ECONOMICS
SIMPLE
What are the benefits of using an insurance broker?
First of all, an insurance broker acts as an intermediary between an insurance company and a customer. Hence the usefulness of asking the question: why go through a third party rather than dealing directly with an insurer? To answer this question, here are some answers
Obtaining the best offer
As an intermediary, the insurance broker is a person who knows just about everything there is to know about the insurance industry. This includes insurance companies and the coverage they offer their customers. To this end, the insurance broker uses his expertise to provide valuable advice. It also acts as a gatekeeper to the complexities of the market. In a way, the potential policyholder can have a wide choice when dealing with an intermediary. The opposite is true if the direct contact is an insurer. In this case, the choice would be limited to the various coverage services offered by the insurer.
Insurance brokers focus on customer satisfaction
Thanks to its position asindependent, the insurance broker can advise customers on the type of coverage they are looking for. What's more, he or she can have the hindsight to know which offer is best suited to the coverage the customer is looking for. For the customer, this is an undeniable advantage, especially if he or she is unfamiliar with the field of mutualization.
Are insurance broker fees an advantage?
In a way, hiring an insurance broker can work to the advantage of either the individual or the company. of the company. This is especially true when it comes to fees. Dealing directly with an insurance company can be more expensive than going through an intermediary. Moreover, intermediaries rely on their attractive fees to attract customers.
The insurance broker highlights his availability
Ideally, an insurance broker acts as a guide to his customers, particularly individuals and companies. In other words, he provides personalized services, which the customer can call upon in the event of difficulty or need. He also provides advice and guidance on how best to deal with the complexities of insurance conditions. insurance contracts.
Experience as a professional asset
Like all self-employed workersYears of experience are used to convince customers of our level of expertise. It's also the mark of a certain competence, particularly in the sphere of mutualization.
The position of an insurance broker
It's important to remember that an insurance broker's position as an intermediary can be an advantage for both the customer and the broker. His position as a third party enables him to deliver advice with an objective eye, unlike an insurer working on behalf of an insurance company.
An insurance broker can also enrich its expertise by keeping abreast of developments in insurance coverage. In other words, by keeping abreast of new developments in the mutualization market. Then there's the broker's area of expertise. He'll be most interested in knowing about innovations in his field.
