{"id":23239,"date":"2025-10-26T14:44:33","date_gmt":"2025-10-26T18:44:33","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/how-to-get-cheaper-car-insurance-in-2026\/"},"modified":"2026-04-12T22:35:01","modified_gmt":"2026-04-13T02:35:01","slug":"how-to-get-cheaper-car-insurance-in-2026","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/","title":{"rendered":"How to Get Cheaper Car Insurance in 2026"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/10\/0001-obtenir-assurance-auto-moins-cher-en-2026.png\" alt=\"A smiling man and woman sit next to each other on a brown couch in front of a laptop screen. The man types while the woman leans over the screen, both looking happy and engaged as they search for car insurance options on their Apple laptops \" class=\"wp-image-23145\"  sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/prix\/comment-obtenir-une-assurance-auto-moins-chere\/#article\", \"headline\": \"Comment obtenir une assurance auto moins ch\u00e8re en 2026\", \"url\": \"https:\/\/www.assur360.ca\/blog\/prix\/comment-obtenir-une-assurance-auto-moins-chere\/\", \"datePublished\": \"2025-10-26T14:44:33\", \"dateModified\": \"2026-03-27T12:36:05\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"R\u00e9sum\u00e9 en 30 secondes1) Compare des soumissions \u201cpropres\u201d (la base)2) R\u00e9glages de police qui font baisser la prime3) Rabais \u00e0 activer (souvent...\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOTIVE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Compare your price in 3 min<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">Up to 30 insurers compared. Save on your annual premium. <\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Start my submission<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/02\/meilleur-comparateur-assurance-automobile-au-quebec-en-ligne-rapide.png\" alt=\"Assur360 Comparator for Car Insurance in Quebec\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<ul class=\"wp-block-list\"><\/ul>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#1-Compare-%E2%80%9Cclean%E2%80%9D-submissions-the-basics\" >1) Compare &#8220;clean&#8221; submissions (the basics)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#2-Font-settings-that-lower-the-premium\" >2) Font settings that lower the premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#3-Discounts-to-be-activated-often-cumulative\" >3) Discounts to be activated (often cumulative)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#4-File-vehicle-and-location-what-weighs-most\" >4) File, vehicle and location: what weighs most<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#5-Strategy-2026-by-profile\" >5) Strategy 2026 by profile<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#6-Mistakes-to-avoid-which-are-expensive\" >6) Mistakes to avoid (which are expensive)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#7-Smart-Renewal-Checklist\" >7) Smart Renewal Checklist<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/how-to-get-cheaper-car-insurance-in-2026\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1-Compare-%E2%80%9Cclean%E2%80%9D-submissions-the-basics\"><\/span>1) Compare &#8220;clean&#8221; submissions (the basics)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Insurers assess the same risk differently. For a real comparison: <\/p>\n\n<ol class=\"wp-block-list\">\n<li>Sets a <strong>single scenario<\/strong> : RCA ($2 million recommended), <strong>collision<\/strong>, <strong>no collision or upset<\/strong>, <strong>glass breakage<\/strong>, <strong>same deductible<\/strong> (e.g. $1,000), same <strong>endorsements<\/strong> (QEF 20\/27\/43 if necessary).<\/li>\n\n\n\n<li>Request <strong>\u2265 3 quotes<\/strong> and align all fields (amounts, options).<\/li>\n\n\n\n<li>Choose the <strong>best protection\/price ratio<\/strong>, <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/\" data-type=\"post\" data-id=\"4419\">not just the cheapest<\/a>.<\/li>\n<\/ol>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Tip<\/strong> : If you change vehicles, request a quote <strong>again before purchase<\/strong> \u2014 some models (specific SUVs\/pickup trucks) have a <strong>theft rating<\/strong> that makes the premium explode.