{"id":20043,"date":"2024-01-09T20:53:00","date_gmt":"2024-01-10T01:53:00","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/car-insurance-comparator-free-2\/"},"modified":"2026-04-22T12:51:45","modified_gmt":"2026-04-22T16:51:45","slug":"car-insurance-comparator-free-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/","title":{"rendered":"Free car insurance comparator: criteria, protection and mistakes to avoid"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/prix\/comparateur-auto\/#article\", \"headline\": \"Comparateur assurance auto gratuit : crit\u00e8res, protections et erreurs \u00e0 \u00e9viter\", \"url\": \"https:\/\/www.assur360.ca\/blog\/prix\/comparateur-auto\/\", \"datePublished\": \"2024-01-09T20:53:00\", \"dateModified\": \"2026-03-24T00:49:45\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"Comparateur assurance auto : gratuit et pratique, mais comment comparer correctement ? Checklist, crit\u00e8res et conseils pour mieux choisir au Qu\u00e9bec.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOTIVE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Car quote in 3 minutes<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">AMF Brokers. Best car prices in Quebec compared for you. <\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Get started<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-auto.png\" alt=\"Orso, Assur360 car insurance broker\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#Save-on-your-car-insurance-premium-today\" >Save on your car insurance premium today<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#Learn-more-and-compare\" >Learn more and compare<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#i\" >\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#Comparison-of-the-different-models\" >Comparison of the different models<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#Save-money-with-a-car-insurance-comparison-tool\" >Save money with a car insurance comparison tool<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#Will-your-current-insurer-always-offer-you-the-best-rates-after-a-move\" >Will your current insurer always offer you the best rates after a move?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/#Why-should-you-shop-around-for-insurance-every-year\" >Why should you shop around for insurance every year?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Save-on-your-car-insurance-premium-today\"><\/span>Save on your car insurance premium today<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Are you looking for the best <strong>car insurance in Quebec<\/strong> without spending hours comparing offers? Thanks to our <strong>online car insurance comparison tool<\/strong>, you can quickly get several personalized quotes from Canada&#8217;s leading insurers. Whether you live in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Sherbrooke<\/strong> or <strong>Gatineau<\/strong>, our tool helps you find coverage that suits your vehicle, your driver profile and your budget. Compare rates, coverages and deductibles in just a few clicks, and save up to 30% on your annual premium. Simple, fast and free \u2014 your <strong>car insurance comparison tool<\/strong> allows you to drive with confidence, at the best price.    <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Learn-more-and-compare\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Learn more and compare<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Before making your choice, it would be wise to compare the rates and conditions of several insurance agents and <\/span><\/span><a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">brokers<\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">  with an insurance comparator. At this point, it is best to have enough information about everything on the insurance policy. Obviously, every point concerning coverage, deductibles and liability insurance sums must be reviewed. Nothing should be overlooked! Saving money is good, but not at the expense of protection, because a low-cost insurance policy can be expensive in the event of a claim, if the coverage or protection is insufficient. Therefore, you should select the insurance policy best <strong>suited to your needs and those of your family<\/strong>, instead of opting for the one that costs the least.    <\/span><\/span><\/p>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2020\/05\/comparateur-auto.png\"><img decoding=\"async\" width=\"1766\" height=\"400\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2020\/05\/comparateur-auto.png\" alt=\"Compare\" class=\"wp-image-8659\" title=\"auto comparator\"  sizes=\"(max-width: 1766px) 100vw, 1766px\" \/><\/a><\/figure>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"i\"><\/span>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison-of-the-different-models\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Comparison of the different models<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Before buying or leasing a car, it would be relevant to take a look at the <\/span><\/span><a href=\"https:\/\/fr.ibc.ca\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"LAC\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">IBC<\/span> comparison table<\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">, to identify insurable cars at an affordable price. Generally speaking, cars with below-average <a href=\"\/a-propos\/4\" target=\"_blank\" rel=\"noopener\" title=\"Insurance\">ratings can be insured<\/a> at a low price. <\/span><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Benefit from a multi-product discount<\/span><\/span><\/h3>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">It is preferable to insure different products with the same insurer in order to be able to claim a discount. Indeed, it would be possible to have a discount by taking out <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/online-car-insurance\/\">car insurance<\/a> and home insurance with the same provider. <\/span><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Increase in the deductible<\/span><\/span><\/h3>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">When it comes to car insurance, the amount of the deductible plays an important role. This corresponds to the share of the damage that remains at the expense of the insured in the event of a claim. If, for example, the amount of the deductible stipulated in the contract is 500 CAD and the amount of the damage amounts to 2000 CAD, the insured must pay the 500 CAD while the insurer will pay the balance.  <\/span><\/span><\/p>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">It would be possible to make some <\/span><\/span><a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/saving-on-home-and-car-insurance-2\/\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">savings on the insurance premium<\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">, with an increase in the value of the deductible of a few hundred dollars. In the long run, it would be more profitable to pay a little more for occasional repairs, instead of having to pay a larger amount for the premium. <\/span><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Reducing the insurance of an old car<\/span><\/span><\/h3>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">People who own an old car can do without certain guarantees and reduce the amount of the premium to be paid at the same time. It would be wiser to compare the value of the insurance to that of the vehicle. And for a little help, you can search on the Assur360 portal.  <\/span><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Take advantage of group insurance<\/span><\/span><\/h3>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">When comparing <\/span><\/span><a title=\"Insurance simulation\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-insurance-simulation-online-quote-2\/\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">bid simulations<\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">  Of the various insurers, we should not neglect group insurance plans, which occasionally offer discounts. Companies, professional associations or alumni, among others, offer group insurance plans that give rise to attractive discounts on the premiums to be paid. <\/span><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Responsible and safe driving<\/span><\/span><\/h3>\n\n<p class=\"wp-block-paragraph\">Motorists who show responsibility and drive safely are the least likely to be involved in accidents and their efforts are rewarded. Indeed, drivers who have a clean record of any accident or infraction for a few years can take advantage of more advantageous insurance premiums. <\/p>\n\n<h3 class=\"wp-block-heading\">Choosing a hybrid model<\/h3>\n\n<p class=\"wp-block-paragraph\">People who drive a hybrid car model, can benefit from a discount like the one offered by some of the <a href=\"https:\/\/www.assur360.ca\/en\/insurer-2\/car-insurer\/\">best car insurers<\/a> that offers a discount of about 5% on car insurance premiums.<\/p>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1000\" height=\"200\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2020\/05\/comparer-assurance.jpg\" alt=\"car insurance comparator\" class=\"wp-image-4427\" title=\"Self Comparator Insurance  \"  sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Save-money-with-a-car-insurance-comparison-tool\"><\/span>Save money with a car insurance comparison tool<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Depending on the insured&#8217;s place of residence, they may be eligible for several rebates in the following cases:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>if they install an anti-theft system on their car;<\/li>\n\n\n\n<li>if they take out insurance for several vehicles with the same provider;<\/li>\n\n\n\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">whether the insured&#8217;s household has more vehicles than drivers;<\/span><\/span><\/li>\n\n\n\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">if they renew their insurance policy with the <\/span><\/span><a href=\"https:\/\/www.assur360.ca\/en\/promutuel-insurance-online-quote\/\" title=\"Promutuel\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">same insurer<\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">;<\/span><\/span><\/li>\n\n\n\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">if they use winter tires during the winter season;<\/span><\/span><\/li>\n\n\n\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">if he joins the en-route Auto program.