{"id":19959,"date":"2023-03-14T10:12:49","date_gmt":"2023-03-14T14:12:49","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/criminal-record-auto-insurance-quote-2\/"},"modified":"2026-06-26T02:43:07","modified_gmt":"2026-06-26T06:43:07","slug":"criminal-record-auto-insurance-quote-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/quote-online-comparator\/criminal-record-auto-insurance-quote-2\/","title":{"rendered":"Car insurance with a criminal record in Quebec in 2026: guide and quote"},"content":{"rendered":"&#8220;`html\n&#8220;&#8220;&#8220;html\n\n<script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"@id\":\"https:\/\/www.assur360.ca\/blog\/soumission\/assurance-auto-dossier-criminel\/#article\",\"headline\":\"Auto Insurance with a Criminal Record in Quebec in 2026: Complete Guide and Solutions\",\"url\":\"https:\/\/www.assur360.ca\/blog\/soumission\/assurance-auto-dossier-criminel\/\",\"datePublished\":\"2023-03-14T10:12:49\",\"dateModified\":\"2026-04-19T08:00:00\",\"author\":{\"@type\":\"Person\",\"name\":\"Jean Boissonneault\",\"url\":\"https:\/\/www.assur360.ca\/blog\/author\/admin\/\",\"description\":\"Jean Boissonneault, certified insurance broker AMF (n\u00ba 2000037336), owner of Assur360.\",\"hasCredential\":{\"@type\":\"EducationalOccupationalCredential\",\"credentialCategory\":\"Property and Casualty Insurance Firm License\",\"recognizedBy\":{\"@type\":\"Organization\",\"name\":\"Autorit\u00e9 des march\u00e9s financiers\",\"url\":\"https:\/\/lautorite.qc.ca\"}}},\"publisher\":{\"@type\":\"Organization\",\"name\":\"Assur360\",\"url\":\"https:\/\/www.assur360.ca\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\"}},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/og-assurance-auto-dossier-criminel-2026.jpg\",\"width\":1200,\"height\":630},\"inLanguage\":\"fr-CA\",\"description\":\"Auto insurance with a criminal record in Quebec in 2026: specialized substandard insurers, average prices, procedures, FAQ. Confidential quote from AMF broker Assur360.\"}\n<\/script>\n<script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"Can you get auto insurance in Quebec with a criminal record?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes \u2014 it is entirely possible to insure a vehicle in Quebec despite having a criminal record. Standard insurers often refuse this type of record, but specialized substandard insurers (Echelon, Coachman, Pafco, Optimum) accept these drivers with higher premiums. A broker like Assur360 shops around for you among all these insurers.\"}},\n{\"@type\":\"Question\",\"name\":\"How much does auto insurance cost with a criminal record?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In Quebec in 2026, expect to pay 30% to 200% more than the standard rate, depending on the nature and age of the offense. For recent impaired driving (alcohol\/drugs): $3,500 to $6,500\/year. For an old record (5+ years) or one not related to driving: $1,800 to $2,800\/year.\"}},\n{\"@type\":\"Question\",\"name\":\"What is the difference between a criminal record and a traffic violation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A violation of the Highway Safety Code (speeding, illegal turn) remains on the SAAQ record and is not a criminal record. A criminal code violation (impaired driving, hit and run, dangerous driving) results in a federal criminal record and has a major impact on insurance. Both can coexist.\"}},\n{\"@type\":\"Question\",\"name\":\"Does a criminal record always have to be disclosed to the insurer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes \u2014 honest disclosure is a legal obligation in Quebec. Hiding a criminal record constitutes a material misrepresentation that retroactively voids the policy. In the event of a claim, the insurer may completely deny the compensation and keep the premium paid. Transparency is always the best strategy.\"}},\n{\"@type\":\"Question\",\"name\":\"How long does a criminal record affect auto insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The effect decreases gradually: maximum impact in the first 3 years, diminished between 4 and 6 years, and minimal after 7 years for most offenses. A record suspension (pardon) after 5 to 10 years often allows a return to standard insurers.