{"id":19996,"date":"2024-01-17T13:14:00","date_gmt":"2024-01-17T18:14:00","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/why-a-car-insurance-broker-2\/"},"modified":"2026-09-02T12:27:50","modified_gmt":"2026-09-02T16:27:50","slug":"why-a-car-insurance-broker-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/why-a-car-insurance-broker-2\/","title":{"rendered":"Why a car insurance broker?"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/soumission\/courtier-assurance-auto\/#article\", \"headline\": \"Pourquoi un courtier assurance auto ?\", \"url\": \"https:\/\/www.assur360.ca\/blog\/soumission\/courtier-assurance-auto\/\", \"datePublished\": \"2024-01-17T13:14:00\", \"dateModified\": \"2026-03-24T00:48:04\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"D\u00e9couvrez pourquoi faire affaire avec un courtier en assurance auto peut vous faire \u00e9conomiser temps et argent. B\u00e9n\u00e9ficiez d'une soumission rapide !\"}\n<\/script>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\">INSURANCE AGENTS AND BROKERS<\/h2>\n\n<p class=\"wp-block-paragraph\">Drivers in Quebec have many options for purchasing car insurance. <a href=\"https:\/\/www.courtierweb.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Online car insurance aggregators<\/a> are websites that provide leads online. These sites are not allowed to sell insurance directly to you. They sell your information to an insurance company, agent or broker. Direct <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/insurance-company-3\/\" target=\"_blank\" rel=\"noopener\" title=\"Insurance Company\">insurance companies<\/a> and banks offer single-choice options. They can operate from a website, a call centre, or local offices through insurance agents. So why use an insurance broker? <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\" title=\"Insurance Broker\">Property and casualty insurance brokers<\/a> are the only licensed option that works exclusively for clients.      <\/p>\n\n<p class=\"wp-block-paragraph\"><br \/>Although insurance agents are licensed, they are not independent. They work for a single insurance company and can only offer the products and prices offered by that company. So, if your situation changes, for example if you receive an additional speeding ticket or if you have a new claim, you may no longer be eligible with this company and the agent will not be able to help you. Think of it like a direct insurance company or a bank that wants customers who fit into a small, defined box, and their agents can&#8217;t help you if you don&#8217;t fit into that box.   <\/p>\n\n<p class=\"wp-block-paragraph\">An insurance broker acts as an intermediary between insurance providers and you. Their raison d&#8217;\u00eatre is to help you get the right insurance at the best price. They work for customers and are not employees of <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\" title=\"Car insurance\" target=\"_blank\" rel=\"noopener\">car<\/a> insurance companies. This in itself is reason enough to use <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/\" title=\"Home Insurance Broker\">home insurance brokers<\/a> for all your home insurance needs. Let&#8217;s also address other issues related to insurance brokers.    <\/p>\n\n<figure style=\"max-width:520px;margin:24px auto 40px;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2022\/01\/meilleur-courtier-assurance-de-dommages-1024x239.jpg\" alt=\"Simple car insurance comparison\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n<\/figure>\n\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"pourquoi-faire-appel-a-un-courtier-dassurance\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>WHY USE AN INSURANCE BROKER?<\/summary>\n<p class=\"wp-block-paragraph\">Simply put, <a title=\"Insurance brokers\" href=\"https:\/\/www.assur360.ca\/en\/intact-insurance-broker-2\/\">insurance brokers<\/a> work for you, not the insurance company. They scour the market to find you the lowest car insurance premiums, without sacrificing your insurance coverage. Whether it&#8217;s better coverage or lower premiums, you&#8217;ll save money and have the coverage you need. The classic logic is that if someone can save you money, that&#8217;s reason enough. But, if you&#8217;re not convinced, there are other reasons to use insurance brokers.    <\/p>\n<\/details>\n\n\n\n<details id=\"quest-ce-quun-courtier-dassurance-de-dommages\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>WHAT IS A DAMAGE INSURANCE BROKER?<\/summary>\n<p class=\"wp-block-paragraph\">Insurance brokers are intermediaries who deal with many different insurance companies. Since they have access to many insurers, they can provide you with many options. These options allow you to get the best plan at the best price. Think of it as follows: depending on your age, where you live, your needs, and many other factors, each insurance company has a different way of calculating their rates. Instead of having to contact each of them, an insurance broker checks them all and offers you the best option for you.    <\/p>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Why use a car insurance broker in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Un <strong>courtier<\/strong>, contrairement \u00e0 un agent captif (fid\u00e8le \u00e0 un seul assureur), <strong>compare plusieurs compagnies<\/strong> et d\u00e9fend vos int\u00e9r\u00eats. Avantages&nbsp;: prix plus comp\u00e9titifs, meilleure couverture personnalis\u00e9e, accompagnement en cas de sinistre, expertise sur les produits complexes (sous-standard, jeune conducteur).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How much does a car insurance broker cost?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\"><strong>Le service est gratuit pour vous.<\/strong> Le courtier est r\u00e9mun\u00e9r\u00e9 par une <strong>commission de l&#8217;assureur<\/strong> (10-15&nbsp;% de la prime), d\u00e9j\u00e0 incluse dans le prix. Passer par Assur360 pour une soumission ne vous co\u00fbte <strong>rien de plus<\/strong> que d&#8217;aller directement chez l&#8217;assureur.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">Who regulates insurance brokers in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Les courtiers sont r\u00e9gul\u00e9s par l&#8217;<strong>Autorit\u00e9 des march\u00e9s financiers (AMF)<\/strong> et sont membres de la <strong>Chambre de l&#8217;assurance<\/strong>. Ils sont soumis \u00e0 un <strong>code de d\u00e9ontologie strict<\/strong>, une <strong>obligation de formation continue<\/strong>, et une <strong>assurance responsabilit\u00e9 professionnelle<\/strong> obligatoire.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How many insurers can an Assur360 broker compare?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Selon votre profil, nos <strong>cabinets partenaires certifi\u00e9s AMF<\/strong> comparent typiquement <strong>3 \u00e0 9 assureurs<\/strong> par demande. Regrouper auto + habitation \u00e9largit habituellement le nombre d&#8217;options.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How do I get a quote through an Assur360 broker?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Formulaire en ligne (<strong>3 minutes<\/strong>) \u2192 un <strong>cabinet partenaire certifi\u00e9 AMF<\/strong> vous rappelle sous <strong>24-48 heures ouvrables<\/strong> avec une soumission personnalis\u00e9e. Gratuit, sans engagement, aucune obligation d&#8217;achat.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How long does it take to process a claim?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Une fois le sinistre d\u00e9clar\u00e9, votre <strong>courtier partenaire<\/strong> ouvre le dossier avec l&#8217;assureur dans les <strong>24 \u00e0 48&nbsp;heures<\/strong>. Un expert en r\u00e8glement de sinistres est mandat\u00e9 sous <strong>2-5 jours ouvrables<\/strong>. Le r\u00e8glement complet d\u00e9pend de la complexit\u00e9&nbsp;: <strong>15 \u00e0 30 jours<\/strong> pour un sinistre simple (bris de vitre, vol mineur), <strong>2 \u00e0 6 mois<\/strong> pour un sinistre majeur (feu, d\u00e9g\u00e2t d&#8217;eau important). Vous \u00eates accompagn\u00e9 \u00e0 chaque \u00e9tape.