{"id":20002,"date":"2022-05-12T11:48:28","date_gmt":"2022-05-12T15:48:28","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/how-can-i-get-cheap-motorcycle-insurance-2\/"},"modified":"2026-04-23T17:56:27","modified_gmt":"2026-04-23T21:56:27","slug":"how-can-i-get-cheap-motorcycle-insurance-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/","title":{"rendered":"How can I get cheap motorcycle insurance?"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/comparateur\/assurance-moto-pas-cher\/#article\", \"headline\": \"Comment puis-je obtenir une assurance moto pas cher ?\", \"url\": \"https:\/\/www.assur360.ca\/blog\/comparateur\/assurance-moto-pas-cher\/\", \"datePublished\": \"2022-05-12T11:48:28\", \"dateModified\": \"2026-03-27T12:20:40\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault, courtier d'assurance associ\u00e9 certifi\u00e9 AMF (n\u00ba 2000037336), est propri\u00e9taire d'Assur360 depuis plus de 30 ans.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages (n\u00ba 2000037336)\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}}, \"inLanguage\": \"fr-CA\", \"description\": \"\u00c9conomisez sur votre assurance moto pas cher. D\u00e9couvrez nos astuces pour r\u00e9duire vos primes en comparant, s\u00e9curisant et choisissant la bonne moto.\"}\n<\/script>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Most cheap motorcycle insurance policies will cost you a few hundred dollars. But there are ways to reduce the cost of your premium before you buy it. Try these <a href=\"https:\/\/www.assur360.ca\/en\/insurer-2\/motorcycle-belayer-your-motorcycle-quote-in-a-few-clicks\/\" title=\"Motorcycle belayer\">motorcycle insurance tips<\/a> to reduce the cost of your premium:  <\/p>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Compare-and-change-motorcycle-insurers\" >Compare and change motorcycle insurers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Improve-security\" >Improve security<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Cut-down-on-extras\" >Cut down on extras<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Take-a-motorcycle-training-course\" >Take a motorcycle training course<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Reduce-your-annual-mileage\" >Reduce your annual mileage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Choosing-the-right-motorcycle\" >Choosing the right motorcycle<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Build-your-claim-without-a-claim\" >Build your claim without a claim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Avoid-modified-and-unusual-motorcycles\" >Avoid modified and unusual motorcycles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Fonts-for-you-no-matter-what-motorcycle-you-are\" >Fonts for you, no matter what motorcycle you are<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#The-undeniable-advantages-of-insuring-your-motorcycle-with-an-insurance-broker\" >The undeniable advantages of insuring your motorcycle with an insurance broker<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/how-can-i-get-cheap-motorcycle-insurance-2\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compare-and-change-motorcycle-insurers\"><\/span>Compare and change motorcycle insurers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p><a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\" title=\"Motorcycle insurance\">Motorcycle insurance consumers<\/a> who stay with their current insurer at the time of renewal almost always pay a higher premium than those who choose to switch to a new provider.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Improve-security\"><\/span>Improve security<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>Reduce the risk of theft of your cheap motorcycle by installing an alarm or an approved lock and storing your <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\" title=\"Motorcycle Insurance\">motorcycle in a locked garage<\/a> overnight.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cut-down-on-extras\"><\/span>Cut down on extras<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>Adding optional extras to your policy, such as loss protection or leather coverage, can increase the cost of your premium.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Take-a-motorcycle-training-course\"><\/span>Take a motorcycle training course<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>Advanced riding courses can help you gain experience and hone your skills, but not all <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/motorcycle-insurance-program\/\" title=\"Motorcycle insurance program\">motorcycle programs<\/a> offer a discount for this extra experience. You will need to evaluate the cost of the course against the discount you will get with your motorcycle <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\" title=\"Insurance Broker\" target=\"_blank\" rel=\"noopener\">insurance<\/a> broker. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reduce-your-annual-mileage\"><\/span>Reduce your annual mileage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>The less time you spend on the road, the less likely you are to have to make a claim. But always be honest with your insurer about your annual mileage. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Choosing-the-right-motorcycle\"><\/span>Choosing the right motorcycle<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>Smaller motorcycles usually have less powerful engines, which means your insurance could be cheaper. In addition, repairing or replacing them is usually less expensive. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Build-your-claim-without-a-claim\"><\/span>Build your claim without a claim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>A claim-free driving history can get you a no-claim discount.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Avoid-modified-and-unusual-motorcycles\"><\/span>Avoid modified and unusual motorcycles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>If you own a motorcycle that has undergone many modifications, your premiums will be higher. They make your motorcycle more expensive to repair or replace, and more attractive to thieves. <\/p>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:32px auto;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:380px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2022\/05\/assurance-moto-pas-cher-1024x239.jpg\" alt=\"Cheap motorcycle insurance broker\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">At a glance<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Fonts-for-you-no-matter-what-motorcycle-you-are\"><\/span>Fonts for you, no matter what motorcycle you are<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 0;\">If you&#8217;re looking for something more specific than standard motorcycle insurance, there are other policies available for many different types of riders and motorcycles.