{"id":19982,"date":"2023-01-30T14:14:50","date_gmt":"2023-01-30T19:14:50","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/well-in-storage-insurance-2\/"},"modified":"2026-04-19T21:09:10","modified_gmt":"2026-04-20T01:09:10","slug":"well-in-storage-insurance-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/insurance\/well-in-storage-insurance-2\/","title":{"rendered":"Well in storage insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/assurance\/bien-en-entreposage\/#article\",\"headline\":\"Assurance biens en entreposage au Qu\u00e9bec \u2014 Valeur \u00e0 neuf, RC et soumission\",\"url\":\"https:\/\/www.assur360.ca\/blog\/assurance\/bien-en-entreposage\/\",\"datePublished\":\"2023-01-30T14:14:50\",\"dateModified\":\"2026-04-19T16:00:00\",\"author\":{\"@type\":\"Person\",\"name\":\"Jean Boissonneault\",\"url\":\"https:\/\/www.assur360.ca\/blog\/author\/admin\/\",\"description\":\"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\",\"hasCredential\":{\"@type\":\"EducationalOccupationalCredential\",\"credentialCategory\":\"Permis de cabinet en assurance de dommages\",\"recognizedBy\":{\"@type\":\"Organization\",\"name\":\"Autorit\u00e9 des march\u00e9s financiers\",\"url\":\"https:\/\/lautorite.qc.ca\"}}},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"url\":\"https:\/\/www.assur360.ca\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\",\"width\":200,\"height\":60}},\"inLanguage\":\"fr-CA\",\"isPartOf\":{\"@type\":\"WebSite\",\"url\":\"https:\/\/www.assur360.ca\",\"name\":\"Assur360\"},\"description\":\"Assurance biens en entreposage au Qu\u00e9bec : valeur \u00e0 neuf, couverture de 5 000 $ \u00e0 800 000 $, RC vie priv\u00e9e incluse. Polices d'un mois \u00e0 un an. Soumission gratuite avec Assur360.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">GOODS IN STORAGE<\/p>\n  <h1 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Storage-Property-Insurance-in-Quebec\"><\/span>Storage Property Insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h1>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\">Moving, renovating, separating, staying abroad: protect your stored belongings with <strong>replacement cost coverage from $5,000 to $800,000<\/strong>, flexible policies from one month to one year, and personal liability included up to $5 million.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;max-width:1200px;margin:0 auto 40px;padding:0 24px;\">\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">Replacement Cost<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Compensation at the price of new<\/div>\n  <\/div>\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">$5,000 \u2013 $800,000<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Coverage limits<\/div>\n  <\/div>\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">1 month to 1 year<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Flexible duration<\/div>\n  <\/div>\n  <div style=\"text-align:center;padding:20px 12px;background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;\">\n    <div style=\"color:#10c4c7;font-size:1.8rem;font-weight:800;\">RC $1 million \u2013 $5 million<\/div>\n    <div style=\"color:#64748b;font-size:0.85rem;\">Privacy Responsibility<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Storage-Property-Insurance-%E2%80%94-Replacement-Cost-Protection\"><\/span>Storage Property Insurance \u2014 Replacement Cost Protection<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Are you moving, going through a separation, going abroad or renovating your home? <strong>Storage property insurance<\/strong> protects your residential and commercial household items while they are in a reputable storage facility. This product offers <strong>replacement cost<\/strong> coverage, which means your belongings will be replaced at the new price in the event of a loss \u2014 not at their depreciated value. <\/p>\n\n<p class=\"wp-block-paragraph\">At Assur360, we offer flexible policies ranging <strong>from one month to one year<\/strong>, for limits of insurance from <strong>$5,000 to $800,000<\/strong>. Whether you&#8217;re storing a few boxes or the entire contents of a home, we have the right coverage for your situation. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who-is-this-insurance-for\"><\/span>Who is this insurance for?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Storage property insurance is <strong>designed for people in transition<\/strong>. If your client \u2014 or yourself \u2014 needs to put some of your belongings in temporary storage, this policy is just the thing for you. Here are the most common situations:  <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;max-width:1200px;margin:24px auto;\">\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Moving<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Between two residences or waiting for the delivery of your new home.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Major renovations<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Protect your furniture and belongings while working around the house.