<\/div>\n<\/details>\n<script type=\"application\/ld+json\"><\/script><\/div>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-auto\/\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-auto\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-auto\/#pourquoi-faire-appel-a-un-courtier-dassurance\",\"name\":\"POURQUOI FAIRE APPEL \u00c0 UN COURTIER D\\u0027ASSURANCE ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003EEn termes simples, \\u003Ca title=\\u0022les courtiers d\\u0027assurance\\u0022 href=\\u0022\/courtier-intact-assurance\/\\u0022\\u003Eles courtiers d\\u0027assurance\\u003C\/a\\u003E travaillent pour vous et non pour la compagnie d\\u0027assurance. Ils parcourent le march\u00e9 pour vous trouver les primes d\\u0027assurance auto les plus basses, sans sacrifier votre couverture d\\u0027assurance. Qu\\u0027il s\\u0027agisse d\\u0027une meilleure couverture ou de primes moins \u00e9lev\u00e9es, vous \u00e9conomiserez de l\\u0027argent et disposerez de la couverture dont vous avez besoin. La logique classique veut que si quelqu\\u0027un peut vous faire \u00e9conomiser de l\\u0027argent, c\\u0027est une raison suffisante. Mais, si vous n\\u0027\u00eates pas convaincu, il existe d\\u0027autres raisons de faire appel \u00e0 des courtiers d\\u0027assurance.\\u003C\/p\\u003E\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance-habitation-au-quebec\/courtier-assurance-auto\/#quest-ce-quun-courtier-dassurance-de-dommages\",\"name\":\"QU\\u0027EST-CE QU\\u0027UN COURTIER D\\u0027ASSURANCE DE DOMMAGES ?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003ELes courtiers d\\u0027assurance sont des interm\u00e9diaires qui traitent avec de nombreuses compagnies d\\u0027assurance diff\u00e9rentes. Comme ils ont acc\u00e8s \u00e0 de nombreux assureurs, ils peuvent vous proposer de nombreuses options. Ces options vous permettent d\\u0027obtenir le meilleur plan au meilleur prix. Consid\u00e9rez la situation comme suit : en fonction de votre \u00e2ge, de votre lieu de r\u00e9sidence, de vos besoins et de bien d\\u0027autres facteurs, chaque compagnie d\\u0027assurance a une fa\u00e7on diff\u00e9rente de calculer ses tarifs. Au lieu de devoir contacter chacun d\\u0027eux, un courtier d\\u0027assurance les v\u00e9rifie tous et vous propose la meilleure option pour vous.\\u003C\/p\\u003E\"}}]}<\/script>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\"><strong>Need a quote?<\/strong> <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\">Get your car quote online<\/a> \u2014 Free, fast and without obligation with Assur360.<\/p>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:40px auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;font-family:'Sora',sans-serif;\">Get your free car quote<\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare 9+ insurers for you. Free, without obligation, in 3 minutes. <\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">To consult<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages linked to it<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/online-car-insurance\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Online car insurance in Quebec: fast prices in 2026<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/marine\/pleasure-boat-insurance\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Pleasure boat insurance in Quebec: prices, coverage and advice (2026)<\/a>\n<a href=\"https:\/\/www.assur360.ca\/blog\/assurance\/roulotte\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Trailer insurance<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">See Category \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/soumission\/courtier-assurance-auto\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"POURQUOI FAIRE APPEL \u00c0 UN COURTIER D'ASSURANCE ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"En termes simples, les courtiers d'assurance travaillent pour vous et non pour la compagnie d'assurance. Ils parcourent le march\u00e9 pour vous trouver les primes d'assurance auto les plus basses, sans sacrifier votre couverture d'assurance. Qu'il s'agisse d'une meilleure couverture ou de primes moins \u00e9lev\u00e9es, vous \u00e9conomiserez de l'argent et disposerez de la couverture dont vous avez besoin. La logique classique veut que si quelqu'un peut vous faire \u00e9conomiser de l'argent, c'est une raison suffisante. Mais, si vous n'\u00eates pas convaincu, il existe d'autres raisons de faire appel \u00e0 des courtiers d'assurance.