\"}},\n{\"@type\":\"Question\",\"name\":\"What are the insurance companies for substandard drivers in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main substandard insurers in Quebec are: Echelon, Coachman, Pafco (CanWest), Optimum, Pearl, Trillium, and some subsidiaries of major insurers. Each has different criteria \u2014 a broker like Assur360 knows their risk appetite and directs your file to the right insurer.\"}},\n{\"@type\":\"Question\",\"name\":\"Can a conviction for impaired driving prevent you from owning a car?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No \u2014 you can own a vehicle. However, if the SAAQ has suspended your license, you cannot drive during the suspension period. During this time, the vehicle can be insured in the owner's name with an explicit exclusion of the at-fault driver.\"}},\n{\"@type\":\"Question\",\"name\":\"What is an ignition interlock device and is it mandatory?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In Quebec, after a conviction for impaired driving, the SAAQ requires an ignition interlock device for 1 to 5 years depending on the recurrence. It is a device that prevents the engine from starting if the driver's breath exceeds a certain alcohol limit. Installation cost: ~ $250 + $80-130\/month rental.\"}},\n{\"@type\":\"Question\",\"name\":\"Does my non-driving related criminal record really affect my insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, but much less. Non-driving related offenses (theft, fraud, assault) result in a slight increase (10-30%) with some insurers, but are often accepted by standard insurers if the offense is old and you have no auto claims. Impaired driving or hit and run has a much stronger impact.\"}},\n{\"@type\":\"Question\",\"name\":\"How can I get a confidential quote with Assur360?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Three 100% confidential options: 1) online form via \/soumission-assurance-auto-sous-standard\/ (response in 24-48 h), 2) direct phone at 1-866-357-4451, 3) appointment with a dedicated broker. Prepare: nature and date of the offense, current status (suspension, ignition interlock), vehicle to insure, annual mileage.\"}}\n]}\n<\/script>\n<script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[\n{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\/\/www.assur360.ca\/blog\/\"},\n{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Auto Quote\",\"item\":\"https:\/\/www.assur360.ca\/blog\/soumission\/\"},\n{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Auto with Criminal Record\",\"item\":\"https:\/\/www.assur360.ca\/blog\/soumission\/assurance-auto-dossier-criminel\/\"}\n]}\n<\/script>\n<style>#ez-toc-container{display:none!important}\n.a360-dc{font-family:'Sora','DM 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class=\"a360-dc-hero\">\n<div class=\"badge\">CRIMINAL RECORD \u00b7 SUBSTANDARD \u00b7 QUEBEC 2026<\/div>\n<h1><span class=\"ez-toc-section\" id=\"Auto-insurance-with-a-criminal-record-solutions-and-confidential-quote\"><\/span>Auto insurance with a criminal record: solutions and confidential quote<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p>Rejected by standard insurers? An AMF insurance broker specialized in substandard will shop for you among 8+ specialized insurers, discreetly.<\/p>\n<a href=\"https:\/\/www.assur360.ca\/en\/substandard-car-insurance-quote\/\">Confidential quote<\/a>\n<\/div>\n\n<div class=\"a360-dc-stats\">\n<div class=\"s\"><b>8+<\/b><span>specialized insurers<\/span><\/div>\n<div class=\"s\"><b>+30 %<\/b><span>premium starting from<\/span><\/div>\n<div class=\"s\"><b>5-7 years<\/b><span>degressive impact<\/span><\/div>\n<div class=\"s\"><b>100 %<\/b><span>confidentiality<\/span><\/div>\n<\/div>\n\n<p>A criminal record \u2014 particularly a conviction for <strong>driving under the influence<\/strong>, hit and run, or dangerous driving \u2014 radically changes your relationship with auto insurers in Quebec. Most major insurers (Intact, Desjardins, Beneva, Aviva) automatically refuse this type of record or impose significant surcharges. But <strong>you are not without options<\/strong>: specialized substandard insurers have been covering these drivers for decades. Here\u2019s how to find fair, legal, and confidential coverage in 2026.