{"id":67628,"date":"2026-05-22T00:02:59","date_gmt":"2026-05-22T04:02:59","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/"},"modified":"2026-05-22T00:03:15","modified_gmt":"2026-05-22T04:03:15","slug":"motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/","title":{"rendered":"Motorcycle insurance beginner in Quebec: complete guide to class 6A license in 2026"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"Assurance moto d\u00e9butant au Qu\u00e9bec : guide complet permis classe 6A en 2026\",\"description\":\"Vous obtenez votre permis classe 6A au Qu\u00e9bec ? Voici les tarifs assurance moto d\u00e9butant 2026, les pi\u00e8ges \u00e0 \u00e9viter et les 4 marques id\u00e9ales pour commencer.\",\"datePublished\":\"2026-05-21\",\"dateModified\":\"2026-05-21\",\"author\":{\"@type\":\"Organization\",\"name\":\"Assur360\"},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-logo.png\"}},\"image\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/blog-moto-debutant.jpg\",\"mainEntityOfPage\":\"https:\/\/www.assur360.ca\/blog\/assurance\/recreatif\/assurance-moto-debutant-permis-6a-quebec-2026\/\"}\n<\/script>\n\n<img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/05\/blog-moto-debutant.jpg\" alt=\"Motorcycle insurance beginner Quebec license 6A\" style=\"width:100%;max-width:1200px;height:auto;display:block;margin:0 auto 32px;border-radius:16px;\"\/>\n\n<p>You&#8217;ve just obtained your <strong>Class 6A licence<\/strong> in Quebec \u2014 congratulations. The next step: find motorcycle insurance that won&#8217;t cost you the price of a new motorcycle. Here is everything you need to know about motorcycle insurance for beginners in 2026, the <strong>real rates<\/strong>, the pitfalls to avoid, and the 4 brands that Assur360&#8217;s partner firms recommend for your first years.  <\/p>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/#Why-Beginners-Pay-2-3%C3%97-More\" >Why Beginners Pay 2-3\u00d7 More<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/#Prices-starting-2026-per-engine-capacity\" >Prices starting 2026 per engine capacity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/#The-4-recommended-brands-to-start-with\" >The 4 recommended brands to start with<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/#3-mistakes-to-avoid-in-beginner-motorcycle-insurance\" >3 mistakes to avoid in beginner motorcycle insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/#SAAQ-certified-course-10-to-15-on-your-premium\" >SAAQ certified course: -10 to -15% on your premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-beginner-in-quebec-complete-guide-to-class-6a-license-in-2026\/#Frequently-Asked-Questions-%E2%80%94-Motorcycle-Beginner-Quebec\" >Frequently Asked Questions \u2014 Motorcycle Beginner Quebec<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-Beginners-Pay-2-3%C3%97-More\"><\/span>Why Beginners Pay 2-3\u00d7 More<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>The SAAQ statistics are clear: <strong>motorcyclists with less than 3 years of experience<\/strong> are involved in 4\u00d7 more accidents per kilometre travelled than motorcyclists aged 10+. Insurers adjust their pricing accordingly \u2014 a 22-year-old beginner on a 600cc will pay an average of <strong>$2,100-2,800<\/strong>, compared to $650-1,100 for the same model driven by an experienced 35-year-old motorcyclist. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Prices-starting-2026-per-engine-capacity\"><\/span>Prices starting 2026 per engine capacity<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:24px 0;\">\n<table style=\"width:100%;border-collapse:collapse;background:white;border-radius:12px;overflow:hidden;box-shadow:0 2px 12px rgba(13,31,45,0.08);\">\n<thead><tr style=\"background:#0d1f2d;color:white;\"><th style=\"padding:12px;text-align:left;\">Cylinder capacity<\/th><th style=\"padding:12px;text-align:left;\">Typical beginner model<\/th><th style=\"padding:12px;text-align:right;\">18-22 years<\/th><th style=\"padding:12px;text-align:right;\">25-30 years (apprentice)<\/th><\/tr><\/thead>\n<tbody>\n<tr><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;\"><strong>125-300 cc<\/strong><\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;\">Ninja 400, MT-03, CB300R<\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;text-align:right;\">950-1,400 $<\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;text-align:right;\">600-900<\/td><\/tr>\n<tr