QUICK QUOTE
Specialized insurance is a must for courier and delivery services.
Delivery professionals face unique risks every day: damaged packages, road accidents, loss of goods… Dedicated insurance protects your business and your vehicles. Offered by insurance brokers, this coverage allows you to work with peace of mind, in complete compliance.
Why take out specific insurance for courier and delivery?
- Common risks : heavy traffic, parcel handling, unforeseen delays.
- Increased responsibility : towards customers and transported goods.
- Legal obligations : certain guarantees are required to operate legally.
- Material protection : transport vehicles, digital devices, warehouses.
- Peace of mind : to focus on speed and quality of service.
Essential Warranties for Courier and Delivery Services
| Guarantee | Description |
|---|---|
| Professional liability | Covers damage to customers or third parties during delivery. |
| Commercial Auto Insurance | Protects your delivery vehicles against accidents, theft or breakage. |
| Cargo Insurance | Covers loss or damage to packages during transit. |
| Business interruption insurance | Compensates for financial losses in the event of a temporary shutdown of activity. |
| Legal protection | Provides legal support in the event of a dispute related to a package or customer. |
Why compare courier and delivery insurance?
- Find the best policy for your transportation operations.
- Get quotes from multiple insurers in minutes.
- Save time with a 100% online process.
- Save on your premiums without compromising coverage.
Which insurers cover courier and delivery?
| Insurer | Blanket | Price 💲 | Satisfaction ⭐ |
|---|---|---|---|
| Intact Insurance | Excellent | $$ | ⭐⭐⭐⭐⭐ |
| Aviva insurance | Very good | $$ | ⭐⭐⭐⭐☆ |
| Economical | Good | $ | ⭐⭐⭐⭐☆ |
| Beneva | SME Friendly | $$ | ⭐⭐⭐⭐ |
| Promutuel | Efficient Regional | $$ | ⭐⭐⭐⭐☆ |
What insurance is mandatory for a delivery business?
Liability and commercial auto insurance are usually required to operate legally.
What does parcel transport insurance cover?
It covers damage, loss or theft of goods during transport or handling.
Can I adjust my coverage according to my needs?
Yes, partner brokers tailor the guarantees to the size and nature of your business.
What are the main coverages in courier and delivery insurance insurance?
A typical courier and delivery insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.
What exclusions should I check before signing?
The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.
Can I bundle my courier and delivery insurance insurance with auto or home?
Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.
How does professional liability (E&O) insurance work?
Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).
How long does a courier and delivery insurance quote via Assur360 take?
The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.
Request your quick and free quote
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Protect your business at the best price
Our AMF-certified brokers compare several insurers to find you the best business coverage.