\"}},{\"@type\":\"Question\",\"name\":\"QU'EST-CE QU'UN COURTIER D'ASSURANCE DE DOMMAGES ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les courtiers d'assurance sont des interm\u00e9diaires qui traitent avec de nombreuses compagnies d'assurance diff\u00e9rentes. Comme ils ont acc\u00e8s \u00e0 de nombreux assureurs, ils peuvent vous proposer de nombreuses options. Ces options vous permettent d'obtenir le meilleur plan au meilleur prix. Consid\u00e9rez la situation comme suit : en fonction de votre \u00e2ge, de votre lieu de r\u00e9sidence, de vos besoins et de bien d'autres facteurs, chaque compagnie d'assurance a une fa\u00e7on diff\u00e9rente de calculer ses tarifs. Au lieu de devoir contacter chacun d'eux, un courtier d'assurance les v\u00e9rifie tous et vous propose la meilleure option pour vous.\"}},{\"@type\":\"Question\",\"name\":\"Pourquoi passer par un courtier d'assurance auto au Qu\u00e9bec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un courtier , contrairement \u00e0 un agent captif (fid\u00e8le \u00e0 un seul assureur), compare plusieurs compagnies et d\u00e9fend vos int\u00e9r\u00eats. Avantages : prix plus comp\u00e9titifs, meilleure couverture personnalis\u00e9e, accompagnement en cas de sinistre, expertise sur les produits complexes (sous-standard, jeune conducteur).\"}},{\"@type\":\"Question\",\"name\":\"Combien co\u00fbte un courtier d'assurance auto?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le service est gratuit pour vous. Le courtier est r\u00e9mun\u00e9r\u00e9 par une commission de l'assureur (10-15 % de la prime), d\u00e9j\u00e0 incluse dans le prix. Passer par Assur360 pour une soumission ne vous co\u00fbte rien de plus que d'aller directement chez l'assureur.\"}},{\"@type\":\"Question\",\"name\":\"Qui r\u00e9gule les courtiers d'assurance au Qu\u00e9bec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les courtiers sont r\u00e9gul\u00e9s par l' Autorit\u00e9 des march\u00e9s financiers (AMF) et sont membres de la Chambre de l'assurance . Ils sont soumis \u00e0 un code de d\u00e9ontologie strict , une obligation de formation continue , et une assurance responsabilit\u00e9 professionnelle obligatoire.\"}},{\"@type\":\"Question\",\"name\":\"Combien d'assureurs un courtier Assur360 peut-il comparer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Selon votre profil, nos cabinets partenaires certifi\u00e9s AMF comparent typiquement 3 \u00e0 9 assureurs par demande. Regrouper auto + habitation \u00e9largit habituellement le nombre d'options.\"}},{\"@type\":\"Question\",\"name\":\"Comment obtenir une soumission via un courtier Assur360?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Formulaire en ligne ( 3 minutes ) \u2192 un cabinet partenaire certifi\u00e9 AMF vous rappelle sous 24-48 heures ouvrables avec une soumission personnalis\u00e9e. Gratuit, sans engagement, aucune obligation d'achat.\"}},{\"@type\":\"Question\",\"name\":\"Combien de temps prend le traitement d'un sinistre?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Une fois le sinistre d\u00e9clar\u00e9, votre courtier partenaire ouvre le dossier avec l'assureur dans les 24 \u00e0 48 heures . Un expert en r\u00e8glement de sinistres est mandat\u00e9 sous 2-5 jours ouvrables . Le r\u00e8glement complet d\u00e9pend de la complexit\u00e9 : 15 \u00e0 30 jours pour un sinistre simple (bris de vitre, vol mineur), 2 \u00e0 6 mois pour un sinistre majeur (feu, d\u00e9g\u00e2t d'eau important). Vous \u00eates accompagn\u00e9 \u00e0 chaque \u00e9tape.\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>INSURANCE AGENTS AND BROKERS Drivers in Quebec have many options for purchasing car insurance. 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