<\/p>\n  <\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Classic motorcycles<\/h3>\n\n<p>If your motorcycle is more than 20 years old, it can benefit from classic or vintage motorcycle insurance. Coverage may include discounts for low mileage and an agreed value of the amount you will be paid in the event of a total claim. <\/p>\n\n<h3 class=\"wp-block-heading\">Insurance for scooters and mopeds<\/h3>\n\n<p>Protection for small two-wheeled vehicles. Due to their low speed, they are suitable for apprentices and are often cheaper to insure than more powerful motorcycles. <\/p>\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2022\/05\/courtier-moto-pas-cher.jpg\"><img decoding=\"async\" width=\"1024\" height=\"239\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2022\/05\/courtier-moto-pas-cher-1024x239.jpg\" alt=\"Motorcycle Insurance Broker\" class=\"wp-image-6469\"  sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n<h3 class=\"wp-block-heading\">Insurance for young or new drivers<\/h3>\n\n<p>Insurance can be expensive if you&#8217;re a new or young biker. Lack of experience and perceived risk all contribute to the increase in your premium. However, you can find the coverage you need for less by comparing <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-quote-5\/\" title=\"Motorcycle Insurance Quote\">motorcycle quotes with a broker<\/a>.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-undeniable-advantages-of-insuring-your-motorcycle-with-an-insurance-broker\"><\/span>The undeniable advantages of insuring your motorcycle with an insurance broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>When it comes to insuring your valuable motorcycle, <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-broker-3\/\" title=\"Motorcycle insurance broker\">working with an insurance broker<\/a> can provide significant added value. Explore the many advantages of choosing a broker for the protection of your two-wheeler. <\/p>\n\n<h3 class=\"wp-block-heading\">1. Personal advice<\/h3>\n\n<p>Motorcycle insurance brokers understand the importance of individuality. They offer personalized advice by assessing your specific needs, taking into account the type of motorcycle you ride, your riding experience, and your coverage preferences. <\/p>\n\n<h3 class=\"wp-block-heading\">2. Compare offers<\/h3>\n\n<p>A broker acts as your insurance expert, comparing offers from <a href=\"https:\/\/www.assur360.ca\/en\/insurer-2\/motorcycle-belayer-your-motorcycle-quote-in-a-few-clicks\/\" title=\"Motorcycle belayer\">different motorcycle insurers<\/a> to find you the best coverage at the best price. This saves you time while ensuring that you get a policy that suits your needs and budget. <\/p>\n\n<p><em>Your broker is available to discuss your request at your convenience.<\/em><\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-moto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does motorcycle insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p>Motorcycle insurance in Quebec costs on average between $300 and $1,500 per season, depending on the type of motorcycle, your experience and the coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-quote-5\/\">Compare quotes<\/a> for free to get the best price.<\/p>\n<\/details>\n\n<details id=\"quelles-protections-dassurance-moto-sont-recommandees\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles protections d&#x27;assurance moto sont recommand\u00e9es ?<\/strong><\/summary>\n<p>Civil liability (minimum $2,000,000), collision, complete perils (theft, vandalism, fire), replacement cost for recent motorcycles, and protective equipment (helmet, jacket, etc.) are recommended.<\/p>\n<\/details>\n\n<details id=\"lassurance-moto-couvre-t-elle-la-periode-hivernale\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>L&#x27;assurance moto couvre-t-elle la p\u00e9riode hivernale ?<\/strong><\/summary>\n<p>Most insurers offer a seasonal suspension during the winter, which reduces your premium. Only the theft and fire protection remains active during storage. Inform your insurer of your storage dates.  <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance moto au Qu\u00e9bec en 2026 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"L'assurance moto au Qu\u00e9bec co\u00fbte en moyenne entre 300 $ et 1 500 $ par saison, selon le type de moto, votre exp\u00e9rience et les protections choisies. Comparez les soumissions gratuitement pour obtenir le meilleur prix.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelles protections d'assurance moto sont recommand\u00e9es ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"On recommande la responsabilit\u00e9 civile (minimum 2 000 000 $), la collision, les risques complets (vol, vandalisme, incendie), la valeur \u00e0 neuf pour les motos r\u00e9centes, et l'\u00e9quipement de protection (casque, veste, etc.).\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"L'assurance moto couvre-t-elle la p\u00e9riode hivernale ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"La plupart des assureurs offrent une suspension saisonni\u00e8re pendant l'hiver, ce qui r\u00e9duit votre prime. Seule la protection contre le vol et l'incendie reste active pendant le remisage. Informez votre assureur de vos dates de remisage.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Most cheap motorcycle insurance policies will cost you a few hundred dollars. But there are ways to reduce the cost of your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14868,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cheap motorcycle insurance: reduce your premium easily","_seopress_titles_desc":"Save on your cheap motorcycle insurance. Discover our tips for reducing your premiums by comparing, securing and choosing the right motorcycle. 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