Errors and omissions insurance for web development: Comparator

Why take out insurance?

• You could be held liable in the event of a bug causing a loss of revenue to a customer.
• Technical errors or delivery delays may result in legal action.
• Your customers often require proof of insurance before signing a contract.
• You manage sensitive data that can lead to litigation in the event of a leak.
• You offer professional advice (SEO, UX, etc.) that is likely to be challenged.

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Why use an insurance comparison tool?

• Save time : Get multiple offers in one form.
• Economy : Compare prices and save on your premiums.
• IT Specialization : Access fonts designed for web developers.
• Assistance from partner brokers : benefit from advice adapted to your profile.
• Free quote : no commitment required to receive your quotes.

Insurer Partners for Web Developers

Que couvre l’assurance erreurs et omissions pour développeur web?

It covers claims related to technical errors, faulty advice, late deliveries, or defects in the delivered product.

IN BRIEF

E&O for developers and web agencies

Web developers are exposed to claims for critical bugs, exposed vulnerabilities (XSS, SQL injection), delivery delays, accessibility non-compliance (WCAG/ADA).

Key guarantee: technology errors and omissions with media liability guarantee for the content created. Indicative cost: $800 to $2,500/year for a studio of 1 to 5 developers.

Est-elle obligatoire pour travailler avec certains clients?

Yes, many companies and institutions require proof of insurance before signing a contract.

Peut-on inclure la cyberassurance dans la même police?

Absolutely. Many insurers offer combined E&O + cybersecurity policies for comprehensive protection.

What are the main coverages in errors and omissions insurance for web development insurance?

A typical errors and omissions insurance for web development insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.

What exclusions should I check before signing?

The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.

Can I bundle my errors and omissions insurance for web development insurance with auto or home?

Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.

How does professional liability (E&O) insurance work?

Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).

How long does a errors and omissions insurance for web development quote via Assur360 take?

The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote