{"id":19971,"date":"2023-02-14T16:50:30","date_gmt":"2023-02-14T21:50:30","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/best-car-insurance\/"},"modified":"2026-07-02T20:37:27","modified_gmt":"2026-07-03T00:37:27","slug":"best-car-insurance","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/best-car-insurance\/","title":{"rendered":"Best Car Insurance in Quebec: Criteria, Coverage and Mistakes to Avoid"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:24px 0 40px;flex-wrap:wrap;\">\n  <div style=\"flex:1 1 42%;min-width:280px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2023\/02\/meilleur-courtier-assurance-automobile-1.png\" alt=\"best insurance agent in Quebec\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:1 1 52%;min-width:280px;\">\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-family:'Sora',sans-serif;font-size:24px;font-weight:800;line-height:1.25;margin:0 0 14px;\"><span class=\"ez-toc-section\" id=\"Insure-your-car-at-the-best-rate-today\"><\/span>Insure your car at the best rate today!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#334155;font-size:15px;line-height:1.7;margin:0 0 12px;\">Finding the best car insurance has never been easier! Thanks to <strong>our comparator<\/strong>, you can access the offers of the most competitive insurers and choose coverage that suits your needs and budget.  Whether <strong>you&#8217;re an experienced driver<\/strong> or looking for insurance after a <strong>license suspension<\/strong>, we help you get the best rate in minutes.  <br \/><br \/>Take advantage of a fast, no-obligation quote and optimal protection to ride with peace of mind. <strong>Don&#8217;t pay too much<\/strong> for your car insurance anymore, compare now and save!<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fast-and-effective-comparator\"><\/span>Fast and effective comparator<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">With Assur360, find the best car insurance at the best price in a few minutes. Our comparator allows you to access the offers of the largest insurers and to choose coverage adapted to your needs.  Whether you&#8217;re looking for comprehensive protection or a great rate, our brokers will help you make the best choice.  <br \/>Save on your premium while driving with peace of mind!<\/p>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/soumission\/meilleur-assurance-auto\/#article\", \"headline\": \"Best car insurance in Quebec: criteria, protections and mistakes to avoid\", \"url\": \"https:\/\/www.assur360.ca\/blog\/soumission\/meilleur-assurance-auto\/\", \"datePublished\": \"2023-02-14T16:50:30\", \"dateModified\": \"2026-03-27T11:48:30\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault is a property and casualty insurance broker with over 30 years of experience in Quebec and owner of Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Property and casualty insurance broker license\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"Are you looking for the best car insurance? Discover the criteria that really matter and a clear method to compare without making mistakes.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOTIVE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Car quote in 3 minutes<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">AMF Brokers. Best car prices in Quebec compared for you. <\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Get started<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-auto.png\" alt=\"Orso, Assur360 car insurance broker\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The-practical-guide-to-comparing-the-best-car-insurance-in-Quebec\"><\/span>The practical guide to comparing the best car insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Are you looking for <a href=\"\/\">affordable and reliable car insurance<\/a> for your car in Quebec or Montreal? You&#8217;ve come to the right place! Our handy guide will help you compare the best <a href=\"\/\">car insurance<\/a> in the area, giving you all the information you need to save on your insurance premium and get adequate coverage for your vehicle.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding-the-different-types-of-car-insurance\"><\/span>Understanding the different types of car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">There are several <a href=\"\/\">types of car insurance<\/a>, each offering different protection for your car. The practical guide will help you understand the differences between liability insurance, comprehensive insurance and collision insurance. This will help you know which coverage is best for your needs.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-compare-car-insurance-in-Quebec-and-Montreal\"><\/span>How to compare car insurance in Quebec and Montreal<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Comparing different car insurance offers can be a tedious task. Our handy guide explains how to find the <a href=\"\/\">best car insurance offers online<\/a>, how to use an insurance comparison tool and how to assess the quality of insurers. You&#8217;ll also learn about the most important criteria to consider when making your comparison, such as the premium rate, the level of coverage, and the additional coverages offered.  <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Competitive rates<\/strong> for all drivers<\/li>\n\n\n\n<li><strong>Fast<\/strong> , no-obligation quote<\/li>\n\n\n\n<li><strong>Personalized coverage<\/strong> according to your profile and your vehicle<\/li>\n\n\n\n<li><strong>Access to the best insurers<\/strong> in Quebec<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Get-affordable-and-reliable-car-insurance\"><\/span>Get affordable and reliable car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Our handy guide also gives you tips on how to save on your car insurance premium. You&#8217;ll find out how to increase your deductible, optimize your coverage, and get discounts from <a href=\"\/\">some car insurers<\/a>. This will help you get affordable and reliable car insurance for your car.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Making-the-right-choice-for-your-car-insurance\"><\/span>Making the right choice for your car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Finally, our handy guide will help you make the right choice for your car insurance. You will be able to compare the different offers according to your needs and budget, and choose the best insurance for your car. You will also be able to benefit from practical advice to reduce the risk of accidents and <a href=\"\/\">protect your vehicle as well as possible<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\">Counsel<\/h3>\n\n<p class=\"wp-block-paragraph\">By following the tips in our handy guide, you can save on your car insurance premium while still having adequate coverage for your vehicle. This will allow you to drive <a href=\"\/\">safely on the roads of Quebec<\/a> and Montreal, knowing that you are well protected. So don&#8217;t hesitate any longer, check out our practical guide to compare the best car insurance policies now!<\/p>\n\n<details id=\"comment-puis-je-comparer-les-meilleures-offres-dx27assurance\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How can I compare the best car insurance offers in Quebec?<\/strong><\/summary>\n\n<p class=\"wp-block-paragraph\">Use online comparison tools to get <a href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/car-insurance-company\/\" title=\"Car Insurance Company\">quotes from different companies<\/a>. Take the time to compare not only prices, but also the coverage offered. Don&#8217;t forget to check customer reviews of the services offered by insurers.<\/p>\n\n<\/details>\n\n<details id=\"comment-determiner-quelle-est-la-meilleure-assurance-auto\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How do you determine which car insurance is best?<\/strong><\/summary>\n\n<p class=\"wp-block-paragraph\">The \u201cbest\u201d car insurance depends on your individual needs, your budget, the type of vehicle you own, and your driving history. Compare offers from several insurers in terms of coverage, cost, deductible, and customer services to find the one that suits you best.<\/p>\n\n<\/details>\n\n<details id=\"quels-facteurs-influencent-le-cout-de-lx27assurance-auto\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>What factors influence the cost of car insurance?<\/strong><\/summary>\n\n<p class=\"wp-block-paragraph\">Key factors include the driver&#8217;s age and experience, vehicle type, vehicle use (business or personal), claims history, and geographic location.<\/p>\n\n<\/details>\n\n<details id=\"les-assurances-auto-offrent-elles-des-reductions-pour-les-bo\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Do car insurance policies offer discounts for good drivers?<\/strong><\/summary>\n\n<p class=\"wp-block-paragraph\">Yes, many insurers offer discounts to drivers with no claims or a good driving history.<\/p>\n\n<\/details>\n\n<details id=\"peut-on-modifier-ou-personnaliser-sa-police-dx27assurance-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Can you modify or customize your car insurance policy?<\/strong><\/summary>\n\n<p class=\"wp-block-paragraph\">Yes, most insurers allow you to customize your policy by adding or removing options, such as roadside assistance or <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/legal-insurance\/\" title=\"Legal Insurance\">legal protection<\/a>.<\/p>\n\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What&#8217;s the average car insurance price in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Annual auto insurance premiums in Quebec range widely: <strong>$650 to $1,200<\/strong> for experienced drivers with basic liability, and <strong>$950 to $1,800<\/strong> for full coverage. Young drivers pay more: <strong>$1,500 to $3,500+<\/strong>. Final pricing depends on driving record, vehicle, age, mileage and postal code. These are <strong>indicative<\/strong> \u2014 only a personalized quote reflects your situation.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How can I lower my car insurance premium?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">The most effective levers: <strong>compare 9+ insurers<\/strong> via a comparator like Assur360, <strong>bundle auto + home<\/strong> (10-20% discount), <strong>raise your deductible<\/strong> to $1,000 (10-15% premium drop), <strong>maintain a clean driving record<\/strong> for 3-6 years, <strong>choose an anti-theft-equipped vehicle<\/strong>, <strong>pay annually<\/strong> (2-5% savings vs monthly).<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">What car insurance discounts are common in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Main discounts: <strong>multi-line<\/strong> (auto + home), <strong>multi-vehicle<\/strong>, <strong>good driver<\/strong> (0 claims in 6 years), <strong>low mileage<\/strong> (under 15,000 km\/year), <strong>anti-theft device<\/strong>, <strong>annual payment<\/strong>, <strong>telematics program<\/strong> (smart driving box). Combined savings can reach 25-40% for a favourable profile.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How does the SAAQ interact with private auto insurance in Quebec?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">In Quebec, the <strong>SAAQ covers bodily injury<\/strong> (injuries, death) for all residents regardless of fault. <strong>Private auto insurance<\/strong> covers: 1) <strong>Physical damage to your vehicle<\/strong> (collision, theft, vandalism). 2) <strong>Civil liability<\/strong> for damage caused to others (vehicles, property). Both regimes are complementary.