{"id":85000,"date":"2026-07-13T23:27:34","date_gmt":"2026-07-14T03:27:34","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/i-compared-7-car-insurers-quebec-2026-400-difference-broker-guide\/"},"modified":"2026-07-13T23:28:54","modified_gmt":"2026-07-14T03:28:54","slug":"i-compared-7-car-insurers-quebec-2026-400-difference-broker-guide","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-4\/i-compared-7-car-insurers-quebec-2026-400-difference-broker-guide\/","title":{"rendered":"I compared 7 car insurers Quebec 2026: $400 difference (broker guide)"},"content":{"rendered":"<style>.single-post .ut-post-thumbnail,.single-post .entry-thumbnail,.single-post .post-thumbnail{display:none!important}#ez-toc-container{display:none!important}<\/style>\n<p><script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[\n{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\/\/www.assur360.ca\/blog\/\"},\n{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Comparateur\",\"item\":\"https:\/\/www.assur360.ca\/blog\/comparateur-prix-en-3-minutes\/\"},\n{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Comparaison 7 assureurs auto Qu\u00e9bec 2026\"}]}\n<\/script><\/p>\n<p><\/p>\n<p><script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"Quel est l'\u00e9cart moyen entre 2 assureurs pour un m\u00eame profil?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sur notre test 7 assureurs 2026 pour un conducteur 38 ans \u00e0 Thetford Mines avec Honda CR-V 2022, l'\u00e9cart entre le moins cher et le plus cher atteint 408$ par ann\u00e9e, soit 30% de plus. La moyenne des \u00e9carts sur nos derniers 500 magasinages : 340$.\"}},\n{\"@type\":\"Question\",\"name\":\"Le prix le moins cher est-il toujours la bonne option?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pas n\u00e9cessairement. Un tarif bas peut cacher une franchise plus \u00e9lev\u00e9e (1 000$ vs 500$), des exclusions plus larges, ou un service client plus faible. Le prix est important, mais la structure de couverture compte autant.\"}},\n{\"@type\":\"Question\",\"name\":\"Pourquoi mon profil identique donne 7 prix diff\u00e9rents?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Chaque assureur pond\u00e8re les facteurs de risque diff\u00e9remment : historique de sinistres, kilom\u00e9trage, type de stationnement, pr\u00e9sence d'antivol, code postal. Un mod\u00e8le appr\u00e9cie votre profil, un autre le p\u00e9nalise \u2014 d'o\u00f9 l'int\u00e9r\u00eat de magasiner.\"}},\n{\"@type\":\"Question\",\"name\":\"Les prix \u00e9voluent-ils rapidement en 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. 2026 marque une hausse moyenne de 15% chez les grands assureurs (Intact, Belair, TD). Les profils \u00e0 faible risque et bon dossier voient leur prime rester stable \u2014 les autres subissent la hausse. Magasiner tous les 2 ans est le minimum.\"}},\n{\"@type\":\"Question\",\"name\":\"Combien de temps prend un test comme celui-ci?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3 minutes pour transmettre votre profil \u00e0 un courtier. 24-72 heures pour recevoir 3 \u00e0 7 offres comparables selon la complexit\u00e9 du dossier. Aucun frais, aucun engagement.\"}},\n{\"@type\":\"Question\",\"name\":\"Un courtier peut-il n\u00e9gocier au-del\u00e0 du tarif de base?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Un bon courtier applique tous les rabais disponibles (antivol, t\u00e9l\u00e9matique, bundle, alarme, franchise) et n\u00e9gocie certains avenants (FAQ 27, valeur \u00e0 neuf) qui font parfois basculer l'offre gagnante.\"}},\n{\"@type\":\"Question\",\"name\":\"La franchise est-elle n\u00e9gociable?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. Chaque hausse de 500$ de franchise r\u00e9duit la prime de 5% \u00e0 12%. C'est le levier le plus rapide pour \u00e9conomiser sans toucher aux couvertures. \u00c0 moduler selon votre capacit\u00e9 \u00e0 absorber le montant en cas de r\u00e9clamation.