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Protect your craftsmanship
As a cheese producer, you handle fresh produce, specialized equipment and manage delicate processing facilities. Proper professional insurance is essential to prevent loss, product recalls, or health incidents. Offered by insurance brokers, the quote is done in a few clicks, quickly and free of charge.
Why specialized insurance for your cheese dairy?
- Your pasteurization and maturing equipment is expensive and sensitive.
- Health or contamination risks can lead to significant losses.
- Your customers, employees and visitors must be covered in the event of an accident.
- Refrigeration losses or machine breakdowns can interrupt your production.
- You are responsible for the food safety of your products.
Important guarantees for an artisanal cheese dairy
| Guarantee | Description |
|---|---|
| Civil liability | Protects in the event of damage to a third party (customer, supplier, visitor). |
| Loss of refrigeration | Covers loss of products due to failure of refrigeration systems. |
| Product Recall | Covers the logistical and advertising costs of a market withdrawal. |
| Equipment breakdown | Protects your processing and preservation plants and machines. |
| Business interruption | Compensates for loss of income if a disaster interrupts your production. |
Why compare insurance for cheese dairies?
Using a commercial insurance comparison tool means ensuring that you get the best protection at the right price. You save time, get personalized offers and access specialized products from experienced insurance brokers in the food and beverage industry.
IN BRIEF
Insurance for artisanal cheese dairies
Quebec cheese factories are subject to the MAPAQ and must cover: production (vats, ripening rooms, cold rooms), stocks of mature cheeses (often $50,000 to $250,000), and risks of poisoning (Listeria, E. coli).
To be expected: spoiler guarantee in the event of a breakdown of refrigeration equipment (a cheese in ripening = months of production), plus a product recall in the event of contamination detected.
Which insurers offer coverage for cheese dairies?
| Insurer | Evaluation | Strengths |
|---|---|---|
| Intact Insurance | ⭐⭐⭐⭐☆ | Strong coverage for the agri-food sector and operating losses. |
| Promutuel | ⭐⭐⭐⭐☆ | Good knowledge of rural and craft realities. |
| Aviva insurance | ⭐⭐⭐⭐☆ | Tailor-made products for food processors. |
| Beneva | ⭐⭐⭐☆☆ | Competitive pricing for SMEs in the food sector. |
| The Unique | ⭐⭐⭐☆☆ | Flexible solutions, ideal for small, growing cheese factories. |
Get your insurance quote for your cheese factory
Protect your production, equipment, and revenue. Get a free quote or compare multiple offers online. Our specialized brokers will help you choose the guarantees essential to your business.
Mon assurance couvre-t-elle les pertes liées à une panne de réfrigération?
Yes, with the loss of refrigeration guarantee, your damaged products are refunded.
Is the product recall included automatically?
No, this is often an additional option, but highly recommended for cheesemakers.
Puis-je couvrir mes marchés ou événements extérieurs?
Yes, extended warranties can cover your activities outside of the main site.
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