{"id":20175,"date":"2019-04-04T16:17:26","date_gmt":"2019-04-04T20:17:26","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/motorcycle-insurance-program\/"},"modified":"2026-04-23T17:56:27","modified_gmt":"2026-04-23T21:56:27","slug":"motorcycle-insurance-program","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/","title":{"rendered":"Motorcycle insurance program"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/assurance\/programme\/#article\", \"headline\": \"Programme assurance moto\", \"url\": \"https:\/\/www.assur360.ca\/blog\/assurance\/programme\/\", \"datePublished\": \"2019-04-04T16:17:26\", \"dateModified\": \"2026-03-27T12:22:46\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"D\u00e9couvrez notre programme assurance moto avec comparateur au Qu\u00e9bec. Service r\u00e9clamation 24\/7, options flexibles, et tarifs comp\u00e9titifs pour tous types de motos.\"}\n<\/script>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#Motorcycle-insurance-comparison-in-Quebec\" >Motorcycle insurance comparison in Quebec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#How-much-does-motorcycle-insurance-cost\" >How much does motorcycle insurance cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#How-much-does-sport-motorcycle-insurance-cost\" >How much does sport motorcycle insurance cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#What-is-the-price-of-motorcycle-insurance-and-how-to-get-the-best-rate-in-Quebec\" >What is the price of motorcycle insurance and how to get the best rate in Quebec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#Factors-Influencing-the-Cost-of-Motorcycle-Insurance\" >Factors Influencing the Cost of Motorcycle Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#Type-of-motorcycle-insured-in-Quebec\" >Type of motorcycle insured in Quebec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motorcycle-insurance-comparison-in-Quebec\"><\/span>Motorcycle insurance comparison in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p><strong>Highlights of the program include:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Customized claims service to expedite the repair of an accident vehicle;<\/li>\n\n\n\n<li>24\/7 claims service;<\/li>\n\n\n\n<li>Possibility of adding FAQ 43-A-E, FAQ 20;<\/li>\n\n\n\n<li>Including permission to rent the vehicle to a student to take his or her exam at the <em><strong>SAAQ<\/strong><\/em>;<\/li>\n\n\n\n<li>Insurance including motor vehicles, <a href=\"https:\/\/www.assur360.ca\/en\/commercial-vehicle-insurance\/\" title=\"Commercial Vehicle Insurance\">trucks<\/a>, motorcycles, <a href=\"https:\/\/www.harley-davidson.com\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Harley Davidson\">Harley-Davidsons<\/a>, mopeds, Spyders, buses;<\/li>\n\n\n\n<li>100% independent firm;<\/li>\n\n\n\n<li>Payment terms over 12 months.<\/li>\n<\/ul>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/04\/programme-dassurance-motocyclette.jpg\"><img decoding=\"async\" width=\"1024\" height=\"300\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2019\/04\/programme-dassurance-motocyclette.jpg\" alt=\"Motorcycle Insurance Program\" class=\"wp-image-5051\" title=\"Motorcycle\"  sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>Find out about the motorcycle insurance programs offered by Assur360, talk to our brokers to find out the conditions.<\/p>\n\n<div class=\"rich-text\" contenteditable=\"true\">\n<h2><span class=\"ez-toc-section\" id=\"How-much-does-motorcycle-insurance-cost\"><\/span>How much does motorcycle insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n<div class=\"rich-text\" contenteditable=\"true\">\n<p>Just like car insurance, there are a number of variables that are taken into account when determining the cost of your motorcycle insurance. This includes: <\/p>\n<ul>\n<li>Your age, as rates are usually better for motorcyclists over 25 years old<\/li>\n<li>Your insurance history and motorcycle riding experience<\/li>\n<li>Where you live<\/li>\n<li>How often and how far you ride your motorcycle<\/li>\n<li>The type of motorcycle you ride, including cc<\/li>\n<li>The class of license you have (M1, M2, M, in Ontario for example)<\/li>\n<li>If you have completed a <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\">registered motorcycle<\/a> training course<\/li>\n<\/ul>\n<\/div>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/04\/achat-en-ligne-assurance-moto.jpg\"><img