Computer Maintenance Errors and Omissions Insurance: Quote

Why take out insurance?

• Liability for misconfigurations or service interruptions.
• Claims related to data loss, network security, or non-compliance.
• Increased risk of litigation with companies dependent on their IT infrastructure.
• Contractual obligations to show proof of insurance.
• Peace of mind in the face of legal and financial contingencies.

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Why use an IT insurance comparison tool?

• Fast : Get multiple quotes in just a few clicks.
• Economical : compare prices and conditions in one place.
• Suitable : Find fonts specifically designed for IT.
• Support : our brokers guide you according to your professional profile.
• Free and without obligation : no obligation to subscribe.

Insurers specialising in IT maintenance

Qu’est-ce qui couvre l’assurance erreurs et omissions en TI?

It covers professional errors that can cause financial damage to your customers, such as a bad update or system failure.

IN BRIEF

E&O for IT Maintenance Technicians

Managed IT maintenance (MSP) firms are responsible for the availability of client systems. A breakdown, loss of data or intrusion may give rise to claims for professional negligence.

To combine: E&O $1-2M + Cyber $1M + General RC $2M. Customer contracts often require these 3 coverages as a minimum in service level agreements.

Est-ce qu’un pigiste en TI devrait s’assurer?

Yes, even if you’re solo, you’re responsible for the consequences of your work. Insurance protects your personal activity.

Puis-je combiner l’E&O avec la cyberassurance?

Yes. Many policies combine the two coverages in a single contract tailored to IT services.

What are the main coverages in computer maintenance errors and omissions insurance insurance?

A typical computer maintenance errors and omissions insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.

What exclusions should I check before signing?

The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.

Can I bundle my computer maintenance errors and omissions insurance insurance with auto or home?

Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.

How does professional liability (E&O) insurance work?

Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).

How long does a computer maintenance errors and omissions insurance quote via Assur360 take?

The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote