{"id":20034,"date":"2020-10-16T12:19:46","date_gmt":"2020-10-16T16:19:46","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/uber-and-uber-eats-business-car-insurance-2\/"},"modified":"2026-07-02T20:38:20","modified_gmt":"2026-07-03T00:38:20","slug":"uber-and-uber-eats-business-car-insurance-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/uber-and-uber-eats-business-car-insurance-2\/","title":{"rendered":"UBER and UBER EATS Business Car Insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/soumission\/uber-et-uber-eats-assurance-auto-des-entreprises\/#article\", \"headline\": \"UBER and UBER EATS Business Car Insurance\", \"url\": \"https:\/\/www.assur360.ca\/blog\/soumission\/uber-et-uber-eats-assurance-auto-des-entreprises\/\", \"datePublished\": \"2020-10-16T12:19:46\", \"dateModified\": \"2026-03-27T12:22:12\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault, certified AMF insurance broker (n\u00ba 2000037336), has owned Assur360 for over 30 years.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Property and Casualty Insurance Firm License (n\u00ba 2000037336)\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}}, \"inLanguage\": \"fr-CA\", \"description\": \"Discover how the Uber guarantee protects drivers and passengers with Assur360, don't miss exploring it for optimal safety.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">COMPANY<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Tailor-made business insurance<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">Liability, property, business interruption: comprehensive protection for SMEs.<\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Company<\/a>\n Quote<a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>        \n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/05\/orso-meilleur-courtier-dassurance-entreprise-a-montreal.png\" alt=\"Orso, business insurance broker in Montreal\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-does-the-warranty-work-for-Uber\"><\/span>How does the warranty work for Uber?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>The insurance policy offered by Economical triggers systematic protection the moment the driver accepts a ride or delivery through the Uber app. Protection is guaranteed until the end of the service. <\/p>\n\n<p class=\"wp-block-paragraph\">Uber drivers in Quebec will benefit from business car insurance when using the app. The partnership between Uber and Economical\/Assur360 makes it possible to cover Uber Eats carpooling and delivery services with the service <a href=\"https:\/\/www.uber.com\/ca\/fr-ca\/\" target=\"_blank\" rel=\"nofollow noopener\" title=\"Uber\">provider Uber<\/a>. <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\"><strong>Uber car insurance quote<\/strong><\/a><\/p>\n\n<p class=\"wp-block-paragraph\">The guarantee also serves to protect passengers in the event of carpooling, from the moment of pick-up until they leave the car. It should be noted that this <a href=\"https:\/\/www.assur360.ca\/en\/recreational-vehicle-insurance-3\/\">insurance does not cover the use of the vehicle<\/a> for personal purposes. In this case, it is <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/car-insurance-comparator-free-2\/\">the private car insurance<\/a> that comes into force. <span style=\"font-size: inherit;\">First of all, it is important to understand that Uber does not insure your vehicle when it is used for personal purposes, you must have personal insurance underwritten by the <\/span><a style=\"font-size: inherit;\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/independent-insurance-broker\/\" title=\"https:\/\/www.assur360.ca\/blog\/assurance\/pourquoi-faire-affaire-avec-un-courtier-dassurance-independant\/\">independent broker<\/a><span style=\"font-size: inherit;\"> Assur360.<\/span>  <\/p>\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><strong>It is essential to inform the insurer in the event of participation in carpooling or delivery activities, in order to ensure that the appropriate personal car insurance is available.<\/strong><\/p><\/blockquote><\/figure>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2021\/06\/assurance-auto-conducteur-Uber-2-1024x284.jpg\" alt=\"Uber Insurance\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <p style=\"color:#334155;font-size:15px;line-height:1.7;margin:0 0 12px;\">Uber can be a great way to supplement your income or create a <a href=\"https:\/\/www.assur360.ca\/en\/insurance-jobs-2\/\" title=\"Insurance Jobs\">full-time job<\/a> where you work on your own schedule. As the industry continues to evolve, it&#8217;s easy to ignore or take for granted issues that have serious implications. For example, what happens if you are in an accident while driving for a ride-sharing company? Is your passenger covered by the Uber car insurance plan or do you need a separate policy?<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-insurance\"><\/span>How much insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">To know the detailed warranty information, corresponding to each period, you must take into consideration the region.<\/p>\n\n<p class=\"wp-block-paragraph\">No coverage is guaranteed in Quebec while being offline, without the protection offered by Assur360. For Period 1, the value of the liability is one million dollars. It also covers collision and upset coverage and all risks except collision or upset, taking into account the application of the deductible. As for periods 2 and 3, the amount corresponding to civil liability amounts to one million dollars. In addition to the collision and upset risk coverage and all risks outside of the collision or upset, with the application of the deductible.    <\/p>\n\n<p class=\"wp-block-paragraph\">For example, in Ontario, coverage is not provided when offline. Whereas for period 1, the amount of civil liability is $1 million. Basic accident benefits and collision and multi-risk coverage must also be included, as long as the deductible is $1,000.  <\/p>\n\n<figure style=\"max-width:520px;margin:24px auto 40px;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2020\/10\/auto-assurance-Uber-Eats.jpg\" alt=\"Uber car insurance\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n<\/figure>\n\n<p class=\"wp-block-paragraph\">For Period 2 and 3, the liability value is $2 million with basic accident benefits and multiple collision and peril coverage. The condition that the deductible amount is $1,000 should always be taken into account. <\/p>\n\n<p class=\"wp-block-paragraph\">In Alberta, when you are offline, no coverage is provided. On the other hand, in period 1, the amount of civil liability is one million dollars, plus basic accident benefits. It should be noted that personal car insurance is activated during period 1, while additional guarantees are applicable through the commercial insurance policy. In Periods 2 and 3, the amount of civil liability reaches $2 million, with the addition of basic accident benefits, collision and comprehensive coverage. The only condition is that the amount of the deductible is $1,000.    <\/p>\n\n<p>In Nova Scotia, and as in previous provinces, no coverage is provided while offline. For period 1, the amount of civil liability amounts to one million dollars. In addition to basic accident benefits, collision and comprehensive coverage. Obviously, the value of the deductible must correspond to $1,000. During periods 2 and 3, the amount of civil liability amounts to $2 million. There is also coverage for basic accident benefits and collision and comprehensive coverage. The required deductible amount is $1,000. It should be noted that Uber ridesharing is not offered in Nova Scotia and therefore insurance coverage is only valid for delivery services.       <\/p>\n<p><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2020\/10\/uber-assureur-auto.jpg\"><img decoding=\"async\" class=\"alignleft wp-image-5255 size-medium\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2020\/10\/uber-assureur-auto-300x251.jpg\" alt=\"Uber insurance driver\" width=\"300\" height=\"251\"  sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n\n<p class=\"wp-block-paragraph\">The above data provides only a general and not a complete idea of the terms of the warranty. It is advisable to refer to the insurance contract for details, particularly with regard to premiums, deductibles and exclusions. In the event of a discrepancy with the policy in force in the driver&#8217;s province, the policy takes precedence over the information provided on the site. In the event of a dispute or dispute over interpretation, the English version is preferred.<br \/>What should I do for a complaint?   <\/p>\n\n<p class=\"wp-block-paragraph\">In the event of an accident occurring during the carpooling or delivery service, the driver must contact Uber through the application, following the complaint procedures set up by Uber. And if you want to know more about a claim, simply contact <a title=\"Economical car insurance\" href=\"https:\/\/www.assur360.ca\/en\/economical-insurance-online-quote\/\">Economical<\/a> or your broker. <\/p>\n\n<p class=\"wp-block-paragraph\">Request an <a title=\"Car simulation insurance\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-insurance-simulation-online-quote-2\/\">insurance simulation<\/a> for your car now.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What are the recommended auto insurance coverages in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">In addition to the mandatory civil liability, it is recommended to add collision, comprehensive perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). An <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">insurance broker<\/a> can negotiate for you. <\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Do I need special insurance for Uber or Uber Eats in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes. <strong>Standard personal auto insurance excludes commercial ride-share and delivery use<\/strong>. You need either a <strong>commercial auto policy<\/strong>, a <strong>ride-share endorsement<\/strong> if your insurer offers one (Intact, Aviva do), or the <strong>SAAQ-approved Uber-provided coverage<\/strong> combined with a modified personal policy.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What happens if I have a claim without ride-share coverage?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Your <strong>claim will be denied<\/strong> and your policy may be <strong>cancelled retroactively<\/strong>. You&#8217;d owe: 1) All repair costs on your vehicle. 2) Damages caused to others (potentially hundreds of thousands of dollars). 3) Any premiums refunded. This is why disclosure to your insurer is <strong>essential<\/strong>.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does ride-share insurance cost?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The premium <strong>uplift<\/strong> for adding ride-share coverage typically runs <strong>$300 to $800\/year<\/strong> on top of your standard auto premium, depending on hours driven, city, and vehicle. Uber&#8217;s provided policy covers only the period between accepting a ride and drop-off \u2014 <strong>you still need coverage for the personal-use hours<\/strong>.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Which Quebec insurers offer Uber\/Uber Eats coverage?