Why choose the right insurance for your florist business?
- Perishable stock : Your fresh flowers need to be protected against unexpected breakage and loss.
- In-store and delivery activity : Increased risks related to traffic and interaction with the public.
- Third Party Liability : Essential coverage in the event of a customer or employee accident.
- Specialized equipment : Refrigeration, displays, cutting tools require protection.
- Frequent claims : Fire, theft, vandalism or water damage can occur at any time.
Essential Protections for Florists
| Guarantee | Description |
|---|---|
| Goods and equipment | Protects your flowers, tools, furniture, refrigerators, and fixtures. |
| Civil liability | Covers injury or damage caused to a customer or third party. |
| Business interruption | Compensation in the event of a temporary closure due to a disaster. |
| Water/Fire Damage | Covers major damage that can harm your facilities. |
| Perishable Goods | Covers losses caused by a breakdown or breakdown of refrigerated equipment. |
Why use an insurance comparator for florists?
- Clear market view : Access to multiple insurers in a single search.
- Considerable time savings : No need to call several companies.
- Advantageous pricing : Compare and find the best deal for your budget.
- Customized coverage : Options specific to your business and needs.
- Broker support : Helps to understand clauses and avoid surprises.
Which insurers cover florists?
| Insurer | Products for floral businesses | Evaluation |
|---|---|---|
| Intact Insurance | Specialist shops | ⭐⭐⭐⭐☆ |
| Promutuel | Small Business Insurance | ⭐⭐⭐⭐ |
| The Unique | Local business insurance | ⭐⭐⭐⭐☆ |
| Aviva insurance | Retail & Specialty Shops | ⭐⭐⭐⭐ |
| The Capital | SMEs and floral retailers | ⭐⭐⭐⭐☆ |
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Protect your business, your passion, and your customers today.
Est-ce qu’une assurance standard couvre les pertes de fleurs fraîches ?
No, you need specific coverage for perishable goods in order to be well protected.
Dois-je assurer mes livraisons de fleurs ?
Yes, if you’re a delivery business, you need coverage that is suitable for commercial vehicles.
Quelle est la différence entre responsabilité civile et bris d’équipement ?
Liability covers damage to others, breakage protects your equipment in the event of a breakdown or accident.