\"}}]}\n<\/script><\/p>\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border-radius:16px;padding:56px 32px;text-align:center;margin-bottom:32px;\">\n<p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">Field survey \u00b7 A broker tells us<\/p>\n<h1 style=\"color:#fff;font-size:2.4rem;line-height:1.1;font-weight:800;margin:0 0 20px;max-width:820px;margin-left:auto;margin-right:auto;\"><span class=\"ez-toc-section\" id=\"I-compared-my-premium-with-7-insurers-%E2%80%94-heres-the-408-difference-that-surprised-me\"><\/span>I compared my premium with 7 insurers \u2014 here&#8217;s the $408 difference that surprised me<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p style=\"color:#94a3b8;font-size:1.15rem;max-width:680px;margin:0 auto 28px;\">Profile: 38 years old, Thetford Mines, 2022 Honda CR-V, good record. Here&#8217;s what ads never show you. <\/p>\n<p><a href=\"https:\/\/www.assur360.ca\/soumission-assurance-auto\/\" style=\"background:#10c4c7;color:#fff;padding:14px 40px;border-radius:30px;text-decoration:none;font-weight:700;font-size:16px;display:inline-block;\">Take the test with my profile<\/a>\n<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:24px 0 48px;text-align:center;\">\n<div style=\"padding:20px 12px;\">\n<div style=\"font-size:2rem;font-weight:800;color:#10c4c7;\">7<\/div>\n<div style=\"font-size:.85rem;color:#64748b;margin-top:6px;\">Insurers surveyed<\/div>\n<\/div>\n<div style=\"padding:20px 12px;\">\n<div style=\"font-size:2rem;font-weight:800;color:#10c4c7;\">$408<\/div>\n<div style=\"font-size:.85rem;color:#64748b;margin-top:6px;\">Gap between cheaper and more expensive<\/div>\n<\/div>\n<div style=\"padding:20px 12px;\">\n<div style=\"font-size:2rem;font-weight:800;color:#10c4c7;\">30%<\/div>\n<div style=\"font-size:.85rem;color:#64748b;margin-top:6px;\">Percentage variance<\/div>\n<\/div>\n<div style=\"padding:20px 12px;\">\n<div style=\"font-size:2rem;font-weight:800;color:#10c4c7;\">3 min<\/div>\n<div style=\"font-size:.85rem;color:#64748b;margin-top:6px;\">Time to compare everything<\/div>\n<\/div>\n<\/div>\n<p>Last week, a customer \u2014 let&#8217;s call him <em>Marc<\/em>, 38, a resident of Thetford Mines, driver of a 2022 Honda CR-V, no claims in 12 years \u2014 asked me if he was paying &#8220;the right price&#8221; for his car insurance. His current policy: $1,385\/year with a major direct insurer. He thought he already had the best rate. I decided to do the full test, with the 7 main markets that I can query as an <a href=\"\/courtiers-en-assurance-quebec\/\">AMF licensed<\/a> broker. Here&#8217;s what I found.    <\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-profile-tested-identical-for-the-7\"><\/span>The profile tested (identical for the 7)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background:#f8fafc;border-left:4px solid #10c4c7;padding:24px 28px;margin:24px 0;border-radius:0 12px 12px 0;\">\n<ul style=\"margin:0;padding-left:24px;line-height:1.9;\">\n<li><strong>Driver<\/strong> \u2014 38 years old, 20 years licensed, own record (0 complaints, 0 points)<\/li>\n<li><strong>Vehicle<\/strong> \u2014 2022 Honda CR-V EX-L, ANNUAL MILEAGE 18,000 km<\/li>\n<li><strong>Address<\/strong> \u2014 Thetford Mines, private garage parking at night<\/li>\n<li><strong>Use<\/strong> \u2014 commuting 25 km, leisure at weekends<\/li>\n<li><strong>Deductible Requested<\/strong> \u2014 $500 Collision \/ $500 Comprehensive<\/li>\n<li><strong>Coverage<\/strong> \u2014 $2 million liability, collision, comprehensive, endorsements FAQ 27 + replacement cost<\/li>\n<\/ul>\n<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/07\/comparaison-7-assureurs-quebec_inline.png\" alt=\"Hand holding an insurance comparison sheet with a pen.