<\/span><\/span><\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Will-your-current-insurer-always-offer-you-the-best-rates-after-a-move\"><\/span>Will your current insurer always offer you the best rates after a move?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Chances are, when you decided to move, the last thing on your mind was how it would affect your home and car insurance rates. The price of insurance isn&#8217;t precisely at the top of the list of choices when buying when you&#8217;re trying to find a new place to live. Either way, the truth is that your insurance premiums will likely change.   For the lucky ones, this could mean paying less for your  <\/span><\/span><a href=\"\/\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">auto police<\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">, for others, it will mean paying more.<\/span><\/span><\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">To find out about the different ways to save money on your car insurance, it would be relevant to use a car insurance comparison tool <a title=\"Car insurance\" href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" target=\"_blank\" rel=\"noopener\">and request a quote<\/a> online to make a comparison.<\/span><\/span><\/p>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\"><strong>At Assur360, our three-step process will ensure that you get the best <a title=\"Car Insurance Quote\" href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7\/\" target=\"_blank\" rel=\"noopener\">car insurance<\/a> available in Quebec. Here&#8217;s how it works: <\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Personalized Insurance Quotes<\/a> : Assur360 will collect some of your basic information over the phone or online and then an insurance broker will explore the market for you. In less than 15 minutes, you&#8217;ll have up to 10 personalized insurance offers to choose from.<\/span><\/span><\/li>\n\n\n\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Personalize your offers. Once you receive the initial quote, you will be able to edit your information and compare the simulations to find the best overall value. <\/span><\/span><\/li>\n\n\n\n<li><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Once you have selected a quote and reviewed the policy with your dedicated broker, you can sign the documents to receive proof of insurance. If you&#8217;d rather speak with a broker, we&#8217;ll connect you with a dedicated insurance broker who will walk you through all the options and answer any questions you may have. Once you&#8217;re done, your documents will be mailed to you and you can manage your policy.  <\/span><\/span><\/li>\n<\/ul>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2020\/05\/comparateur-.jpg\"><img decoding=\"async\" width=\"1200\" height=\"280\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2020\/05\/comparateur-.jpg\" alt=\"Comparator Insurance Simulator\" class=\"wp-image-5670\" title=\"Compare\"  sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-should-you-shop-around-for-insurance-every-year\"><\/span>Why should you shop around for insurance every year?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong><em>It is recommended to shop around for insurance every year for several reasons:<\/em><\/strong><\/p>\n\n<ol class=\"wp-block-list\">\n<li>Insurance rates can vary from year to year, so you may find better deals elsewhere.<\/li>\n\n\n\n<li>Your personal circumstances may have changed, for example you bought a new vehicle or moved to a new location. It is important to make sure that your insurance is always suitable for your situation. <\/li>\n\n\n\n<li><a href=\"https:\/\/www.assur360.ca\/blog\/assurance\/compagnie\/\" title=\"Insurance Company\">Insurance companies<\/a> often offer promotions and discounts to attract new customers. Shopping around for insurance every year allows you to take advantage of these offers and save on your insurance premium. <\/li>\n\n\n\n<li>Comparing your insurance each year also allows you to make sure that you have the necessary coverage and that you are not underinsured.