{"id":20171,"date":"2019-07-18T10:32:42","date_gmt":"2019-07-18T14:32:42","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/insurance-with-claim-frequency-2\/"},"modified":"2026-04-17T13:26:03","modified_gmt":"2026-04-17T17:26:03","slug":"insurance-with-claim-frequency-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/insurance-with-claim-frequency-2\/","title":{"rendered":"Insurance with Claim Frequency"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/frequence-de-reclamation\/#article\", \"headline\": \"Assurance avec fr\u00e9quence de r\u00e9clamation\", \"url\": \"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/frequence-de-reclamation\/\", \"datePublished\": \"2019-07-18T10:32:42\", \"dateModified\": \"2026-03-27T12:37:28\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault, courtier d'assurance associ\u00e9 certifi\u00e9 AMF (n\u00ba 2000037336), est propri\u00e9taire d'Assur360 depuis plus de 30 ans.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages (n\u00ba 2000037336)\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}}, \"inLanguage\": \"fr-CA\", \"description\": \"D\u00e9couvrez l'assurance avec fr\u00e9quence de r\u00e9clamation par Assur360. Obtenez une couverture adapt\u00e9e \u00e0 votre historique de sinistres. Prot\u00e9gez-vous efficacement.\"}\n<\/script>\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2>Do you have a problem with the frequency of home claims?<\/h2>\n\n<p class=\"wp-block-paragraph\">Some people are very lucky, while others are much less fortunate. For the latter, they can encounter different types of incidents on a daily basis such as theft, vandalism, water damage, sewer backup, fire or any other problem. The problem is not only related to the loss itself, but sometimes the frequency of claims for a dwelling, condo or house that are close together can lead to a refusal on the part of the insurer. It even happens that the insured has his or her renewal application rejected and, in some cases, the cancellation of the home insurance contract.   <\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2019\/07\/fr&#xE9;quence-de-r&#xE9;clamation-habitation-1024x341.jpg\" alt=\"Frequency of in-house complaints\" class=\"wp-image-4034\"\/><\/figure>\n\n<h3>Solution to the problem of multiple claims<\/h3>\n\n<p class=\"wp-block-paragraph\">In this type of case, it would be time to look for the solution elsewhere, precisely with specialized insurers until the customer&#8217;s situation is regularized. Seeking the help of a broker is a good idea to find the <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\">best possible residential coverage<\/a> at a very competitive price. <\/p>\n\n<p class=\"wp-block-paragraph\">Once the insured returns to a normal state, the broker can assist him in obtaining an attractive offer from a regular insurer on advantageous terms. It&#8217;s time to have the support of Assur360, specialists in hard-to-insure risks. <\/p>\n\n<div style=\"background: linear-gradient(135deg, #f0fdfa, #e0f7fa); border-left: 4px solid #10c4c7; border-radius: 8px; padding: 20px 24px; margin: 32px 0;\">\n<p style=\"margin: 0; font-size: 15px; color: #0d1f2d;\"><strong>\ud83d\udccb Free Tool \u2014 Asset Inventory<\/strong><\/p>\n<p style=\"margin: 8px 0 0; font-size: 14px; color: #334155;\">A detailed inventory of your belongings makes the claims process easier and helps your broker find you the best coverage.  <a href=\"https:\/\/www.assur360.ca\/en\/free-inventory-of-property-quebec-home-insurance-2026\/\" style=\"color: #10c4c7; font-weight: 600;\">Create my inventory for free\u2192<\/a><\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n<details id=\"comment-obtenir-une-soumission-dassurance-gratuite-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Comment obtenir une soumission d&#x27;assurance gratuite au Qu\u00e9bec ?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">With Assur360, get free quotes in minutes. Fill out our online form and receive comparative offers from several Quebec insurers. It&#8217;s fast, free and without obligation.  <\/p>\n<\/details>\n\n<details id=\"pourquoi-comparer-les-assurances-avec-un-courtier\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Why compare insurance with a broker?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">A broker compares the offers of several insurers to find you the best coverage at the best price. His services are free of charge and he accompanies you in the event of a complaint. It&#8217;s the easiest way to save on your insurance.  <\/p>\n<\/details>\n\n<details id=\"quels-types-dassurance-peut-on-comparer-avec-assur360\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quels types d&#x27;assurance peut-on comparer avec Assur360 ?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Assur360 allows you to compare car, home, business, boat, motorcycle, snowmobile, quad, RV and much more insurance. <a href=\"\/\">Visit our homepage<\/a> to discover all our insurance products.<\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment obtenir une soumission d'assurance gratuite au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Avec Assur360, obtenez des soumissions gratuites en quelques minutes. Remplissez notre formulaire en ligne et recevez des offres comparatives de plusieurs assureurs qu\u00e9b\u00e9cois. C'est rapide, gratuit et sans engagement.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Pourquoi comparer les assurances avec un courtier ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Un courtier compare les offres de plusieurs assureurs pour vous trouver la meilleure couverture au meilleur prix. Ses services sont gratuits et il vous accompagne en cas de r\u00e9clamation. C'est la fa\u00e7on la plus simple d'\u00e9conomiser sur vos assurances.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quels types d'assurance peut-on comparer avec Assur360 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Assur360 permet de comparer l'assurance auto, habitation, entreprise, bateau, moto, motoneige, quad, VR et bien plus. Visitez notre page d'accueil pour d\u00e9couvrir tous nos produits d'assurance.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Do you have a problem with the frequency of home claims? Some people are very lucky, while others are much less fortunate. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14943,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Insurance with Claim Frequency | Assur360","_seopress_titles_desc":"Discover Assur360 claims frequency insurance. Get coverage tailored to your claims history.... 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