\" style=\"width:100%;max-width:900px;display:block;margin:32px auto;border-radius:16px;\"\/> <\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-results-%E2%80%94-7-insurers-7-different-premiums\"><\/span>The results \u2014 7 insurers, 7 different premiums<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"overflow-x:auto;margin:24px 0;\">\n<table style=\"width:100%;border-collapse:collapse;\">\n<thead>\n<tr style=\"background:#0d1f2d;color:#fff;\">\n<th style=\"padding:12px;text-align:left;\">Rank<\/th>\n<th style=\"padding:12px;text-align:left;\">Insurer (type)<\/th>\n<th style=\"padding:12px;text-align:right;\">Annual premium<\/th>\n<th style=\"padding:12px;text-align:right;\">Spread vs cheapest<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background:#f0fdfa;\">\n<td style=\"padding:12px;\"><strong> \ud83c\udfc61<\/strong> <\/td>\n<td style=\"padding:12px;\">Insurer A (mutual)<\/td>\n<td style=\"padding:12px;text-align:right;\"><strong>$1,187<\/strong><\/td>\n<td style=\"padding:12px;text-align:right;color:#10c4c7;\">\u2014<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px;\">2<\/td>\n<td style=\"padding:12px;\">Belayer B (Large Traditional)<\/td>\n<td style=\"padding:12px;text-align:right;\">$1,245<\/td>\n<td style=\"padding:12px;text-align:right;\">+ $58<\/td>\n<\/tr>\n<tr style=\"background:#f8fafc;\">\n<td style=\"padding:12px;\">3<\/td>\n<td style=\"padding:12px;\">Insurer C (direct)<\/td>\n<td style=\"padding:12px;text-align:right;\">$1,322<\/td>\n<p>+ <\/p>\n<td style=\"padding:12px;text-align:right;\">$135<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px;\">4<\/td>\n<td style=\"padding:12px;\">Underwriter D (telematics)<\/td>\n<td style=\"padding:12px;text-align:right;\">$1,385<\/td>\n<td style=\"padding:12px;text-align:right;\">+ $198<\/td>\n<\/tr>\n<tr style=\"background:#f8fafc;\">\n<td style=\"padding:12px;\">5<\/td>\n<td style=\"padding:12px;\">Insurer E (bancassurance)<\/td>\n<td style=\"padding:12px;text-align:right;\">$1,442<\/td>\n<td style=\"padding:12px;text-align:right;\">+ $255<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px;\">6<\/td>\n<td style=\"padding:12px;\">Insurer F (Regional Specialist)<\/td>\n<td style=\"padding:12px;text-align:right;\">$1,511<\/td>\n<td style=\"padding:12px;text-align:right;\">+ $324<\/td>\n<\/tr>\n<tr style=\"background:#fef2f2;\">\n<td style=\"padding:12px;\">7<\/td>\n<td style=\"padding:12px;\">Belayer G (Traditional)<\/td>\n<td style=\"padding:12px;text-align:right;\"><strong>$1,595<\/strong><\/td>\n<td style=\"padding:12px;text-align:right;color:#ef4444;\">+ $408<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><em>Average prices observed in July 2026 for this specific profile. The names of insurers are voluntarily anonymized to respect commercial agreements with our partners. <\/em><\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-3-surprises-of-the-test\"><\/span>The 3 surprises of the test<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin:24px 0;\">\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:0 0 12px 12px;\">\n<div style=\"width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:16px;\">1<\/div>\n<h3 style=\"margin:0 0 12px;font-size:1.15rem;\">Marc was in the middle of the painting<\/h3>\n<p style=\"margin:0;color:#475569;font-size:.95rem;\">He was paying $1,385\/year \u2014 almost exactly the median. He wasn&#8217;t in a bad place, but he left <strong>$198 on the table<\/strong> a year. Over 5 years: $990.  <\/p>\n<\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:0 0 12px 12px;\">\n<div style=\"width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:16px;\">2<\/div>\n<h3 style=\"margin:0 0 12px;font-size:1.15rem;\">The live broadcasts were not the cheapest<\/h3>\n<p style=\"margin:0;color:#475569;font-size:.95rem;\">Contrary to their reputation, direct insurers came in 3rd and 4th place \u2014 not first. The mutual insurance company and a traditional one beat them on this profile. <\/p>\n<\/div>\n<div style=\"background:#f8fafc;border-top:4px solid #10c4c7;padding:24px;border-radius:0 0 12px 12px;\">\n<div style=\"width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:16px;\">3<\/div>\n<h3 style=\"margin:0 0 12px;font-size:1.15rem;\">An identical profile = 30% difference<\/h3>\n<p style=\"margin:0;color:#475569;font-size:.95rem;\">There is no logical reason to justify a difference of $408 for the same file. It&#8217;s each insurer&#8217;s own pricing strategy that creates the opportunity \u2014 and shopping around is the only way to capture those gaps. <\/p>\n<\/div>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-ads-never-tell-you\"><\/span>What ads never tell you<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background:#fef2f2;border:2px solid #ef4444;padding:24px 28px;margin:24px 0;border-radius:12px;\">\n<p style=\"margin:0 0 12px;color:#7f1d1d;font-weight:700;\">\u26a0\ufe0f The myth of the &#8220;best insurer&#8221;<\/p>\n<p style=\"margin:0;color:#7f1d1d;\">No insurer is <em>the cheapest for all profiles<\/em>. No. 1 for Marc can be No. 5 for you \u2014 depending on your age, your city, your vehicle, your history. It is mathematically impossible for a single insurer to win each time. Hence the interest in multi-market shopping at each renewal.   <\/p>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-you-can-save-by-stacking-strategies\"><\/span>How much you can save by stacking strategies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Of the last 500 comparisons made by our brokers in 2026, here is the breakdown of the average annual savings by combined strategies:<\/p>\n<ul>\n<li><strong>Switching insurers only<\/strong> : average savings <strong>$340<\/strong><\/li>\n<li>+ <strong>Car + Home Bundle<\/strong> : <strong>+$150<\/strong><\/li>\n<li>+ <strong>Deductible $1,000 instead of $500<\/strong> : +<strong>$110<\/strong><\/li>\n<li>+ <strong>Immobilizer or telematics<\/strong> : +<strong>$180<\/strong><\/li>\n<li>+ <strong>Declared winter tires<\/strong> : +<strong>$90<\/strong><\/li>\n<\/ul>\n<div style=\"background:#f0fdfa;border-radius:12px;padding:28px 32px;margin:24px 0;\">\n<p style=\"margin:0;font-size:1.2rem;font-weight:800;color:#0d1f2d;\">Typical cumulative annual savings: <span style=\"color:#10c4c7;\">up to $870<\/span><\/p>\n<\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A-test-available-everywhere-in-Quebec\"><\/span>A test available everywhere in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The same exercise works for any Quebec profile. Our brokers recently did this test for clients in <strong>Quebec City<\/strong>, <strong>L\u00e9vis<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Chicoutimi<\/strong>, <strong>Gatineau<\/strong>, <strong>Rimouski<\/strong> and <strong>Saint-Georges<\/strong> \u2014 each time with significant differences between the cheapest and the most expensive. <\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<details style=\"border:1px solid #e2e8f0;border-radius:12px;padding:0;margin:12px 0;\">\n<summary style=\"padding:20px 24px;background:#f8fafc;cursor:pointer;font-weight:600;list-style:none;\">How many times a year should I shop?<\/summary>\n<div style=\"padding:20px 24px;color:#475569;\">Ideally every 2 years, or during a major change (new car, moving, claim). The 2026 increases justify a test this year. <\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:12px;padding:0;margin:12px 0;\">\n<summary style=\"padding:20px 24px;background:#f8fafc;cursor:pointer;font-weight:600;list-style:none;\">Does shopping affect my credit report?