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Craft Brewery Insurance: Compare a Quick Quote

QUICK QUOTE

The art of brewing, the responsibility to insure

As a craft brewer, you invest time, passion, and money in creating unique beers. Your facilities, your inventory and your customers demand tailored protection. This is why specialized insurance is essential to cover the risks specific to your profession. Offered by insurance brokers, the quote is fast and free.

Assurance Brasserie artisanale

Why choose insurance for a craft brewery?

  • Your equipment (tanks, ovens, refrigerators) is expensive and vulnerable to breakage.
  • You welcome customers for tastings or events.
  • The transport and distribution of your products involves risks.
  • Your recipes, stocks, and raw materials need to be protected.
  • A disaster can paralyze your business: be prepared with the right guarantees.

Essential Warranties for a Craft Brewery

GuaranteeDescription
Civil liabilityProtects against bodily injury or property damage caused to third parties.
Machinery breakdownCovers repairs or replacement of your brewing equipment.
Product RecallCovers the costs associated with the removal of a defective product.
Business interruptionCompensates for loss of income due to a major loss.
Inventory insuranceProtects your raw materials, bottles and kegs in storage.

Why use an insurance comparison tool for a craft brewery?

A professional insurance comparison tool saves you time and money. In just a few clicks, you get personalized offers based on your production volume, business model and facilities. You can choose the best protection at the best price, with the help of specialized brokers.

Property and casualty insurers offering craft brewery products

InsurerEvaluationMain strengths
Intact Insurance⭐⭐⭐⭐☆Covers artisanal production and equipment breakdowns effectively.
Aviva insurance⭐⭐⭐⭐☆Great option for breweries with tasting room.
The Unique⭐⭐⭐⭐☆Products adapted to agri-food SMEs and artisanal processing.
Beneva⭐⭐⭐☆☆Good value for growing breweries.
Promutuel⭐⭐⭐☆☆Human and local approach for Quebec artisans.

Get your craft brewery insurance quote

Protect your passion and your business today. Fill out our free quote form or use our smart comparator. Our partner brokers are with you every step of the way.

Does the insurance cover events in my brewery?

Yes, with civil liability coverage, events and tastings are covered.

Can we insure inventory stored off-site?

Absolutely, an extended warranty helps insure your secondary inventory.

Is the transport of my beers covered?

Yes, with transport insurance adapted to your commercial activities.

What are the main coverages in craft brewery insurance insurance?
A typical craft brewery insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.
What exclusions should I check before signing?
The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.
Can I bundle my craft brewery insurance insurance with auto or home?
Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.
How does professional liability (E&O) insurance work?
Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).
How long does a craft brewery insurance quote via Assur360 take?
The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote

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