{"id":20028,"date":"2021-02-10T20:31:37","date_gmt":"2021-02-11T01:31:37","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/"},"modified":"2026-04-17T20:02:07","modified_gmt":"2026-04-18T00:02:07","slug":"home-insurance-broker","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/","title":{"rendered":"Why use a home insurance broker in 2026?"},"content":{"rendered":"\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2021\/02\/Courtier-assurance-habitation-en-ligne.png\" alt=\"Best Home Insurance Broker in Quebec\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/#Your-trusted-expert-for-comprehensive-protection\" >Your trusted expert for comprehensive protection<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/#Properly-insuring-your-home-with-a-home-insurance-broker\" >Properly insuring your home with a home insurance broker?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/#How-to-protect-your-home-and-personal-belongings\" >How to protect your home and personal belongings?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/#Comparison-Chart-Broker-vs-Property-Casualty-Insurance-Agent\" >Comparison Chart: Broker vs. Property  Casualty Insurance Agent<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/#FAQ\" >FAQ<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Your-trusted-expert-for-comprehensive-protection\"><\/span>Your trusted expert for comprehensive protection<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">Choosing a <strong>damage insurance broker<\/strong> means opting for an independent professional who defends your interests before those of the insurers. These brokers, certified by <strong>the Chambre de l&#8217;assurance de dommages (ChAD)<\/strong> and the <strong>Autorit\u00e9 des march\u00e9s financiers (AMF),<\/strong> analyze your real needs and offer you coverage adapted to your type of home, your budget and your region.  Thanks to their <strong>expertise<\/strong> in the field and their <strong>access to several insurance companies<\/strong>, they can compare prices, optimise your guarantees and advise you on the <strong>essential endorsements<\/strong> to avoid unpleasant surprises.  <br \/><br \/>In the event of a claim, a broker remains your <strong>trusted intermediary<\/strong>, guiding you through the claim and ensuring that you receive the fair and full compensation to which you are entitled. With <strong>Assur360<\/strong> partner brokers, benefit from human, transparent and local support, no matter where you are in Quebec. <\/p>\n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/#article\", \"headline\": \"Pourquoi passer par un courtier en assurance habitation en 2026 ?\", \"url\": \"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/\", \"datePublished\": \"2021-02-10T20:31:37\", \"dateModified\": \"2026-03-24T00:42:51\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault, courtier d'assurance associ\u00e9 certifi\u00e9 AMF (n\u00ba 2000037336), est propri\u00e9taire d'Assur360 depuis plus de 30 ans.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages (n\u00ba 2000037336)\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}}, \"inLanguage\": \"fr-CA\", \"description\": \"D\u00e9couvrez comment un courtier d'assurance habitation aide \u00e0 choisir une assurance adapt\u00e9e \u00e0 vos besoins en prot\u00e9geant votre maison et biens de fa\u00e7on optimale.\"}\n<\/script>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Properly-insuring-your-home-with-a-home-insurance-broker\"><\/span>Properly insuring your home with a home insurance broker?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Shopping may seem like a tedious task, <a href=\"\/\">but it&#8217;s essential to properly insuring your home<\/a>. Thanks to <strong>experienced specialists<\/strong>, customers can benefit from a comprehensive and simplified service. Indeed, professionals help their customers by guiding them in the purchase of the best <a href=\"\/\">home insurance<\/a> policy. This is an important decision to take advantage of <a href=\"\/blog\/950\">adequate protection against the various damages<\/a> associated with the various claims and which are covered in part or in full.   <\/p>\n\n<h3 class=\"wp-block-heading\">Which contract should be taken out by an insurance broker?<\/h3>\n\n<p class=\"wp-block-paragraph\">Different home insurance policies <a href=\"\/\">are available that<\/a> adapt to the needs of owners, tenants and co-owners. Some contracts offer extended \u201call-risk\u201d protection, while others offer guarantees covering specific risks and specific property. <\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The extended formula: this so-called <em>all-risk insurance contract covers both <a href=\"\/\">residential buildings<\/a> and movable property, with the exception of the exclusions in the insurance contract.<\/em> According to Jean Boissonneault, associate damage insurance broker.<\/p>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\">This protection guarantees more comprehensive coverage. This is the reason why the broker offers it to his clients when the insurance company allows it. He can then submit them with appropriate guarantees at the <strong>best price<\/strong>. This contract has many advantages, given that the insurance is more extensive. Thus, if the house is plagued by a skunk, the insured will be compensated by the insurance company. That said, it would always be wise to consult an insurance broker <a href=\"\/\">to find out what coverage and protection<\/a> is offered, as well as any specific limitations that may exist.     <\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Named risks insurance: unlike the previous contract, this one only covers the risks mentioned in its clauses. These include claims such as fire, theft, vandalism,<a title=\"Sinister Windstorm\" href=\"https:\/\/www.croixrouge.ca\/nos-champs-d-action\/urgences-et-catastrophes-au-canada\/types-d-urgence\/tempetes-hivernales\/tempetes-hivernales-informations-et-faits\" target=\"_blank\" rel=\"nofollow noopener\"> windstorms<\/a>, hail, smoke and falling objects. <\/p>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\">However, it would be possible to opt for the extended building and designated perils formula. This choice is more affordable, but with less extensive guarantees and less significant specific limitations. <\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Civil liability insurance: this guarantee remains unknown to people, but it is essential because it protects the insured in the event that his or her liability is engaged. For example, if one of the guests is injured in the insured&#8217;s home. It would even be possible to take out excess liability insurance or a <a href=\"\/\">so-called umbrella contract<\/a>.   Home <a title=\"Insurance Broker\" href=\"\/\" target=\"_blank\" rel=\"noopener\">Insurance<\/a> Broker<\/p>\n<\/blockquote>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-protect-your-home-and-personal-belongings\"><\/span>How to protect your home and personal belongings?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">If you&#8217;re looking for the best home and contents insurance, you need look no further than Assur360. We offer the best home and content insurance because we are one of the <a href=\"\/\">largest independent insurance brokers<\/a>. This means that we work with a large number of home and contents insurance providers, allowing you to compete and have multiple home and contents insurance quotes to choose from.  <\/p>\n\n<p class=\"wp-block-paragraph\">We&#8217;ve been the trusted home and contents insurance broker since 2014. We offer unparalleled customer service and our insurance brokers are knowledgeable, experienced, and strive to find you the best <a title=\"Best Home Insurance\" href=\"\/\">home insurance and content<\/a> possible. <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Do you want a home insurance quote and content<\/strong> ? Request a quote online, by phone or in person. <\/p>\n\n<p class=\"wp-block-paragraph\">Home insurance protects your most valuable asset, your home, and all your personal belongings. Whether you&#8217;ve purchased a new home or are looking for home insurance quotes for an existing home, Assur360 can be your trusted <a href=\"https:\/\/www.assur360.ca\/en\/\">home insurance broker<\/a> . <\/p>\n\n<p class=\"wp-block-paragraph\">We are truly independent and we work with many of the best <a title=\"Insurance Company\" href=\"\/\" target=\"_blank\" rel=\"noopener\">insurance companies<\/a>. This <a href=\"\/\">gives you competition and choice for<\/a> your quotes and protection. <\/p>\n\n<p class=\"wp-block-paragraph\">Here is a <strong>clear comparison table<\/strong> between a <strong>damage insurance broker<\/strong> and a <strong>damage insurance agent<\/strong>, as they are distinguished in Quebec or in other French-speaking jurisdictions:<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison-Chart-Broker-vs-Property-Casualty-Insurance-Agent\"><\/span>Comparison Chart: Broker vs. Property  Casualty Insurance Agent<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Criterion<\/strong><\/th><th><strong>Property and Casualty Insurance Broker<\/strong><\/th><th><strong>Property and Casualty Insurance Agent<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Definition<\/strong><\/td><td><strong>An independent<\/strong> professional who acts as <strong>an intermediary between the client and several insurers<\/strong>.