QUICK QUOTE
Risks. Building site. Protection.
Excavation companies face high risks related to ground work, heavy machinery and civil liability. Specialized insurance is essential to protect you effectively. Compare the offers of insurance brokers who are experts in construction and public works.
Why take out specialized excavation insurance?
- Risk of underground damage : pipes, cables, foundations accidentally damaged.
- Use of heavy machinery : backhoe loaders, mechanical shovels, mini-loaders.
- Work on high-liability construction sites : incidents that may affect public safety or buildings.
- Liability to third parties and clients : obligation to compensate in the event of damage.
- Contractual requirements : Many clients require specific proof of insurance for access to the job site.
Recommended Coverage for Excavation Companies
| Guarantee | Description |
|---|---|
| General Liability | Protects against damage to third parties (people, property). |
| Machine breakdown | Covers repairs or replacements of your heavy machinery. |
| Builder’s risk insurance | Protects work and materials during installation. |
| Errors and omissions | Warranty for malpractice or design defects. |
| Environmental responsibility | Compensation in the event of accidental pollution of soil or water. |
Why compare excavation insurance?
- Get quick quotes from specialized construction brokers
- Compare construction prices, deductibles and guarantees that are really useful
- Optimize the cost of your coverage without neglecting coverage
- Insure your machines, your sites and your responsibilities at the best price
- Save time, especially if you have multiple vehicles or sites
Insurers for excavation companies
| Insurer | Specialization | Evaluation |
|---|---|---|
| Intact Insurance | Public works, heavy equipment | ⭐⭐⭐⭐☆ |
| The Unique | SMEs in the construction sector | ⭐⭐⭐☆☆ |
| Promutuel | Regional contractors, local excavation | ⭐⭐⭐⭐☆ |
| Aviva insurance | Vehicles, machinery and construction sites | ⭐⭐⭐⭐☆ |
| Northbridge | Complex projects, risky construction sites | ⭐⭐⭐⭐⭐ |
L’assurance chantier suffit-elle pour couvrir mon entreprise d’excavation ?
No. It only protects work in progress, not your liability or your machinery.
Dois-je assurer chaque machine individuellement ?
It depends. Some policies cover your entire fleet, others require a declaration per vehicle.
Est-ce obligatoire d’avoir une assurance excavation ?
Yes, in most cases, the clients require proof of insurance to access the site.
Request your quick and free quote
FREE TOOL
Business Interruption Calculator
Assess your gross insurance profit, detect underinsurance and simulate the impact of a loss on your business.
COMPARE AND SAVE
Protect your business at the best price
Our AMF-certified brokers compare several insurers to find you the best business coverage.