{"id":20204,"date":"2015-01-14T19:16:21","date_gmt":"2015-01-15T00:16:21","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/why-take-out-comprehensive-travel-insurance\/"},"modified":"2026-04-17T20:01:24","modified_gmt":"2026-04-18T00:01:24","slug":"why-take-out-comprehensive-travel-insurance","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/price-2\/why-take-out-comprehensive-travel-insurance\/","title":{"rendered":"Why take out comprehensive travel insurance?"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/prix\/pourquoi-souscrire-a-une-assurance-de-voyage-multirisque\/#article\", \"headline\": \"Pourquoi souscrire \u00e0 une assurance de voyage multirisque ?\", \"url\": \"https:\/\/www.assur360.ca\/blog\/prix\/pourquoi-souscrire-a-une-assurance-de-voyage-multirisque\/\", \"datePublished\": \"2015-01-14T19:16:21\", \"dateModified\": \"2026-03-27T12:38:35\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault, courtier d'assurance certifi\u00e9 AMF (n\u00ba 2000037336), propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages (n\u00ba 2000037336)\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}}, \"inLanguage\": \"fr-CA\", \"description\": \"Voyagez sereinement avec une assurance voyage multirisque couvrant annulation, interruptions, impr\u00e9vus et retard. Votre s\u00e9curit\u00e9 avant tout !\"}\n<\/script>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/why-take-out-comprehensive-travel-insurance\/#Comprehensive-travel-insurance-in-Quebec\" >Comprehensive travel insurance in Quebec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/why-take-out-comprehensive-travel-insurance\/#What-risks-are-covered\" >What risks are covered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/why-take-out-comprehensive-travel-insurance\/#What-benefits-for-all-these-risks\" >What benefits for all these risks?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comprehensive-travel-insurance-in-Quebec\"><\/span>Comprehensive travel insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Who doesn&#8217;t dream of a <strong>carefree holiday<\/strong>, especially when you&#8217;ve decided to go to an off-the-beaten-track or little-known destination? Since things don&#8217;t always go as you planned, you feel vulnerable if the unexpected happens. Since we cannot predict the type of hazards that could occur, prevention is better than cure. Hence the need to take out multi-risk travel insurance.   <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-risks-are-covered\"><\/span>What risks are covered?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Multi-risk travel insurance allows you to insure a person and their belongings throughout their trip. You use it in the event of cancellation or interruption of the trip due to illness, accident or natural disaster during the stay abroad. In these cases, travel assistance insurance and possibly repatriation insurance are necessary.  <\/p>\n\n<p class=\"wp-block-paragraph\">In addition, delays or failure to show up for boarding a means of transport such as plane, boat or train are also covered by the insurer.  <\/p>\n\n<p class=\"wp-block-paragraph\">Comprehensive insurance also covers <strong>unforeseen events caused by the loss, theft, delay or damage of the insured&#8217;s luggage or other property during the trip.<\/strong><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-benefits-for-all-these-risks\"><\/span>What benefits for all these risks?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">With a ceiling calculated per person or per group, multi-risk travel insurance covers the <strong>costs of cancellation or interruption of a trip<\/strong>. The insurer is also responsible for providing assistance and advice to <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/why-insure-your-home\/\">the insured<\/a>in the event of a claim, as well as for arranging repatriation in the event of death and for covering the associated costs. <\/p>\n\n<p class=\"wp-block-paragraph\">Multi-risk insurance also reassures travellers in the event of a delay or change in the dates and times of departure of their means of transport, by reimbursing the costs incurred by the insured, such as overnight stays in hotels, meals and various transport tickets. Note that most insurers offer this insurance per trip or per year, depending on the needs of the traveller.<\/p>\n\n<p class=\"wp-block-paragraph\">*Always consult a certified representative. Text for illustrative purposes only. <\/p>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"a-quoi-sert-lassurance-voyage\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What is travel insurance used for?<\/summary>\n<p class=\"wp-block-paragraph\">To cover <strong>emergency medical expenses<\/strong> outside Quebec\/Canada, trip <strong>cancellation\/interruption<\/strong> , <strong>luggage<\/strong>, <strong>delay<\/strong> and sometimes <strong>car rental insurance<\/strong>. It protects your budget and your access to care. <\/p>\n<\/details>\n\n\n\n<details id=\"la-carte-de-credit-offre-t-elle-une-assurance-voyage-suffisa\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Does the credit card offer sufficient travel insurance?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Credit card coverage is often limited (duration, amount, exclusions). Dedicated travel insurance provides more comprehensive coverage, including medical evacuation and cancellation. Check <a href=\"https:\/\/www.canada.ca\/fr\/affaires-mondiales\/services\/assurance-voyage.html\">with the Government of Canada \u2014 Travel Insurance<\/a> before you go.  <\/p>\n<\/details>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/blog\/prix\/pourquoi-souscrire-a-une-assurance-de-voyage-multirisque\/\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/prix\/pourquoi-souscrire-a-une-assurance-de-voyage-multirisque\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/prix\/pourquoi-souscrire-a-une-assurance-de-voyage-multirisque\/#a-quoi-sert-lassurance-voyage\",\"name\":\"\u00c0 quoi sert l\u2019assurance voyage\u00a0?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>\u00c0 couvrir les &lt;strong>frais m\u00e9dicaux d\u2019urgence&lt;\/strong> hors Qu\u00e9bec\/Canada, l\u2019&lt;strong>annulation\/interruption&lt;\/strong> de voyage, les &lt;strong>bagages&lt;\/strong>, le &lt;strong>retard&lt;\/strong> et parfois l\u2019&lt;strong>assurance location auto&lt;\/strong>. Elle prot\u00e8ge votre budget et votre acc\u00e8s aux soins.&lt;\/p>\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Comprehensive travel insurance in Quebec Who doesn&#8217;t dream of a carefree holiday, especially when you&#8217;ve decided to go to an off-the-beaten-track or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Travel with peace of mind with multi-risk travel insurance covering cancellation, interruptions, unforeseen events and delays. Your safety first! 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