<\/td><td>A <strong>representative related to a single insurer<\/strong> (or a group of affiliated insurers).<\/td><\/tr><tr><td><strong>Employment Relationship<\/strong><\/td><td>Works for a <strong>brokerage firm<\/strong> (independent).<\/td><td>Works <strong>directly for an insurance company<\/strong>.<\/td><\/tr><tr><td><strong>Product offering<\/strong><\/td><td>May offer <strong>products from several insurers<\/strong> (comparison possible).<\/td><td>Can <strong>only offer products from their insurer<\/strong>.<\/td><\/tr><tr><td><strong>Duty to the customer<\/strong><\/td><td>Has a <strong>duty of advice and loyalty to the customer<\/strong> : he seeks the best coverage at the best price.<\/td><td>Has a <strong>duty of loyalty to the insurer<\/strong> who employs him.<\/td><\/tr><tr><td><strong>Main objective<\/strong><\/td><td>Represents the <strong>client&#8217;s interests<\/strong>.<\/td><td>Represents the <strong>interests of the insurer<\/strong>.<\/td><\/tr><tr><td><strong>Product selection<\/strong><\/td><td>Wide choice: he shops with several insurers.<\/td><td>Limited choice: he only offers his employer&#8217;s range of products.<\/td><\/tr><tr><td><strong>Remuneration<\/strong><\/td><td>Receives a <strong>commission from the insurers<\/strong> with whom he places contracts.<\/td><td>Receives a <strong>salary or commission<\/strong> from the insurer for whom they work.<\/td><\/tr><tr><td><strong>Professional Liability<\/strong><\/td><td>Must <strong>declare conflicts of interest<\/strong> and maintain <strong>independence<\/strong> from insurers.<\/td><td>Has <strong>no independence, acts<\/strong> on behalf of the insurer.<\/td><\/tr><tr><td><strong>Examples of situations<\/strong><\/td><td>The customer wants to compare the premiums of several companies to insure his home.<\/td><td>The customer contacts Desjardins, Intact or La Capitale directly to insure their car.<\/td><\/tr><tr><td><strong>Regulation (Quebec)<\/strong><\/td><td>Holds a <strong>licence issued by the Autorit\u00e9 des march\u00e9s financiers (AMF)<\/strong> as a <em>damage insurance broker<\/em>.<\/td><td>Holds an <strong>AMF license<\/strong> as a <em>damage insurance agent<\/em>.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"cest-quoi-un-courtier-en-assurance-de-dommages\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What is a damage insurance broker?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">A <strong>damage insurance broker is an independent professional<\/strong> who acts as an intermediary between consumers and <a href=\"\/blog\/980\">residential insurance companies<\/a>. His role is to advise his clients on the best insurance options according to their needs, by analysing and comparing the offers of different companies. Unlike insurance agents, who represent a specific company, <em><a href=\"\/blog\/968\">home brokers<\/a><\/em> work with multiple insurers to offer a wider range of insurance products. They provide personalized advice and help their clients understand the different coverages available, in order to choose the <strong>best insurance<\/strong> for their belongings (such as homes, cars, and businesses).   <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FAQ<\/strong><\/p>\n<\/details>\n\n\n\n<details id=\"le-courtier-peut-il-vraiment-obtenir-de-meilleurs-tarifs\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Can the broker really get better rates?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">With access to multiple offerings and knowledge of the market, brokers often have the ability to find more competitive rates than a client could get on their own.<\/p>\n<\/details>\n\n\n\n<details id=\"combien-coute-les-services-dun-courtier-en-assurance-habitation\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How much does it cost to work as a home insurance broker?<\/summary>\n<p class=\"wp-block-paragraph\">Brokers are usually compensated by insurance companies via commissions, so their services are often at no additional cost to the client.<\/p>\n<\/details>\n\n\n\n<details id=\"quelle-est-la-difference-entre-un-courtier-et-un-agent-dassurance\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the difference between an insurance broker and an insurance agent?<\/summary>\n<p class=\"wp-block-paragraph\">An agent represents a specific insurance company, while a broker works with multiple companies to offer more options.