Climate change, renewable energy and hydrogen-powered cars

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Quebec at the heart of ecological transformation

A new setting: Climate change and property and casualty insurance

Melting glaciers, changing seasons, more frequent storms - Quebec is feeling the effects of climate change like never before. This new reality poses new challenges for the property & casualty insurance industry. Insurers must adapt to protect Quebecers' property and vehicles against these increasingly unpredictable weather events.

Renewable energy: The wind of change

The Power of Renewable

Renewable energies, such as solar and wind power, are taking Quebec's energy landscape by storm. Not only are they helping to reduce carbon emissions, they're also transforming the way homes and buildings are companies are insured. Solar panels on the roof and wind turbines in the yard are changing the face of risk assessment and underwriting in property and casualty insurance.

New automotive technologies: Into the unknown

From Speed to Electrification

Cars aren't what they used to be. The emergence of electric vehicles (EVs) and hydrogen-powered cars is changing the automotive landscape in Quebec. While these new technologies promise a reduced carbon footprint, they also raise questions about the pricing of car insurance. How do we assess the risks associated with EV batteries? How should recharging infrastructures be insured?

Innovative solutions for a secure future

The Essential Role of Insurance Companies

Faced with these challenges, Quebec's insurance companies are not standing idly by. They are developing innovative solutions to meet the changing needs of Quebecers. Insurance products tailored to renewable energy owners are emerging. Hydrogen-powered vehicles are also finding their place in car insurance offers, with specific cover for hydrogen propulsion systems.

A secure, environmentally-friendly future

Quebec on the road to sustainability

In Quebec, property & casualty insurance is following the currents of change, just like the rivers that flow through its beautiful province. The combination of climate change, renewable energy and new automotive technologies is creating an unprecedented upheaval. But one thing is clear: insurers are up to the challenge. They are working tirelessly to ensure a secure, environmentally-friendly future for all Quebecers, where climate challenges and technological advances converge to create a safer, more sustainable Quebec.

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L'Team 360 General insurance broker
On average, our brokers have over ten years' experience in the insurance industry.