<\/p>\n<\/blockquote>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2-Font-settings-that-lower-the-premium\"><\/span>2) Font settings that lower the premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul class=\"wp-block-list\">\n<li><strong>Deductible<\/strong>: Going from <strong>$500 \u2192 $1,000<\/strong> often reduces the premium (<strong>~8-15%).<\/strong><\/li>\n\n\n\n<li><strong>Useful amendments&#8230; but not in duplicate<\/strong> :\n<ul class=\"wp-block-list\">\n<li><strong>QEF 20<\/strong> (Loss of Use): Keep it if a courtesy vehicle is crucial.<\/li>\n\n\n\n<li><strong>QEF 27<\/strong> (unowned vehicle): relevant if you rent\/borrow.<\/li>\n\n\n\n<li><strong>QEF 43<\/strong> (replacement cost): useful on very recent vehicles; re-evaluates after a few years.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Glass breakage<\/strong> : depending on your windshield\/ADAS, compare <em>with\/without<\/em> or with <strong>a separate deductible<\/strong>.<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3-Discounts-to-be-activated-often-cumulative\"><\/span>3) Discounts to be activated (often cumulative)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-6-background-color has-background has-fixed-layout\"><thead><tr><th>Savings lever<\/th><th>Typical Gain*<\/th><th>How to get it<\/th><\/tr><\/thead><tbody><tr><td><strong>Multi-policies<\/strong> (car + home\/renter)<\/td><td>5\u201315 %<\/td><td>Bundles with the same insurer<\/td><\/tr><tr><td><strong>Deductible $1,000<\/strong> (vs. $500)<\/td><td>8\u201315 %<\/td><td>Adjusted in submission<\/td><\/tr><tr><td><strong>Telematics<\/strong> (Measured Driving)<\/td><td>5\u201320 %<\/td><td>Mobile app\/box; Ideal for smooth and urban driving<\/td><\/tr><tr><td><strong>Anti-theft \/ tracker<\/strong> (risky models)<\/td><td>5\u201315 %<\/td><td>Sometimes required for popular SUVs\/pickup trucks<\/td><\/tr><tr><td><strong>Annual Mileage \u2193<\/strong> (Actual)<\/td><td>3\u201310 %<\/td><td>Declares realistic use (telecommuting, fewer journeys)<\/td><\/tr><tr><td><strong>Secondary drivers<\/strong> (experienced profile)<\/td><td>variable<\/td><td>Adding a &#8220;clean&#8221; driver can help in some cases<\/td><\/tr><tr><td><strong>Annual payment \/ direct debit<\/strong><\/td><td>2\u20134 %<\/td><td>Avoids some monthly fees<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">* Indicative estimates; vary according to insurer and profile.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4-File-vehicle-and-location-what-weighs-most\"><\/span>4) File, vehicle and location: what weighs most<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul class=\"wp-block-list\">\n<li><strong>Model with a high theft rating<\/strong> : favor <strong>anti-theft\/approved tracker<\/strong>, secure parking, or even <strong>another model<\/strong> if you buy.<\/li>\n\n\n\n<li><strong>Address &amp; parking<\/strong>: <strong>garage\/driveway<\/strong>&gt;, street parking.<\/li>\n\n\n\n<li><strong>ADAS\/EV repairs<\/strong> : more expensive; Compensate with an adjusted <strong>deductible<\/strong> and telematics if you drive safely.<\/li>\n\n\n\n<li><strong>History<\/strong> : avoid <strong>small claims<\/strong> (you then pay for several years).<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5-Strategy-2026-by-profile\"><\/span>5) Strategy 2026 by profile<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<h3 class=\"wp-block-heading\">Young driver (16\u201324 years old)<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Telematics<\/strong> is almost essential.<\/li>\n\n\n\n<li>Become a <strong>secondary driver<\/strong> on a &#8220;clean&#8221; contract if possible.<\/li>\n\n\n\n<li>Avoid &#8220;risky&#8221; vehicles (theft\/power) for 1st car.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Urban driver (Montreal, Laval, Longueuil)<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Tracker<\/strong> on targeted SUVs\/pickup trucks.<\/li>\n\n\n\n<li><strong>Off-street parking<\/strong> if possible.<\/li>\n\n\n\n<li>Compares several insurers: sensitivity to the neighborhood very variable.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Recent EV or SUV owner<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Checks the <strong>cost of parts<\/strong> and the availability of workshops.<\/li>\n\n\n\n<li><strong>QEF 20<\/strong> useful (repair times).<\/li>\n\n\n\n<li><strong>$1,000 deductible<\/strong> + telematics = winning combo if driving smoothly.<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6-Mistakes-to-avoid-which-are-expensive\"><\/span>6) Mistakes to avoid (which are expensive)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul class=\"wp-block-list\">\n<li><strong>Compare apples and oranges<\/strong> (different deductibles\/amounts).<\/li>\n\n\n\n<li><strong>Under-declaring<\/strong> mileage or parking: risk of litigation in the event of a claim.<\/li>\n\n\n\n<li><strong>Cancel too early<\/strong> without counting the <strong>costs<\/strong> (calculates the net).<\/li>\n\n\n\n<li><strong>Keep endorsements<\/strong> that are no longer necessary (e.g. replacement cost beyond the years covered).<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7-Smart-Renewal-Checklist\"><\/span>7) Smart Renewal Checklist<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul class=\"wp-block-list\">\n<li>Review <strong>deductibles<\/strong> (aim for $1,000 if finances OK).<\/li>\n\n\n\n<li>Checking <strong>amendments<\/strong> (QEF 20\/27\/43): useful or to be adjusted?<\/li>\n\n\n\n<li>Declare <strong>anti-theft\/tracker<\/strong> and <strong>garage<\/strong> if applicable.<\/li>\n\n\n\n<li>Activate <strong>telematics<\/strong> if your driving is smooth.<\/li>\n\n\n\n<li>Request <strong>3 identical quotes<\/strong>.<\/li>\n\n\n\n<li>Keep <strong>proof<\/strong> (anti-theft photos, invoices).<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles sont les protections d&#x27;assurance auto recommand\u00e9es au Qu\u00e9bec ?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">In addition to the mandatory civil liability, it is recommended to add collision, complete perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). A <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">broker<\/a> can trade for you. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance auto au Qu\u00e9bec en 2026 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Le co\u00fbt moyen d'une assurance auto au Qu\u00e9bec se situe entre 600 $ et 2 000 $ par ann\u00e9e. Le prix d\u00e9pend de votre \u00e2ge, exp\u00e9rience de conduite, type de v\u00e9hicule, emplacement et protections choisies. Obtenez votre soumission gratuite en quelques minutes.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelles sont les protections d'assurance auto recommand\u00e9es au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Outre la responsabilit\u00e9 civile obligatoire, il est recommand\u00e9 d'ajouter la collision, les risques complets (vol, vandalisme, intemp\u00e9ries), la valeur \u00e0 neuf (v\u00e9hicule r\u00e9cent), l'assistance routi\u00e8re et l'avenant FAQ 43a pour les dommages non assur\u00e9s.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment r\u00e9duire le co\u00fbt de son assurance auto au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pour payer moins cher : comparez au moins 3 soumissions, regroupez auto + habitation, augmentez la franchise, maintenez un bon dossier de conduite, et demandez les rabais disponibles (antivol, pneus d'hiver, faible kilom\u00e9trage). Un courtier peut n\u00e9gocier pour vous.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>1) Compare &#8220;clean&#8221; submissions (the basics) Insurers assess the same risk differently. For a real comparison: Tip : If you change vehicles, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23150,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Cheapest Car Insurance in Quebec 2026 \u2014 7 Tips | Assur360","_seopress_titles_desc":"Summary in 30 seconds1) Compare \"clean\" quotes (the basics)2) Policy settings that lower the premium3) Discounts to activate (often...","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"How to Get Cheaper Car Insurance in 2026","_seopress_social_fb_desc":"Compare the best car insurance offers in Quebec. AMF certified broker.  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