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Separation or divorce<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Temporary storage when a family situation changes.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Staying abroad<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">You leave the country and no longer have active home insurance in Quebec.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Estate or settlement<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Preservation of the property pending the division between heirs.<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border-top:4px solid #10c4c7;border-radius:12px;padding:24px;\">\n    <h3 style=\"color:#0d1f2d;font-size:1.1rem;font-weight:800;margin:0 0 12px;\">Commercial Storage<\/h3>\n    <p style=\"color:#334155;font-size:0.95rem;line-height:1.6;margin:0;\">Off-site inventory, equipment, or corporate archives.<\/p>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);border:2px solid #10c4c7;border-radius:12px;padding:32px;margin:40px auto;max-width:1200px;color:#ffffff;\">\n  <h3 style=\"color:#10c4c7;font-size:1.3rem;margin:0 0 16px;\">\ud83d\udccb Free Tool \u2014 Asset Inventory<\/h3>\n  <p style=\"color:#e2e8f0;font-size:1rem;line-height:1.7;margin:0;\">Before storing your belongings, catalog them with photos and estimated values. In the event of a claim, your inventory will serve as evidence to expedite your claim.  <a href=\"https:\/\/www.assur360.ca\/en\/free-inventory-of-property-quebec-home-insurance-2026\/\" style=\"color:#10c4c7;font-weight:700;\">Create my inventory for free\u2192<\/a><\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-Storage-Property-Insurance-Covers\"><\/span>What Storage Property Insurance Covers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">This policy provides <strong>coverage on the contents only<\/strong> \u2014 it does not cover the storage building itself. Coverage applies to residential household items and commercial goods stored within an approved facility. <\/p>\n\n<h3 class=\"wp-block-heading\">Assets covered<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Furniture, appliances and household goods<\/li>\n\n\n\n<li>Personal effects (clothing, books, decorative objects)<\/li>\n\n\n\n<li>Equipment and Commercial Inventory<\/li>\n\n\n\n<li>Corporate archives and documents<\/li>\n\n\n\n<li>Artwork and special collections (separate policy possible)<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">What is NOT covered<\/h3>\n\n<div style=\"background:#fef2f2;border:2px solid #ef4444;border-radius:12px;padding:24px;margin:24px 0;\">\n  <h4 style=\"color:#991b1b;font-size:1.05rem;margin:0 0 12px;\">\u26a0 Important exclusions<\/h4>\n  <ul style=\"margin:0;padding-left:20px;color:#7f1d1d;line-height:1.7;\">\n    <li><strong>Motor vehicles<\/strong> \u2014 cars, <a href=\"\/soumission-rapide-vr\/\">motorhomes (RVs),<\/a> <a href=\"\/soumission-rapide-moto\/\">motorcycles<\/a>, <a href=\"\/soumission-rapide-bateau\/\">boats<\/a>, <a href=\"\/soumission-rapide-quad\/\">ATVs<\/a>, <a href=\"\/soumission-rapide-motoneige\/\">snowmobiles<\/a><\/li>\n    <li><strong>In-transit contents<\/strong> \u2014no coverage during transportation to the warehouse<\/li>\n    <li><strong>Hazardous materials<\/strong> \u2014 chemicals, paint, gasoline, motor oil and flammable items<\/li>\n    <li><strong>Cash<\/strong> and Securities<\/li>\n  <\/ul>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Liability-for-privacy\"><\/span>Liability for privacy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">In addition to content protection, <strong>privacy liability<\/strong> is available with generous limits:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>RCA limits<\/strong> : $1,000,000 to $5,000,000<\/li>\n\n\n\n<li><strong>Rental liability included<\/strong> : $500,000<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">This coverage protects you if a disaster in your unit causes damage to neighboring units or third parties. This is an essential protection that many warehouse tenants overlook. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deductibles-%E2%80%94-detailed-scale\"><\/span>Deductibles \u2014 detailed scale<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Deductibles vary depending on the type of goods stored and the amount of coverage:<\/p>\n\n<h3 class=\"wp-block-heading\">Personal household goods<\/h3>\n\n<div style=\"overflow-x:auto;margin:16px 0;max-width:1200px;\">\n<table style=\"width:100%;border-collapse:collapse;font-size:.95rem;border-radius:12px;overflow:hidden;\">\n  <thead>\n    <tr style=\"background:#0d1f2d;color:#fff;\">\n      <th style=\"padding:14px 18px;text-align:left;\">Amount of insurance<\/th>\n      <th style=\"padding:14px 18px;text-align:right;\">Franchise<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr style=\"background:#f8fafc;\">\n      <td style=\"padding:12px 18px;border-bottom:1px solid #e2e8f0;\">$5,000 to $<\/td>\n75,000<td style=\"padding:12px 18px;text-align:right;border-bottom:1px solid #e2e8f0;font-weight:700;\">$100<\/td>      \n    <\/tr>\n    <tr style=\"background:#ffffff;\">\n      <td style=\"padding:12px 18px;border-bottom:1px solid #e2e8f0;\">$80,000 to $<\/td>\n200,000<td style=\"padding:12px 18px;text-align:right;border-bottom:1px solid #e2e8f0;font-weight:700;\">$500<\/td>      \n    <\/tr>\n    <tr style=\"background:#f8fafc;\">\n      <td style=\"padding:12px 18px;\">$205,000 and over<\/td>\n      <td style=\"padding:12px 18px;text-align:right;font-weight:700;\">1% of insurance limit<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n\n<h3 class=\"wp-block-heading\">Commercial Property and Liability<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Commercial property \u2014 minimum deductible<\/strong> : $500<\/li>\n\n\n\n<li><strong>Third Party Liability \u2014 Deductible<\/strong> : $250<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Submission-Process-%E2%80%94-3-Simple-Steps\"><\/span>Submission Process \u2014 3 Simple Steps<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Getting your storage property insurance is simple. Here are the steps to follow: <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin:24px auto;max-width:1200px;\">\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:28px;text-align:center;\">\n    <div style=\"width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem;margin:0 auto 14px;\">1<\/div>\n    <h3 style=\"font-size:1rem;margin:0 0 10px;color:#0d1f2d;font-weight:800;\">Check Company<\/h3>\n    <p style=\"font-size:.92rem;color:#5a7080;margin:0;line-height:1.6;\">Check the list of approved storage companies to confirm that your facility is eligible.<\/p>\n  <\/div>\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:28px;text-align:center;\">\n    <div style=\"width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem;margin:0 auto 14px;\">2<\/div>\n    <h3 style=\"font-size:1rem;margin:0 0 10px;color:#0d1f2d;font-weight:800;\">Get approved (if required)<\/h3>\n    <p style=\"font-size:.92rem;color:#5a7080;margin:0;line-height:1.6;\">If the company is not on the list, complete the questionnaire with 2 photos (inside the unit + outside the building) for approval.<\/p>\n  <\/div>\n  <div style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;padding:28px;text-align:center;\">\n    <div style=\"width:36px;height:36px;background:#10c4c7;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem;margin:0 auto 14px;\">3<\/div>\n    <h3 style=\"font-size:1rem;margin:0 0 10px;color:#0d1f2d;font-weight:800;\">Complete the application<\/h3>\n    <p style=\"font-size:.92rem;color:#5a7080;margin:0;line-height:1.6;\">Once the company is approved, complete your application online. No policy can be issued without the prior approval of the company. <\/p>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Important:<\/strong> No policy can be put in place without the acceptance of the warehousing company in the first place. This verification ensures that your assets are kept in a facility that meets the required security standards. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cancellation-and-refund\"><\/span>Cancellation and refund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Policies may be cancelled upon receipt of a waiver of interest within <strong>30 days<\/strong> of the date of cancellation. Partial refunds are calculated on a <strong>short-term basis<\/strong>, with a minimum retention premium of <strong>$50<\/strong>. All administrative fees are fully earned and non-refundable.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-insure-your-storage-assets\"><\/span>Why insure your storage assets?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Many people assume that their belongings are protected by the storage company.  <strong>This is rarely the case.<\/strong>  Most warehouse rental agreements explicitly release the company from liability in the event of theft, fire, water damage or vandalism.<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Arson and Accidental Fires<\/strong> \u2014 Storage units are destroyed every year in Canada, causing significant losses<\/li>\n\n\n\n<li><strong>Water damage<\/strong> \u2014 seepage, burst pipes or flooding in facilities<\/li>\n\n\n\n<li><strong>Theft and vandalism<\/strong> \u2014 even secure facilities are not immune<\/li>\n\n\n\n<li><strong>Your home insurance is limited<\/strong> \u2014 the off-premises coverage of your <a href=\"\/soumission-rapide-habitation\/\">home<\/a> or <a href=\"\/soumission-rapide-locataire\/\">tenant insurance<\/a> may not be enough to cover all your stored belongings<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Storage-for-non-residents-of-Quebec\"><\/span>Storage for non-residents of Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Are you leaving the country for an extended period of time and no longer have active home insurance in Quebec? Storage property insurance is the ideal solution for <strong>non-residents<\/strong> who keep goods in a Quebec warehouse. You have peace of mind while you&#8217;re away, knowing that your belongings are protected.