{"id":20171,"date":"2019-07-18T10:32:42","date_gmt":"2019-07-18T14:32:42","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/insurance-with-claim-frequency-2\/"},"modified":"2026-06-26T03:59:09","modified_gmt":"2026-06-26T07:59:09","slug":"insurance-with-claim-frequency-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/insurance-with-claim-frequency-2\/","title":{"rendered":"Insurance with Claim Frequency"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/frequence-de-reclamation\/#article\", \"headline\": \"Insurance with Claim Frequency\", \"url\": \"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/frequence-de-reclamation\/\", \"datePublished\": \"2019-07-18T10:32:42\", \"dateModified\": \"2026-03-27T12:37:28\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault, certified AMF insurance broker (n\u00ba 2000037336), has owned Assur360 for over 30 years.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Property and Casualty Insurance Firm License (n\u00ba 2000037336)\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}}, \"inLanguage\": \"fr-CA\", \"description\": \"Discover insurance with claim frequency by Assur360. Get coverage tailored to your claims history. Protect yourself effectively.\"}\n<\/script>\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2>Do you have a problem with the frequency of home claims?<\/h2>\n\n<p class=\"wp-block-paragraph\">Some people are very lucky, while others are much less fortunate. For the latter, they can encounter different types of incidents on a daily basis such as theft, vandalism, water damage, sewer backup, fire or any other problem. The problem is not only related to the loss itself, but sometimes the frequency of claims for a dwelling, condo or house that are close together can lead to a refusal on the part of the insurer. It even happens that the insured has his or her renewal application rejected and, in some cases, the cancellation of the home insurance contract.   <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/07\/fr&#xE9;quence-de-r&#xE9;clamation-habitation-1024x341.jpg\" alt=\"Frequency of in-house complaints\" class=\"wp-image-4034\"\/><\/figure>\n\n<h3>Solution to the problem of multiple claims<\/h3>\n\n<p class=\"wp-block-paragraph\">In this type of case, it would be time to look for the solution elsewhere, precisely with specialized insurers until the customer&#8217;s situation is regularized. Seeking the help of an insurance broker is a good idea to find the <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\">best possible residential coverage<\/a> at a very competitive price. <\/p>\n\n<p class=\"wp-block-paragraph\">Once the insured returns to a normal state, the broker can assist him in obtaining an attractive offer from a regular insurer on advantageous terms. It&#8217;s time to have the support of Assur360, specialists in hard-to-insure risks. <\/p>\n\n<div style=\"background: linear-gradient(135deg, #f0fdfa, #e0f7fa); border-left: 4px solid #10c4c7; border-radius: 8px; padding: 20px 24px; margin: 32px 0;\">\n<p style=\"margin: 0; font-size: 15px; color: #0d1f2d;\"><strong>\ud83d\udccb Free Tool \u2014 Asset Inventory<\/strong><\/p>\n<p style=\"margin: 8px 0 0; font-size: 14px; color: #334155;\">A detailed inventory of your belongings makes the claims process easier and helps your broker find you the best coverage.  <a href=\"https:\/\/www.assur360.ca\/en\/free-inventory-of-property-quebec-home-insurance-2026\/\" style=\"color: #10c4c7; font-weight: 600;\">Create my inventory for free\u2192<\/a><\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n<details id=\"comment-obtenir-une-soumission-dassurance-gratuite-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to get a free insurance quote in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">With Assur360, get free quotes in minutes. Fill out our online form and receive comparative offers from several Quebec insurers. It&#8217;s fast, free and without obligation.  <\/p>\n<\/details>\n\n<details id=\"pourquoi-comparer-les-assurances-avec-un-courtier\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Why compare insurance with a broker?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">A broker compares the offers of several insurers to find you the best coverage at the best price. His services are free of charge and he accompanies you in the event of a claim. It&#8217;s the easiest way to save on your insurance.  <\/p>\n<\/details>\n\n<details id=\"quels-types-dassurance-peut-on-comparer-avec-assur360\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What types of insurance can be compared with Assur360?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Assur360 allows you to compare car, home, business, boat, motorcycle, snowmobile, quad, RV and much more insurance. <a href=\"\/\">Visit our homepage<\/a> to discover all our insurance products.<\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How to get a free insurance quote in Quebec?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"With Assur360, get free quotes in minutes. Fill out our online form and receive comparative offers from several Quebec insurers. It's fast, free and without obligation.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Why compare insurance with a broker?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A broker compares the offers of several insurers to find you the best coverage at the best price. His services are free of charge and he accompanies you in the event of a claim. It's the easiest way to save on your insurance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What types of insurance can be compared with Assur360?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Assur360 allows you to compare car, home, business, boat, motorcycle, snowmobile, quad, RV and much more insurance. Visit our homepage to discover all our insurance products.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Do you have a problem with the frequency of home claims? Some people are very lucky, while others are much less fortunate. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14943,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Insurance with Claim Frequency | Assur360","_seopress_titles_desc":"Discover Assur360 claims frequency insurance. Get coverage tailored to your claims history. Independent comparator Assur360 with AMF-certified partner.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Insurance with Claim Frequency","_seopress_social_fb_desc":"Compare the best insurance offers in Quebec. AMF certified broker.  Free quote in 3 minutes.","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/07\/reclamation-frequance-habitation.jpg","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"Insurance with Claim Frequency","_seopress_social_twitter_desc":"Compare the best insurance offers in Quebec. AMF certified broker.  Free quote in 3 minutes.","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/07\/reclamation-frequance-habitation.jpg","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"categories":[88],"tags":[],"class_list":["post-20171","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance-in-quebec-2"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/posts\/20171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=20171"}],"version-history":[{"count":12,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/posts\/20171\/revisions"}],"predecessor-version":[{"id":52322,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/posts\/20171\/revisions\/52322"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/14943"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=20171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/categories?post=20171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/tags?post=20171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}