<\/summary>\n<div style=\"padding:20px 24px;color:#475569;\">No. A submission does not activate a hard credit report. The broker uses your profile only once to query multiple markets \u2014 this is a consultation, not a request for funding.  <\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:12px;padding:0;margin:12px 0;\">\n<summary style=\"padding:20px 24px;background:#f8fafc;cursor:pointer;font-weight:600;list-style:none;\">Does a broker force me to change insurers?<\/summary>\n<div style=\"padding:20px 24px;color:#475569;\">Never. The broker presents you with the results, you decide. If your current policy remains competitive, it will tell you that too.  <\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:12px;padding:0;margin:12px 0;\">\n<summary style=\"padding:20px 24px;background:#f8fafc;cursor:pointer;font-weight:600;list-style:none;\">Assur360 works with which insurers?<\/summary>\n<div style=\"padding:20px 24px;color:#475569;\">More than 10 insurers licensed in Quebec, including mutualists, national traditionalists, regional specialists and direct insurers. The mix is adjusted according to your profile. <\/div>\n<\/details>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Go-further\"><\/span>Go further<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin:24px 0;\">\n<a href=\"https:\/\/www.assur360.ca\/blog\/assurance\/auto\/voitures-plus-volees-quebec-rav4-crv-surprime-vol-2026\/\" style=\"display:block;padding:20px 24px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;text-decoration:none;color:inherit;\"><\/p>\n<div style=\"font-size:.75rem;color:#10c4c7;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;\">Related article<\/div>\n<div style=\"font-weight:700;color:#0d1f2d;\">Most stolen cars in Quebec 2026: RAV4, CR-V, theft surcharge<\/div>\n<p><\/a><br \/>\n<a href=\"https:\/\/www.assur360.ca\/blog\/assurance\/auto\/remboursement-saaq-2026-permis-magasiner-assurance-auto-quebec\/\" style=\"display:block;padding:20px 24px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;text-decoration:none;color:inherit;\"><\/p>\n<div style=\"font-size:.75rem;color:#10c4c7;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;\">Related article<\/div>\n<div style=\"font-weight:700;color:#0d1f2d;\">2026 SAAQ: 75% License Refund + Shopping Insurance<\/div>\n<p><\/a>\n<\/div>\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border-radius:16px;padding:48px 32px;text-align:center;margin-top:48px;\">\n<h2 style=\"color:#fff;font-size:1.8rem;margin:0 0 12px;\"><span class=\"ez-toc-section\" id=\"Do-the-same-test-with-your-profile\"><\/span>Do the same test with your profile<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"color:#94a3b8;margin:0 0 28px;\">Free, no obligation. 10+ insurers compared in 3 minutes. <\/p>\n<p><a href=\"https:\/\/www.assur360.ca\/soumission-assurance-auto\/\" style=\"background:#10c4c7;color:#fff;padding:14px 40px;border-radius:30px;text-decoration:none;font-weight:700;font-size:16px;display:inline-block;margin:0 8px 12px;\">My free quote<\/a><br \/>\n<a href=\"tel:1-866-357-4451\" style=\"background:transparent;color:#fff;padding:14px 40px;border-radius:30px;text-decoration:none;font-weight:700;font-size:16px;display:inline-block;border:2px solid #fff;margin:0 8px;\">1-866-357-4451<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Real test: 38-year-old Thetford driver, Honda CR-V. Difference of $400 between the cheapest and the most expensive. How to shop in 2026.  <\/p>\n","protected":false},"author":49,"featured_media":85001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"I compared 7 car insurers Quebec 2026: $400 difference (broker guide)","_seopress_titles_desc":"Real test: 38-year-old Thetford driver, Honda CR-V. Difference of $400 between the cheapest and the most expensive. 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