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"High-value-assets-and-collections\"><\/span>High-value assets and collections<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Storage units are also used to store <strong>artwork, special collections, wine,<\/strong> and other high-value items. These items may require a policy with additional coverage\u2014our brokers can provide you with coverage specifically for your valuables. <\/p>\n\n<p class=\"wp-block-paragraph\">If the value of your items exceeds the standard coverage, you have two options:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Increase coverage limit<\/strong> \u2014 adjust the amount of coverage up to $800,000<\/li>\n\n\n\n<li><strong>Coverage for high-value items<\/strong> \u2014 jewellery, fine art, antiques and special collections with individual appraisal<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Storage-Property-Insurance\"><\/span>Frequently Asked Questions \u2014 Storage Property Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"max-width:1200px;margin:0 auto 40px;\">\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What types of property are covered by warehousing insurance?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Insurance covers residential household items (furniture, appliances, personal effects) and commercial property (inventory, equipment, archives). Motor vehicles, contents in transit, cash and hazardous materials are excluded. <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Are my belongings covered during transport to the warehouse?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No. Storage property insurance does not cover contents in transit. To protect your belongings during transport, talk to your Assur360 broker about additional coverage. <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What is the minimum and maximum term of a policy?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Policies are flexible: from a minimum of one month to a maximum of one year. You can cancel within 30 days with a minimum retention premium of $50. <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">How much insurance can I get?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">The amounts range from $5,000 to $800,000. Your broker will help you assess the value of your stored assets to determine the appropriate amount. <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does the storage company need to be approved?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Yes. The establishment must be on the list of approved companies. If this is not the case, you must submit a questionnaire with 2 photos (interior of the unit and exterior of the building) for prior approval. No policy can be issued without this step.  <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Does this insurance cover the storage building?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No. This font provides protection on content only. The building is the responsibility of the owner of the storage facility. <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Doesn&#8217;t my home insurance already cover my stored belongings?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">Partially. Most home insurance policies offer limited off-premises coverage \u2014 often insufficient for the full value of your belongings. In addition, if you have cancelled your home insurance (going abroad, for example), you have no protection.  <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What is the deductible for personal household goods?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">The deductible varies depending on the amount of insurance: $100 for policies between $5,000 and $75,000, $500 for $80,000 to $200,000, and 1% of the insurance limit for $205,000 or more. For commercial properties, the minimum deductible is $500. <\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">Can I insure vehicles in my storage unit?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">No. Motor vehicles (cars, motorcycles, boats, ATVs, snowmobiles, RVs) must be covered by a separate policy. <a href=\"https:\/\/www.assur360.ca\/en\/quote-insurance-product\/\">Check out our insurance products<\/a> to find the right coverage.<\/div>\n  <\/details>\n  <details style=\"background:#ffffff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden;\">\n    <summary style=\"background:#f8fafc;padding:20px 24px;cursor:pointer;font-weight:700;color:#0d1f2d;font-size:1.05rem;list-style:none;\">What is civil liability for privacy?<\/summary>\n    <div style=\"padding:20px 24px;color:#334155;line-height:1.7;\">It is a coverage that protects you if a loss occurring in your unit causes damage to other tenants or third parties. Limits range from $1,000,000 to $5,000,000, including $500,000 of tenant liability. <\/div>\n  <\/details>\n<\/div>\n\n<div style=\"background:#f0fdfa;border:2px solid #10c4c7;border-radius:12px;padding:30px;margin:40px auto;max-width:1200px;\">\n  <h3 style=\"color:#0d1f2d;font-size:1.15rem;margin:0 0 16px;\">\ud83d\udee1 Why trust Assur360?