<\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\"><strong>Why use a car insurance comparison tool:<\/strong><\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>Save money<\/strong> : By comparing quotes, you can find cheaper car insurance that still offers the coverage you need. This can save you a lot on your insurance premiums. <\/li>\n\n\n\n<li><strong>Time-saving<\/strong> : Instead of contacting multiple insurance companies individually for quotes, a comparison tool allows you to do everything in one place, saving you valuable time.<\/li>\n\n\n\n<li><strong>Customization<\/strong> : Car insurance comparison sites allow you to customize your coverage according to your specific needs. You can choose the levels of protection that work best for you. <\/li>\n\n\n\n<li><strong>Transparency<\/strong> : Comparison sites provide clear and detailed information about quotes, making it easier to understand the differences between offers.<\/li>\n\n\n\n<li><strong>Ease of use<\/strong> : Most car insurance comparators are user-friendly and simple to use, even for people who are not familiar with insurance.<\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">A car insurance comparison tool is a valuable tool for drivers who want to find affordable car insurance that suits their needs. It provides an effective way to review available options and make an informed insurance decision. <\/p>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"utiliser-un-comparateur-dassurance-auto-est-il-gratuit\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Is it free to use a car insurance comparison tool?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Yes, the use of comparison sites is generally free for consumers. They are often compensated by insurance companies for each new client referred. <\/p>\n<\/details>\n\n\n\n<details id=\"les-informations-fournies-sur-les-comparateurs-dassurance-sont-elles-a-jour\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Is the information provided on insurance comparison sites up to date?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Comparison sites strive to keep the information up to date, but it is always a good idea to check the details directly with the insurers for the most up-to-date information.<\/p>\n<\/details>\n\n\n\n<details id=\"comment-un-comparateur-dassurance-auto-determine-t-il-les-meilleurs-tarifs\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How does a car insurance comparison site determine the best rates?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">Comparison sites use algorithms to analyze the information provided by users (such as vehicle type, driving history, and desired coverage) and compare this data with partner insurers&#8217; offers to offer the best pricing options.<\/p>\n<\/details>\n\n\n\n<details id=\"pourquoi-comparer-lassurance-automobile-avec-le-comparateur-de-assur360\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Why compare car insurance with the Assur360 comparator?<\/summary>\n<p class=\"wp-block-paragraph\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Our comparison service is quick and easy to use. Simply enter your details and see if you can find a cheaper car insurance offer for your new car or beat the quote from   <\/span><\/span><a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/insurance-with-claim-frequency-2\/\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Renewal<\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> of your current insurance provider.<\/span><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Insurers use statistics to determine how likely you are to make a claim on your car insurance, and this is what determines the price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With Assur360, our customers have obtained a cheaper annual <a href=\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/why-a-car-insurance-broker-2\/\" title=\"Why a car insurance broker?\">car insurance premium<\/a> .<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But this varies depending on the type of coverage. The average price of an all-risk insurance policy is lower than you think. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your quotes compared will depend on many more factors than the type of coverage you choose. Your age, the car you drive, mileage, and your driving history all play a role. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re a new or young driver, you&#8217;ll likely pay more. For insurers, you represent the highest risk and your premiums will therefore be higher. The average price of comprehensive insurance for a 17-year-old is very high, so it is important to choose a reasonable vehicle and use the Assur360 car insurance comparator.  <\/p>\n<\/details>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/comparateur-auto\/\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/comparateur-auto\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/comparateur-auto\/#utiliser-un-comparateur-dassurance-auto-est-il-gratuit\",\"name\":\"Utiliser un comparateur d\u2019assurance auto est-il gratuit ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Oui, l\u2019utilisation de comparateurs est g\u00e9n\u00e9ralement gratuite pour les consommateurs. Ils sont souvent r\u00e9mun\u00e9r\u00e9s par les compagnies d\u2019assurance pour chaque nouveau client r\u00e9f\u00e9r\u00e9.