or glass breakage in glass buildings.
- This activity is subject to seasonal variations, so there is a need for flexibility.
Essential guarantees for garden centres
| Recommended Warranty | Description |
|---|---|
| Glass breakage and glass | Covers greenhouses, storefronts and buildings with fragile structures. |
| Civil liability | Protects in the event of bodily injury or property damage caused to a third party. |
| Business interruption | Compensation in the event of a loss of sales due to a claim. |
| Theft and vandalism | Covers theft of equipment, tools or plant stocks. |
| Water damage | Insurance in case of flooding, leakage or irrigation problems. |
Why use an insurance comparison tool for a garden centre?
- Quickly get multiple targeted quotes.
- Compare prices, warranties and deductibles in just a few clicks.
- Avoid paying for unnecessary coverage.
- Make sure you’re covered all year round, even out of season.
- Benefit from the advice of brokers specializing in the horticultural sector.
Property and casualty insurers specialising in horticulture and garden centres
| Insurer Partner | Industry-specific offerings | Estimated 💲 price | Satisfaction ⭐ |
|---|---|---|---|
| Intact Insurance | Greenhouse covers, customers, tools and business interruption | $$ | ⭐⭐⭐⭐☆ |
| Promutuel | Advantageous pricing for small regional centres | $ | ⭐⭐⭐⭐ |
| The Unique | Modules adaptable according to the seasons and the type of crop | $$ | ⭐⭐⭐⭐☆ |
| Beneva | Climate protection and natural damage included | $$ | ⭐⭐⭐⭐ |
| The Capital | Complete offer for garden centres with online shop | $$$ | ⭐⭐⭐⭐⭐ |
Get a free, personalized quote
Puis-je ajuster ma couverture selon les saisons ?
Yes, some policies allow you to adjust coverage based on periods of activity.
Et si je vends aussi en ligne, suis-je protégé ?
Yes, some insurance policies include distance or online selling in their coverage.