style=\"background:#f8fafc;\"><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;\"><strong>400-500 cc<\/strong><\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;\">CB500F, MT-03, SV650<\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;text-align:right;\">1,200-1,800 $<\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;text-align:right;\">800-1,200<\/td><\/tr>\n<tr><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;\"><strong>650 cc roadster<\/strong><\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;\">MT-07, Z650, SV650<\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;text-align:right;\">2,100-2,800 $<\/td><td style=\"padding:12px;border-bottom:1px solid #e2e8f0;text-align:right;\">1,100-1,600<\/td><\/tr>\n<tr style=\"background:#f8fafc;\"><td style=\"padding:12px;\"><strong>600 cc sporty (not recommended)<\/strong><\/td><td style=\"padding:12px;\">YZF-R6, Ninja ZX-6R<\/td><td style=\"padding:12px;text-align:right;\">3 200-4 800 $<\/td><td style=\"padding:12px;text-align:right;\">1 800-2 600<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-4-recommended-brands-to-start-with\"><\/span>The 4 recommended brands to start with<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin:24px 0;\">\n<a href=\"https:\/\/www.assur360.ca\/en\/2026-honda-quebec-motorcycle-insurance\/\" style=\"text-decoration:none;background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:22px;border-top:3px solid #10c4c7;display:block;\"><h3 style=\"color:#0d1f2d;font-size:1.05rem;margin:0 0 8px;font-weight:700;\">Honda<\/h3><p style=\"color:#475569;font-size:14px;margin:0;\">CB500F, NC750X. Legendary reliability, beginner ergonomics, some of the lowest premiums. <\/p><\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/2026-yamaha-quebec-motorcycle-insurance\/\" style=\"text-decoration:none;background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:22px;border-top:3px solid #10c4c7;display:block;\"><h3 style=\"color:#0d1f2d;font-size:1.05rem;margin:0 0 8px;font-weight:700;\">Yamaha<\/h3><p style=\"color:#475569;font-size:14px;margin:0;\">MT-03, MT-07. Versatile roadster, raised position, gentle loss of value. <\/p><\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/2026-kawasaki-quebec-motorcycle-insurance\/\" style=\"text-decoration:none;background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:22px;border-top:3px solid #10c4c7;display:block;\"><h3 style=\"color:#0d1f2d;font-size:1.05rem;margin:0 0 8px;font-weight:700;\">Kawasaki<\/h3><p style=\"color:#475569;font-size:14px;margin:0;\">Ninja 400, Z400. Compact format, accessible sporty, moderate premium for this aesthetic. <\/p><\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/2026-suzuki-quebec-motorcycle-insurance\/\" style=\"text-decoration:none;background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:22px;border-top:3px solid #10c4c7;display:block;\"><h3 style=\"color:#0d1f2d;font-size:1.05rem;margin:0 0 8px;font-weight:700;\">Suzuki<\/h3><p style=\"color:#475569;font-size:14px;margin:0;\">SV650, V-Strom 650. Proven mechanics, mechanically accessible, the icon of the beginner motorcycle. <\/p><\/a>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3-mistakes-to-avoid-in-beginner-motorcycle-insurance\"><\/span>3 mistakes to avoid in beginner motorcycle insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin:24px 0;\">\n<div style=\"background:#fef2f2;border:1px solid #fecaca;border-radius:12px;padding:22px;\"><h3 style=\"color:#991b1b;font-size:1.05rem;margin:0 0 10px;font-weight:700;\">\u274c 1. Choosing a 600 cc sports bike as your first motorcycle <\/h3><p style=\"color:#475569;font-size:14px;margin:0;line-height:1.6;\">Annual premium 3-5\u00d7 higher than an equivalent 650 cc roadster. Insurers sometimes don&#8217;t even cover beginner supersports. <\/p><\/div>\n<div style=\"background:#fef2f2;border:1px solid #fecaca;border-radius:12px;padding:22px;\"><h3 style=\"color:#991b1b;font-size:1.05rem;margin:0 0 10px;font-weight:700;\">\u274c 2. Hiding points of demerit <\/h3><p style=\"color:#475569;font-size:14px;margin:0;line-height:1.6;\">The insurer consults the SAAQ file. Any omissions can cancel your policy retroactively in the event of a claim. <\/p><\/div>\n<div style=\"background:#fef2f2;border:1px solid #fecaca;border-radius:12px;padding:22px;\"><h3 style=\"color:#991b1b;font-size:1.05rem;margin:0 0 10px;font-weight:700;\">\u274c 3. Subscribe to the first quote received <\/h3><p style=\"color:#475569;font-size:14px;margin:0;line-height:1.6;\">The price difference between insurers for a beginner can reach <strong>60-80%.