<\/div>\n<\/details>\n<details style=\"border:1px solid #e2e8f0;border-radius:8px;margin:0 0 12px;background:#fff;\">\n<summary style=\"cursor:pointer;padding:16px 20px;font-weight:600;color:#0d1f2d;list-style:none;background:#f8fafc;\">How to get an auto quote via Assur360?<\/summary>\n<div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Fill out the <strong>3-minute online form<\/strong>. An <strong>AMF-certified partner brokerage firm<\/strong> compares insurers and contacts you within <strong>24-48 business hours<\/strong> with a personalized quote. The service is <strong>free and no obligation<\/strong> \u2014 you keep full control.<\/div>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How can I compare the best car insurance offers in Quebec?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Use online comparison tools to get quotes from different companies. Take the time to compare not only prices, but also the coverage offered. 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Free, no obligation, in 3 minutes.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"\/soumission-auto-en-ligne\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free quote<\/a>\n    <a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>\n  <\/div>\n<\/div>\n\n\n\n<div style=\"max-width:1100px;margin:48px auto;padding:32px;background:#ffffff;border-radius:16px;box-shadow:0 1px 3px rgba(13,31,45,.06);\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2px;margin:0 0 6px;\">Also see<\/p>\n  <h3 style=\"color:#0d1f2d;font-size:22px;font-weight:800;font-family:'Sora',sans-serif;margin:0 0 20px;\">Pages related to this one<\/h3>\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:0 0 20px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-insurance-compare-our-prices\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Car Insurance in Quebec \u2014 2026 Prices and Comparison | Assur360<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/industry-and-regulation\/chambre-de-lassurance-2026-chad-csf-merger-explained\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Chambre de l&amp;#x27;assurance 2026 \u2014 Reform explained<\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/electric-vehicle-challenges-and-solutions-2\/\" style=\"display:block;padding:14px 18px;background:#f8fafc;border-left:3px solid #10c4c7;border-radius:6px;text-decoration:none;color:#0d1f2d;transition:all .2s;font-size:14px;font-weight:600;line-height:1.4;\">Electric Vehicle: Challenges and Solutions<\/a>\n\n  <\/div>\n  <div style=\"display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/\" style=\"display:inline-block;background:transparent;color:#0d1f2d;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid #0d1f2d;font-size:13px;\">Voir la cat\u00e9gorie \u2192<\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/auto-quick-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:700;font-size:13px;\">Get a free quote<\/a>\n  <\/div>\n<\/div>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/best-car-insurance\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How can I compare the best car insurance offers in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Use online comparison tools to get quotes from different companies . Take the time to compare not only prices, but also the coverage offered. Don't forget to check customer reviews of the services offered by insurers.\"}},{\"@type\":\"Question\",\"name\":\"How do you determine which car insurance is best?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The \u201cbest\u201d car insurance depends on your individual needs, your budget, the type of vehicle you own, and your driving history. Compare offers from several insurers in terms of coverage, cost, deductible, and customer services to find the one that suits you best.\"}},{\"@type\":\"Question\",\"name\":\"What factors influence the cost of car insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Key factors include the driver's age and experience, vehicle type, vehicle use (business or personal), claims history, and geographic location.\"}},{\"@type\":\"Question\",\"name\":\"Do car insurance policies offer discounts for good drivers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, many insurers offer discounts to drivers with no claims or a good driving history.\"}},{\"@type\":\"Question\",\"name\":\"Can you modify or customize your car insurance policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, most insurers allow you to customize your policy by adding or removing options, such as roadside assistance or legal protection .\"}},{\"@type\":\"Question\",\"name\":\"What's the average car insurance price in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Annual auto insurance premiums in Quebec range widely: $650 to $1,200 for experienced drivers with basic liability, and $950 to $1,800 for full coverage. Young drivers pay more: $1,500 to $3,500+ . Final pricing depends on driving record, vehicle, age, mileage and postal code. These are indicative \u2014 only a personalized quote reflects your situation.\"}},{\"@type\":\"Question\",\"name\":\"How can I lower my car insurance premium?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The most effective levers: compare 9+ insurers via a comparator like Assur360, bundle auto + home (10-20% discount), raise your deductible to $1,000 (10-15% premium drop), maintain a clean driving record for 3-6 years, choose an anti-theft-equipped vehicle , pay annually (2-5% savings vs monthly).\"}},{\"@type\":\"Question\",\"name\":\"What car insurance discounts are common in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Main discounts: multi-line (auto + home), multi-vehicle , good driver (0 claims in 6 years), low mileage (under 15,000 km\/year), anti-theft device , annual payment , telematics program (smart driving box). 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