<\/p>\n<\/details>\n\n\n\n<details id=\"pourquoi-assur360\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Why Assur360?<\/summary>\n<p class=\"wp-block-paragraph\">We have been helping Quebecers purchase their home insurance for several years. Our home insurance brokers are experienced, knowledgeable, and have a hands-on<a href=\"\/\">, customer-focused<\/a> approach to insurance. <\/p>\n<\/details>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/#cest-quoi-un-courtier-en-assurance-de-dommages\",\"name\":\"C\u2019est quoi un courtier en assurance de dommages ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Un&nbsp;&lt;strong>courtier en assurance de dommages est un professionnel ind\u00e9pendant&lt;\/strong>&nbsp;qui agit comme interm\u00e9diaire entre les consommateurs et&nbsp;&lt;a href=\\\"\/blog\/980\\\">les compagnies d\u2019assurances r\u00e9sidentiel&lt;\/a>. Son r\u00f4le est de conseiller ses clients sur les meilleures options d\u2019assurance en fonction de leurs besoins, en analysant et comparant les offres de diff\u00e9rentes compagnies. Contrairement aux agents d\u2019assurance, qui repr\u00e9sentent une compagnie sp\u00e9cifique,&nbsp;&lt;em>&lt;a href=\\\"\/blog\/968\\\">les courtiers habitation&lt;\/a>&lt;\/em>&nbsp;travaillent avec plusieurs assureurs pour offrir un \u00e9ventail plus large de produits d\u2019assurance. Ils fournissent des conseils personnalis\u00e9s et aident leurs clients \u00e0 comprendre les diff\u00e9rentes couvertures disponibles, afin de choisir la&nbsp;&lt;strong>meilleure assurance&lt;\/strong>&nbsp;pour leurs biens (comme les maisons, les voitures, et les entreprises).&lt;\/p>&lt;div class=\\\" \\\">&lt;div class=\\\"__inner\\\" style=\\\"--my-background-image:\\\">&lt;\/div>&lt;\/div>&lt;p>&lt;strong>FAQ&lt;\/strong>&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/#le-courtier-peut-il-vraiment-obtenir-de-meilleurs-tarifs\",\"name\":\"Le courtier peut-il vraiment obtenir de meilleurs tarifs?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Gr\u00e2ce \u00e0 leur acc\u00e8s \u00e0 plusieurs offres et \u00e0 leur connaissance du march\u00e9, les courtiers ont souvent la capacit\u00e9 de trouver des tarifs plus comp\u00e9titifs que ceux qu\u2019un client pourrait obtenir seul.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/#combien-coute-les-services-dun-courtier-en-assurance-habitation\",\"name\":\"Combien co\u00fbte les services d\u2019un courtier en assurance habitation?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Les courtiers sont g\u00e9n\u00e9ralement r\u00e9mun\u00e9r\u00e9s par les compagnies d\u2019assurance via des commissions, donc leurs services sont souvent sans frais suppl\u00e9mentaires pour le client.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/#quelle-est-la-difference-entre-un-courtier-et-un-agent-dassurance\",\"name\":\"Quelle est la diff\u00e9rence entre un courtier et un agent d\u2019assurance ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Un agent repr\u00e9sente une compagnie d\u2019assurance sp\u00e9cifique, tandis qu\u2019un courtier travaille avec plusieurs compagnies pour offrir plus d\u2019options.&lt;\/p>\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-habitation\/#pourquoi-assur360\",\"name\":\"Pourquoi Assur360 ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"&lt;p>Nous aidons les Qu\u00e9becois \u00e0 souscrire leur assurance habitation depuis plusieurs ann\u00e9es. Nos courtiers d'assurance habitation sont exp\u00e9riment\u00e9s, bien inform\u00e9s et ont une approche pratique de l'&lt;a href=\\\"\/comparateur-assurance\/\\\">assurance, ax\u00e9e sur le client&lt;\/a>.&lt;\/p>\"}}]}<\/script><\/div>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\"><strong>Need a quote?<\/strong> Compare the best prices with Assur360: <a href=\"\/\">home insurance in Quebec<\/a> | <a href=\"\/\">Compare Quotes<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>At a glance Your trusted expert for comprehensive protection Choosing a damage insurance broker means opting for an independent professional who defends [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24224,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Home Insurance Broker Quebec 2026 \u2014 Benefits | Assur360","_seopress_titles_desc":"Find out how a home insurance broker can help you choose the right insurance for your needs by optimally protecting your home and belongings.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Why use a home insurance broker...","_seopress_social_fb_desc":"Compare the best home insurance offers in Quebec. 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