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/comparateur-auto\/#les-informations-fournies-sur-les-comparateurs-dassurance-sont-elles-a-jour\",\"name\":\"Les informations fournies sur les comparateurs d\u2019assurance sont-elles \u00e0 jour ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Les comparateurs s\u2019efforcent de maintenir les informations \u00e0 jour, mais il est toujours judicieux de v\u00e9rifier les d\u00e9tails directement aupr\u00e8s des assureurs pour les informations les plus r\u00e9centes.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/comparateur-auto\/#comment-un-comparateur-dassurance-auto-determine-t-il-les-meilleurs-tarifs\",\"name\":\"Comment un comparateur d\u2019assurance auto d\u00e9termine-t-il les meilleurs tarifs ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Les comparateurs utilisent des algorithmes pour analyser les informations fournies par les utilisateurs (comme le type de v\u00e9hicule, l\u2019historique de conduite, et la couverture d\u00e9sir\u00e9e) et comparer ces donn\u00e9es avec les offres des assureurs partenaires pour proposer les meilleures options tarifaires.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/comparateur-auto\/#pourquoi-comparer-lassurance-automobile-avec-le-comparateur-de-assur360\",\"name\":\"Pourquoi comparer l'assurance automobile avec le comparateur de Assur360?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>&lt;span style=\\\"vertical-align: inherit;\\\">&lt;span style=\\\"vertical-align: inherit;\\\">Notre service de comparaison est rapide et facile \u00e0 utiliser. Entrez simplement vos coordonn\u00e9es et voyez si vous pouvez trouver une offre d'assurance auto moins ch\u00e8re pour votre nouvelle voiture ou battre le devis de &lt;\/span>&lt;\/span>&lt;a href=\\\"\/blog\/assurance-habitation-au-quebec\/frequence-de-reclamation\/\\\">&lt;span style=\\\"vertical-align: inherit;\\\">&lt;span style=\\\"vertical-align: inherit;\\\">renouvellement&lt;\/span>&lt;\/span>&lt;\/a>&lt;span style=\\\"vertical-align: inherit;\\\">&lt;span style=\\\"vertical-align: inherit;\\\"> de votre fournisseur d'assurance actuel.&lt;\/span>&lt;\/span>&lt;\/p>&lt;p>Les assureurs utilisent des statistiques pour d\u00e9terminer la probabilit\u00e9 que vous fassiez un sinistre sur votre assurance auto, et c'est ce qui d\u00e9termine le prix.&lt;\/p>&lt;p>Avec Assur360, nos clients ont obtenu une &lt;a href=\\\"\/blog\/soumission\/courtier-assurance-auto\/\\\" title=\\\"Pourquoi un courtier assurance auto ?\\\">prime d'assurance auto&lt;\/a> annuelle moins cher.&lt;\/p>&lt;p>Mais cela varie selon les types de couverture. Le prix moyen d'une police d'assurance tous risques est moins \u00e9lev\u00e9 que vous pensez.&lt;\/p>&lt;p>Vos soumissions compar\u00e9es d\u00e9pendront de bien d'autres facteurs que le type de couverture que vous choisissez. Votre \u00e2ge, la voiture que vous conduisez, le kilom\u00e9trage et votre historique de conduite jouent tous un r\u00f4le.&lt;\/p>&lt;p>Si vous \u00eates un nouveau conducteur ou un jeune conducteur, vous paierez probablement plus cher. Pour les assureurs, vous repr\u00e9sentez le risque le plus \u00e9lev\u00e9 et vos primes seront donc plus \u00e9lev\u00e9es. Le prix moyen d'une assurance tous risques pour un jeune de 17 ans est tr\u00e8s \u00e9lev\u00e9, faut il est donc bien important de choisir un v\u00e9hicule raisonnable et utiliser le comparateur d'assurance auto Assur360.&lt;\/p>\"}}]}<\/script><\/div>\n\n<p class=\"wp-block-paragraph\"><em>In short, shopping around for insurance every year allows you to find coverage that is right for you and save money on your insurance premium.<\/em><\/p>\n\n<p class=\"wp-block-paragraph\">Find out more by contacting an Assur360 broker now to <a title=\"Compare your policy\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/online-car-insurance\/\">compare your policy<\/a>.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\"><strong>Need a quote?<\/strong> <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\">Get your car quote online<\/a> \u2014 Free, fast and without obligation with Assur360.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Save on your car insurance premium today Are you looking for the best car insurance in Quebec without spending hours comparing offers? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14484,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Car insurance comparator, the guide to mistakes to avoid","_seopress_titles_desc":"Car insurance comparator: free and convenient, but how to compare correctly? Checklist, criteria and advice to make a better choice in Quebec. ","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Free car insurance comparator: criteria,...","_seopress_social_fb_desc":"Compare the best car insurance offers in Quebec. AMF certified broker.  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