<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:16px;\">\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">AMF<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Certified brokers<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">ChAD<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Insurance Chamber<\/div>\n    <\/div>\n    <div style=\"text-align:center;padding:12px;\">\n      <div style=\"color:#10c4c7;font-size:1.5rem;font-weight:800;\">100K+<\/div>\n      <div style=\"color:#334155;font-size:0.85rem;\">Submissions processed<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto 40px;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">PROTECT YOUR STORED ASSETS<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Get-your-free-quote\"><\/span>Get your free quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Policies from $5,000 to $800,000 \u2014 from one month to one year \u2014 24-hour response.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-quote-for-goods-in-storage\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Quels types de biens sont couverts par l'assurance entreposage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"L'assurance couvre les articles m\u00e9nagers r\u00e9sidentiels (meubles, \u00e9lectrom\u00e9nagers, effets personnels) et les biens commerciaux (inventaire, \u00e9quipement, archives). Les v\u00e9hicules motoris\u00e9s, le contenu en transit, l'argent comptant et les mati\u00e8res dangereuses sont exclus.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce que mes biens sont couverts pendant le transport vers l'entrep\u00f4t?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. L'assurance biens en entreposage ne couvre pas le contenu en transit. Pour prot\u00e9ger vos biens pendant le transport, parlez \u00e0 votre courtier Assur360 d'une couverture compl\u00e9mentaire.\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la dur\u00e9e minimale et maximale d'une police?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les polices sont flexibles : d'un minimum d'un mois \u00e0 un maximum d'un an. Vous pouvez annuler dans les 30 jours moyennant une prime de r\u00e9tention minimum de 50 $.\"}},{\"@type\":\"Question\",\"name\":\"Quel montant d'assurance puis-je obtenir?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les montants vont de 5 000 $ \u00e0 800 000 $. Votre courtier vous aidera \u00e0 \u00e9valuer la valeur de vos biens entrepos\u00e9s pour d\u00e9terminer le montant appropri\u00e9.\"}},{\"@type\":\"Question\",\"name\":\"La soci\u00e9t\u00e9 d'entreposage doit-elle \u00eatre approuv\u00e9e?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. L'\u00e9tablissement doit figurer sur la liste des soci\u00e9t\u00e9s approuv\u00e9es. Si ce n'est pas le cas, vous devez soumettre un questionnaire accompagn\u00e9 de 2 photos pour approbation pr\u00e9alable.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce que cette assurance couvre la b\u00e2tisse d'entreposage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. Cette police offre une protection sur le contenu uniquement. La b\u00e2tisse est la responsabilit\u00e9 du propri\u00e9taire de l'\u00e9tablissement d'entreposage.\"}},{\"@type\":\"Question\",\"name\":\"Mon assurance habitation ne couvre-t-elle pas d\u00e9j\u00e0 mes biens entrepos\u00e9s?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Partiellement. La plupart des polices d'assurance habitation offrent une couverture hors \u00e9tablissement limit\u00e9e \u2014 souvent insuffisante pour la pleine valeur de vos biens. Si vous avez annul\u00e9 votre assurance habitation, vous n'avez aucune protection.\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la franchise pour les biens domestiques personnels?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"La franchise varie selon le montant d'assurance : 100 $ pour les polices de 5 000 $ \u00e0 75 000 $, 500 $ pour 80 000 $ \u00e0 200 000 $, et 1 % de la limite d'assurance pour 205 000 $ et plus. 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Les limites vont de 1 000 000 $ \u00e0 5 000 000 $, incluant 500 000 $ de responsabilit\u00e9 locative.\"}}]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blogue\",\"item\":\"https:\/\/assur360.ca\/blog\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance\",\"item\":\"https:\/\/assur360.ca\/blog\/assurance\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Assurance biens en entreposage\",\"item\":\"https:\/\/www.assur360.ca\/blog\/assurance\/bien-en-entreposage\/\"}]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>GOODS IN STORAGE Storage Property Insurance in Quebec Moving, renovating, separating, staying abroad: protect your stored belongings with replacement cost coverage from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14913,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Storage Property Insurance Quebec \u2014 Replacement Cost | Assur360","_seopress_titles_desc":"Protect your stored belongings with replacement cost coverage from $5,000 to $800,000. 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