Driving school insurance
RAPID
SPECIALISTS
Here are the highlights of the program:
- Independent 100% firm;
- Customized claims service to speed up the repair of a damaged vehicle;
- 24/7 claims service;
- Possibility of adding faq 43-A-E , FAQ 20;
- Including permission to rent the vehicle to a student to take his SAAQ exam;
- Insurance covering cars, trucks, motorcycles, Harley-Davidsons, mopeds, Spyders and buses;
- Payment terms over 12 months.
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Steps to insure a driving school
To insure a driving school, there are a number of steps to consider in order to guarantee coverage adapted to the specific risks of this activity. Here is a general guide to the steps involved:
1. Assess specific coverage needs
Identify the risks associated with the driving school's activities, including road accidents involving the school's vehicles, civil liability in the event of damage caused to third parties by your students or instructors, and damage to or theft of your vehicles.
2. Search for compulsory and recommended insurance
Certain types of insurance may be mandatory, depending on the legislation in your country or region, such as professional liability insurance. Others, although not compulsory, are strongly recommended, such as comprehensive insurance for vehicles, personal accident insurance for students, and legal protection insurance.
3. Compare insurance offers
Contact several insurers or use a broker for insurance quotes. Compare quotes not only on price, but also on coverage, exclusions and deductibles.
4. Choosing the right insurance policy
Select the policy that offers the best coverage for your driving school's specific needs, taking into account the cost of the insurance. annual bonus and policy conditions.
5. Take out insurance and regularly review coverage
Once you've chosen the insurance you want, proceed with the underwriting. It is also advisable to regularly review your insurance coverage to ensure that it remains adapted to the evolution of your driving school, especially if you add new vehicles or offer new services.
6. Raising awareness and training
Make sure your instructors and students are aware of safety aspects and accident procedures. Good training and awareness can reduce the risk of accidents and, consequently, the cost of insurance.
It is essential to understand all aspects and terms of the insurance policy before finalizing your choice. If in doubt, ask the insurer for clarification or consult an insurance expert.