decoding=\"async\" width=\"1024\" height=\"300\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2019\/04\/achat-en-ligne-assurance-moto.jpg\" alt=\"Motorcycle\" class=\"wp-image-5129\" title=\"Motocylette  \"  sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div class=\"rich-text\" contenteditable=\"true\">\n<p>When we briefly analyzed motorcycle quote data, <strong>the approximate average cost of motorcycle insurance was $497<\/strong> . However, costs varied considerably depending on the profile of the driver and the type of motorcycle. <\/p>\n<p>Note that your first year of motorcycle insurance may cost more because you don&#8217;t have a motorcycle insurance history yet. Over time, and if your driving record remains clean, your premiums may decrease in subsequent years. Taking accredited motorcycle training can have a significant impact on the cost of your premiums and save you up to thousands of dollars on your motorcycle insurance.  <\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-much-does-sport-motorcycle-insurance-cost\"><\/span>How much does sport motorcycle insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Some types of motorcycles also cost more to insure than others. Sporty models, for example, usually come with a higher premium. The same goes for large and powerful motorcycles such as some Harley Davidson models. If you&#8217;re looking to buy a motorcycle, consider these guidelines and be sure to use the <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\">motorcycle insurance calculator<\/a> above to better understand the rates for different makes and models.   <\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-is-the-price-of-motorcycle-insurance-and-how-to-get-the-best-rate-in-Quebec\"><\/span>What is the price of motorcycle insurance and how to get the best rate in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Motorcycle insurance is mandatory in Quebec, but the cost can vary greatly depending on several factors, including the motorcycle model, the age of the driver, the place of residence, the level of coverage and the applicable discounts. In this article, we&#8217;ll take a look at the different factors that affect the cost of motorcycle insurance, as well as ways to get the best possible price. <\/p>\n<figure><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/04\/meilleur-assurance-moto-pas-cher.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-7265 size-full\" title=\"Motorcycle belayer\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2019\/04\/meilleur-assurance-moto-pas-cher.jpg\" alt=\"Motorcycle Program Insurance Broker\" width=\"1766\" height=\"500\"  sizes=\"(max-width: 1766px) 100vw, 1766px\" \/><\/a><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Factors-Influencing-the-Cost-of-Motorcycle-Insurance\"><\/span>Factors Influencing the Cost of Motorcycle Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Motorcycle model<\/h3>\n<p>The model of your motorcycle is an important factor in determining the cost of your insurance. High-end motorcycles or sports models often cost more to insure due to their higher cost in the event of damage. <\/p>\n<h3>Age of the driver<\/h3>\n<p>Younger drivers are often considered more at risk and can therefore pay higher insurance premiums. Drivers over the age of 25 often have lower insurance premiums due to their more driving experience. <\/p>\n<h3>Place of residence<\/h3>\n<p>The place of residence is also an important factor in the cost of motorcycle insurance. Urban areas may have higher premiums due to a higher risk of theft or accidents. <\/p>\n<h3>Level of coverage<\/h3>\n<p>The level of coverage you choose with <a title=\"Motorcycle Insurance Broker\" href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-broker-3\/\">your motorcycle insurance broker<\/a> is another important factor in the cost of insurance. Comprehensive insurance will cost more than liability insurance, which is the minimum insurance required in Quebec. <\/p>\n<h3>Applicable discounts<\/h3>\n<p>There are several applicable discounts that can reduce the cost of your <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\">motorcycle insurance<\/a>, such as the Safe Riding Discount, the Age Discount, and the Training Discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Type-of-motorcycle-insured-in-Quebec\"><\/span>Type of motorcycle insured in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Quebec, <a href=\"https:\/\/www.assur360.ca\/en\/insurer-2\/motorcycle-belayer-your-motorcycle-quote-in-a-few-clicks\/\">motorcycle insurers generally offer<\/a> coverage for a variety of types of motorcycles. Here are some of the types of motorcycles commonly insured in the province: <\/p>\n<ol>\n<li><strong>Touring motorcycles:<\/strong> These include models designed for long journeys, providing comfort and stability on the road.