{"id":19999,"date":"2022-08-12T09:51:09","date_gmt":"2022-08-12T13:51:09","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/electric-vehicles-vs-gas-cars-2\/"},"modified":"2026-06-26T00:24:32","modified_gmt":"2026-06-26T04:24:32","slug":"electric-vehicles-vs-gas-cars-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/price-2\/electric-vehicles-vs-gas-cars-2\/","title":{"rendered":"Electric Vehicles vs. Gas Cars"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/prix\/assurer-les-vehicules-electriques-versus-les-voitures-a-essence\/#article\", \"headline\": \"Electric Vehicles vs Gasoline Cars\", \"url\": \"https:\/\/www.assur360.ca\/blog\/prix\/assurer-les-vehicules-electriques-versus-les-voitures-a-essence\/\", \"datePublished\": \"2022-08-12T09:51:09\", \"dateModified\": \"2026-03-27T12:20:32\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault is a property and casualty insurance broker with over 30 years of experience in Quebec and the owner of Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Property and Casualty Insurance Brokerage License\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"Discover how electric car insurance can fit your budget despite the costs of parts and repairs. Compare offers and take advantage of discounts.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOTIVE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Car quote in 3 minutes<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">AMF Brokers. Best car prices in Quebec compared for you. <\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Get started<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-auto.png\" alt=\"Orso, Assur360 car insurance broker\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/electric-vehicles-vs-gas-cars-2\/#Insurance-for-your-electric-car\" >Insurance for your electric car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/electric-vehicles-vs-gas-cars-2\/#Does-it-cost-more-to-insure-an-electric-or-hybrid-vehicle\" >Does it cost more to insure an electric or hybrid vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/electric-vehicles-vs-gas-cars-2\/#How-to-save-money-by-insuring-a-hybrid-or-electric-vehicle\" >How to save money by insuring a hybrid or electric vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/electric-vehicles-vs-gas-cars-2\/#How-to-insure-an-electric-or-hybrid-vehicle\" >How to insure an electric or hybrid vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/electric-vehicles-vs-gas-cars-2\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance-for-your-electric-car\"><\/span>Insurance for your electric car<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The fuel source doesn&#8217;t increase premiums, but expensive parts and repairs will.<\/p>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\">Insuring a zero-emission car is quite similar to that of any other type of car. We wouldn&#8217;t treat the car any differently. Whether the premiums are higher depends largely on the model of the car, not its fuel source. The more <a href=\"https:\/\/www.assur360.ca\/en\/blog\/my-finances-2\/replacement-cost-car-insurance-is-it-a-good-idea-2\/\">expensive a vehicle is to replace<\/a>, the more expensive it is generally to insure. Electric vehicle batteries, for example, are expensive to replace in the event of a collision. Their repair may also require more specialized services. As a result, you may pay a slightly higher premium. What we highly recommend to all of our customers is to get <a title=\"Car Quote\" href=\"https:\/\/www.assur360.ca\/blog\/prix\/assurance-auto-en-ligne\/\">an insurance quote<\/a> from their auto insurance broker before purchasing a vehicle, to ensure that the customer has budgeted for the cost of the new vehicle as well as the cost of their insurance. If the customer can get the VIN of the vehicle they are considering insuring, the broker can provide a more accurate quote, rather than relying solely on the year, make and model.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does-it-cost-more-to-insure-an-electric-or-hybrid-vehicle\"><\/span>Does it cost more to insure an electric or hybrid vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Zero-emission vehicles (ZEVs) have become popular options. According to Statistics Canada, more than 65,253 electric or hybrid cars were registered in 2021, and the data is only for the first nine months. According to a 2021 KPMG survey, seven out of ten Canadians who plan to buy a new car in the next five years are likely to buy an electric or hybrid vehicle.<\/p>\n\n<p class=\"wp-block-paragraph\">With the rise in interest in zero-emission vehicles comes an increase in demand for EV auto insurance. In July of this year, Assur360 saw a 115% year-over-year increase in the number of drivers searching for <a title=\"electric car submission\" href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/electric-vehicle-insurance\/\">electric vehicle car insurance<\/a> quotes on its website. With the generous incentives offered in Quebec, it&#8217;s no surprise that more and more people are looking for a green car.<\/p>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2022\/08\/quebec-voiture-electrique-assurance.jpg\"><img decoding=\"async\" width=\"1024\" height=\"400\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2022\/08\/quebec-voiture-electrique-assurance.jpg\" alt=\"Hybrid Electric Car Insurer\" class=\"wp-image-6484\" title=\"Electric vehicle insurance\"  sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-save-money-by-insuring-a-hybrid-or-electric-vehicle\"><\/span>How to save money by insuring a hybrid or electric vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">In fact, there is nothing different that the consumer needs to know, except perhaps whether they are getting an additional discount because they own a hybrid or electric vehicle. Some Assur360 insurers offer &#8220;<a title=\"Hybrid car quote\" href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/online-car-insurance\/\">green vehicle<\/a>&#8221; discounts on car insurance for electric or hybrid cars. You do not have to fill out any special documents to qualify, as soon as the insurance broker enters your vehicle identification number, the discount is automatically applied. If you&#8217;re buying a zero-emission vehicle (or any other vehicle, for that matter), be sure to compare insurance to get the lowest possible rate.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-insure-an-electric-or-hybrid-vehicle\"><\/span>How to insure an electric or hybrid vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Many people choose to buy a hybrid-electric vehicle, as the standard versions do not need to be charged and therefore do not require the necessary infrastructure for an electric vehicle. Instead, they are recharged using so-called regenerative braking: when you brake or coast, a generator stores the electricity for later use.<\/p>\n\n<p class=\"wp-block-paragraph\">Whether you opt for a hybrid or a fully electric vehicle, there will be no impact on your insurance reduction. <a title=\"Insurance Company\" href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/insurance-company-3\/\" target=\"_blank\" rel=\"noopener\">Insurance companies<\/a> make it clear that the discount applies to all zero-emission vehicles, which includes hybrid and electric cars in general.<\/p>\n\n<p class=\"wp-block-paragraph\">Assur360 is a free website and <a title=\"Online Insurance Broker\" href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/insurance-broker-in-quebec-comparator-1-2\/\">independent property and casualty insurance brokerage that<\/a> allows Canadians to compare rates from multiple providers for various financial products, such as auto and home, boat, and commercial insurance.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What are the recommended car insurance coverages in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">In addition to the mandatory civil liability, it is recommended to add collision, comprehensive perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). An <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">insurance broker<\/a> can trade for you. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How much does car insurance cost in Quebec in 2026?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. 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