<\/strong> An independent comparison tool is essential. <\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SAAQ-certified-course-10-to-15-on-your-premium\"><\/span>SAAQ certified course: -10 to -15% on your premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>Most Canadian insurers give a <strong>10 to 15% discount<\/strong> to motorcyclists who have completed a recognized driving course: \u00c9cole de conduite moto Qu\u00e9bec, Gold Star, Centre Conduite Plus. Course cost: $600-900. Return on investment in just 2-3 years. It&#8217;s also the best way to reduce your real risk of an accident.   <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Motorcycle-Beginner-Quebec\"><\/span>Frequently Asked Questions \u2014 Motorcycle Beginner Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:16px 20px;margin-bottom:10px;\"><summary style=\"font-weight:700;color:#0d1f2d;cursor:pointer;\">Can you insure a motorcycle with a learner&#8217;s licence (class 6R)?<\/summary><p style=\"color:#475569;margin:12px 0 0;line-height:1.7;\">Yes \u2014 but the premiums are 20-40% higher than with a 6A license. Some insurers require a licensed supervisor on board or refuse altogether (Promutuel, sometimes). <\/p><\/details>\n<details style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:16px 20px;margin-bottom:10px;\"><summary style=\"font-weight:700;color:#0d1f2d;cursor:pointer;\">Which franchise to choose for a beginner?<\/summary><p style=\"color:#475569;margin:12px 0 0;line-height:1.7;\">For a first motorcycle worth $5-8K: deductible of $500-1,000. Above $15K, deductible of $1,500-2,500 to reduce the premium by 15-20%. <\/p><\/details>\n<details style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:16px 20px;margin-bottom:10px;\"><summary style=\"font-weight:700;color:#0d1f2d;cursor:pointer;\">Is there an advantage to staying with the same insurer after 3-5 years?<\/summary><p style=\"color:#475569;margin:12px 0 0;line-height:1.7;\">Yes: motorcycle loyalty (without claims) grants <strong>5-10%<\/strong> with some insurers. But the savings by comparison are often higher \u2014 rebuild your quote every 2-3 years. <\/p><\/details>\n<details style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:16px 20px;margin-bottom:10px;\"><summary style=\"font-weight:700;color:#0d1f2d;cursor:pointer;\">Does my car record affect my motorcycle insurance?<\/summary><p style=\"color:#475569;margin:12px 0 0;line-height:1.7;\">Indirectly: a good car record without demerit points demonstrates your reliability behind the wheel. Several insurers (Beneva, Intact) apply a multi-policy discount and take into account the consolidated file. <\/p><\/details>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:50px 24px;text-align:center;border-radius:12px;margin:48px 0;\">\n<h3 style=\"color:#ffffff;font-size:1.5rem;font-weight:800;margin:0 0 14px;\">Submission starting in 3 minutes<\/h3>\n<p style=\"color:#94a3b8;font-size:1rem;max-width:560px;margin:0 auto 22px;line-height:1.6;\">Assur360&#8217;s partner firms find the best rates for young motorcyclists. Independent comparison tool \u2014 free, no obligation. <\/p>\n<a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-quote-5\/\" style=\"display:inline-block;background:#10c4c7;color:#0d1f2d;font-weight:700;padding:13px 30px;border-radius:30px;text-decoration:none;\">Get my quote\u2192<\/a>\n<\/div>\n\n<h3 class=\"wp-block-heading\">To go further<\/h3>\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\">Complete Guide \u2014 Motorcycle Insurance in Quebec<\/a><\/li><li><a href=\"https:\/\/www.assur360.ca\/en\/2026-honda-quebec-motorcycle-insurance\/\">Honda CB500F, NC750X, CBR650R Insurance<\/a><\/li><li><a href=\"https:\/\/www.assur360.ca\/en\/2026-yamaha-quebec-motorcycle-insurance\/\">Yamaha MT-03, MT-07, R3 Insurance<\/a><\/li><li><a href=\"https:\/\/www.assur360.ca\/en\/montreal-motorcycle-insurance-2026-compare-9-insurers\/\">Motorcycle Insurance in Montreal<\/a><\/li><li><a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-quote-5\/\">Free quote \u2014 3 minutes<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Do you get your class 6A license in Quebec? Here are the motorcycle insurance rates starting 2026, the pitfalls to avoid and the 4 ideal brands to start. <\/p>\n","protected":false},"author":1,"featured_media":67629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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