<\/li>\n<li><strong>Sport motorcycles:<\/strong> Bikes designed for speed and performance, often used on race tracks.<\/li>\n<li><strong>Cruiser motorcycles:<\/strong> Motorcycles with a classic and relaxed style, often associated with a relaxed ride.<\/li>\n<li><strong>Off-road motorcycles:<\/strong> Motorcycles designed for off-road use, including motocross, enduros and quads.<\/li>\n<li><strong>Standard Street Bikes:<\/strong> Versatile models suitable for everyday use on urban and suburban roads.<\/li>\n<li><strong>Dual-sport type motorcycles:<\/strong> Motorcycles designed for mixed on-road and off-road use.<\/li>\n<li><strong>Electric motorcycles:<\/strong> With the growing popularity of electric motorcycles, more and more insurers are offering coverage for these eco-friendly vehicles.<\/li>\n<\/ol>\n<p>It is important to note that <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\">the cost of motorcycle insurance<\/a> can vary depending on the type of motorcycle, its power, frequency of use, the owner&#8217;s driving experience, and other factors. It is recommended that you consult different insurers for personalized quotes based on the specific type of motorcycle you own. <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-moto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does motorcycle insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p>Motorcycle insurance in Quebec costs on average between $300 and $1,500 per season, depending on the type of motorcycle, your experience and the coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-quote-5\/\">Compare quotes<\/a> for free to get the best price.<\/p>\n<\/details>\n\n<details id=\"quelles-protections-dassurance-moto-sont-recommandees\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles protections d&#x27;assurance moto sont recommand\u00e9es ?<\/strong><\/summary>\n<p>Civil liability (minimum $2,000,000), collision, complete perils (theft, vandalism, fire), replacement cost for recent motorcycles, and protective equipment (helmet, jacket, etc.) are recommended.<\/p>\n<\/details>\n\n<details id=\"lassurance-moto-couvre-t-elle-la-periode-hivernale\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>L&#x27;assurance moto couvre-t-elle la p\u00e9riode hivernale ?<\/strong><\/summary>\n<p>Most insurers offer a seasonal suspension during the winter, which reduces your premium. Only the theft and fire protection remains active during storage. Inform your insurer of your storage dates.  <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance moto au Qu\u00e9bec en 2026 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"L'assurance moto au Qu\u00e9bec co\u00fbte en moyenne entre 300 $ et 1 500 $ par saison, selon le type de moto, votre exp\u00e9rience et les protections choisies. Comparez les soumissions gratuitement pour obtenir le meilleur prix.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelles protections d'assurance moto sont recommand\u00e9es ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"On recommande la responsabilit\u00e9 civile (minimum 2 000 000 $), la collision, les risques complets (vol, vandalisme, incendie), la valeur \u00e0 neuf pour les motos r\u00e9centes, et l'\u00e9quipement de protection (casque, veste, etc.).\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'assurance moto couvre-t-elle la p\u00e9riode hivernale ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"La plupart des assureurs offrent une suspension saisonni\u00e8re pendant l'hiver, ce qui r\u00e9duit votre prime. Seule la protection contre le vol et l'incendie reste active pendant le remisage. Informez votre assureur de vos dates de remisage.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Motorcycle insurance comparison in Quebec Highlights of the program include: Find out about the motorcycle insurance programs offered by Assur360, talk to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14652,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Motorcycle Insurance Program: Compare offers in Quebec","_seopress_titles_desc":"Discover our motorcycle insurance program with comparator in Quebec. 24\/7 claims service, flexible options, and competitive rates for all types of motorcycles. 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