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">As of 2026, the main options are: <strong>Intact Insurance<\/strong> (Ride-Sharing Extension), <strong>Aviva Canada<\/strong>, <strong>Belair Direct<\/strong>, and specialty commercial markets. Availability changes \u2014 your Assur360 partner broker knows current market openings.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How to get an Uber\/Uber Eats insurance quote?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Use Assur360&#8217;s <strong>3-minute online form<\/strong> and clearly specify ride-share\/delivery activity, hours per week and platforms. An <strong>AMF-certified partner broker<\/strong> matches you with an insurer accepting the risk \u2014 usually within <strong>24-48 business hours<\/strong>, free and no obligation.<\/div>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How much does car insurance cost in Quebec in 2026?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. Get your free quote in minutes.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What are the recommended auto insurance coverages in Quebec?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"In addition to the mandatory civil liability, it is recommended to add collision, comprehensive perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How to reduce the cost of your car insurance in Quebec?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). An insurance broker can negotiate for you.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:40px auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Get-your-free-business-insurance-quote\"><\/span>Get your free business insurance quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">AMF-certified partner brokers compare 9+ insurers for you. Free, no obligation, in 3 minutes.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"\/soumission-entreprise\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free quote<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">Also see<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages related to this one<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/best-car-insurance\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Best Car Insurance in Quebec: Criteria, Coverage and Mistakes to Avoid<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-insurance-compare-our-prices\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Car Insurance in Quebec \u2014 2026 Prices and Comparison | Assur360<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/industry-and-regulation\/chambre-de-lassurance-2026-chad-csf-merger-explained\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Chambre de l&amp;#x27;assurance 2026 \u2014 Reform explained<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">Voir la cat\u00e9gorie \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/auto-quick-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/uber-and-uber-eats-business-car-insurance-2\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does car insurance cost in Quebec in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. Get your free quote in minutes.\"}},{\"@type\":\"Question\",\"name\":\"What are the recommended auto insurance coverages in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In addition to the mandatory civil liability, it is recommended to add collision, comprehensive perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.\"}},{\"@type\":\"Question\",\"name\":\"How to reduce the cost of your car insurance in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). An insurance broker can negotiate for you.\"}},{\"@type\":\"Question\",\"name\":\"Do I need special insurance for Uber or Uber Eats in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Standard personal auto insurance excludes commercial ride-share and delivery use . You need either a commercial auto policy , a ride-share endorsement if your insurer offers one (Intact, Aviva do), or the SAAQ-approved Uber-provided coverage combined with a modified personal policy.\"}},{\"@type\":\"Question\",\"name\":\"What happens if I have a claim without ride-share coverage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Your claim will be denied and your policy may be cancelled retroactively . You'd owe: 1) All repair costs on your vehicle. 2) Damages caused to others (potentially hundreds of thousands of dollars). 3) Any premiums refunded. This is why disclosure to your insurer is essential .\"}},{\"@type\":\"Question\",\"name\":\"How much does ride-share insurance cost?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The premium uplift for adding ride-share coverage typically runs $300 to $800\/year on top of your standard auto premium, depending on hours driven, city, and vehicle. Uber's provided policy covers only the period between accepting a ride and drop-off \u2014 you still need coverage for the personal-use hours .\"}},{\"@type\":\"Question\",\"name\":\"Which Quebec insurers offer Uber\/Uber Eats coverage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As of 2026, the main options are: Intact Insurance (Ride-Sharing Extension), Aviva Canada , Belair Direct , and specialty commercial markets. Availability changes \u2014 your Assur360 partner broker knows current market openings.\"}},{\"@type\":\"Question\",\"name\":\"How to get an Uber\/Uber Eats insurance quote?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Use Assur360's 3-minute online form and clearly specify ride-share\/delivery activity, hours per week and platforms. An AMF-certified partner broker matches you with an insurer accepting the risk \u2014 usually within 24-48 business hours , free and no obligation.\"}}]}<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>How does the warranty work for Uber? 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