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Computer maintenance involves managing, maintaining, and resolving issues on critical systems. A simple misconfiguration can lead to data loss, service interruptions, or financial damage to your customers. That’s why errors and omissions insurance designed for IT maintenance specialists is essential. Brokers help you find the ideal coverage.
Why take out insurance?
- Liability for misconfigurations or service interruptions.
- Claims related to data loss, network security, or non-compliance.
- Increased risk of litigation with companies dependent on their IT infrastructure.
- Contractual obligations to show proof of insurance.
- Peace of mind in the face of legal and financial contingencies.
Recommended Guarantees
| Guarantee | Description |
|---|---|
| Errors and omissions insurance | Protects against claims for technical fault or negligence. |
| Cyber Insurance | Covers the consequences of a computer attack or data leak. |
| Civil liability | For damage caused during travel or on-site interventions. |
| Legal protection | Coverage of lawyers’ fees in the event of legal proceedings. |
| Business interruption | Financial compensation in the event of interruption of your services. |
Why use an IT insurance comparison tool?
- Fast : Get multiple quotes in just a few clicks.
- Economical : compare prices and conditions in one place.
- Suitable : Find fonts specifically designed for IT.
- Support : our brokers guide you according to your professional profile.
- Free and without obligation : no obligation to subscribe.
Insurers specialising in IT maintenance
| Insurer | Benefits for IT / Maintenance | Evaluation |
|---|---|---|
| Beazley | E&O Specialist for IT Services and Infrastructure | ★★★★★ |
| Intact Insurance | Good cost/coverage balance for SMBs in IT | ★★★★☆ |
| Trisura | Flexible for self-employed maintenance contractors | ★★★★☆ |
| Victor Canada | Scalable products for small IT teams | ★★★★☆ |
| Coalition | All-in-one E&O + Cyber Insurance | ★★★★★ |
Qu’est-ce qui couvre l’assurance erreurs et omissions en TI?
It covers professional errors that can cause financial damage to your customers, such as a bad update or system failure.
IN BRIEF
E&O for IT Maintenance Technicians
Managed IT maintenance (MSP) firms are responsible for the availability of client systems. A breakdown, loss of data or intrusion may give rise to claims for professional negligence.
To combine: E&O $1-2M + Cyber $1M + General RC $2M. Customer contracts often require these 3 coverages as a minimum in service level agreements.
Est-ce qu’un pigiste en TI devrait s’assurer?
Yes, even if you’re solo, you’re responsible for the consequences of your work. Insurance protects your personal activity.
Puis-je combiner l’E&O avec la cyberassurance?
Yes. Many policies combine the two coverages in a single contract tailored to IT services.
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Protect your business at the best price
Our AMF-certified brokers compare several insurers to find you the best business coverage.