<\/p>\n\n<figure class=\"a360-dc-img\">\n<img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/01-assurance-avec-dossier-criminel.jpg\" alt=\"Auto insurance with a criminal record in Quebec \u2014 substandard solutions 2026\" width=\"1200\" height=\"628\" loading=\"lazy\"\/>\n<figcaption>Drivers with a criminal record: specialized insurers and confidential support from an AMF broker.<\/figcaption>\n<\/figure>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which-criminal-records-affect-auto-insurance\"><\/span>Which criminal records affect auto insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div class=\"a360-dc-cards\">\n<div class=\"a360-dc-card\"><h3>Driving under the influence (alcohol)<\/h3><p>The most penalizing offense. Almost systematic refusal by standards. Surcharge 100-200% with substandard. Impact 5-7 years.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Driving under the influence (drugs\/cannabis)<\/h3><p>Since 2018, treated like alcohol. Saliva or blood test. Same consequences on the license and insurance.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Hit and run<\/h3><p>Leaving the scene of an accident without identifying oneself. Criminal Code, art. 320.16. Major insurance impact, standard refusal.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Dangerous driving<\/h3><p>Criminal Code art. 320.13. Includes street racing, extreme overtaking. Surcharge 80-150%.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Motor vehicle theft<\/h3><p>Qualified theft, joyride, possession of stolen property. Major impact, some policies even refuse coverage for contents.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Insurance fraud<\/h3><p>False declaration or previous false claim. Almost total refusal \u2014 only a few very specialized insurers accept.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Assault, theft, fraud<\/h3><p>Not related to driving. Light impact: surcharge 10-30% with some, accepted as is with others.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Controlled substances (possession, trafficking)<\/h3><p>Variable impact. If related to driving (drug driving): major impact. Otherwise: moderate.<\/p><\/div>\n<div class=\"a360-dc-card\"><h3>Identity theft or financial crime<\/h3><p>Monitored mainly for commercial and fleet policies. For personal auto: medium impact.<\/p><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average-auto-insurance-prices-with-a-criminal-record-in-2026\"><\/span>Average auto insurance prices with a criminal record in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table class=\"a360-dc-tbl\">\n<thead><tr><th>Type of offense<\/th><th>Seniority<\/th><th>Surcharge vs standard<\/th><th>Estimated annual premium<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>Driving under the influence (1st)<\/td><td>0-2 years<\/td><td>+100 to +200%<\/td><td>$3,500 - $6,500<\/td><\/tr>\n<tr><td>Driving under the influence (1st)<\/td><td>3-5 years<\/td><td>+50 to +100%<\/td><td>$2,200 - $3,800<\/td><\/tr>\n<tr><td>Driving under the influence (1st)<\/td><td>5+ years<\/td><td>+10 to +30 %<\/td><td>$1,700 - $2,400<\/td><\/tr>\n<tr><td>Repeat impaired driving<\/td><td>0-5 years<\/td><td>+150 to +300 %<\/td><td>$4,500 - $8,500<\/td><\/tr>\n<tr><td>Hit and run<\/td><td>0-3 years<\/td><td>+80 to +150 %<\/td><td>$3,000 - $5,000<\/td><\/tr>\n<tr><td>Dangerous driving<\/td><td>0-3 years<\/td><td>+50 to +120 %<\/td><td>$2,500 - $4,200<\/td><\/tr>\n<tr><td>Non-driving related offense (5+ years)<\/td><td>5+ years<\/td><td>+0 to +30 %<\/td><td>$1,600 - $2,200<\/td><\/tr>\n<tr><td>Record suspension (pardon)<\/td><td>5-10 years<\/td><td>Standard or slight rate<\/td><td>$1,400 - $2,000<\/td><\/tr>\n``````html\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><em>2026 estimates for a mid-range sedan insured for all risks. Actual price based on complete profile and vehicle.<\/em><\/p>\n\n<div class=\"a360-dc-alert\">\n<h3>\u26a0\ufe0f Never hide a criminal record from the insurer<\/h3>\n<p>Hiding a criminal record constitutes a <strong>material misrepresentation<\/strong> under the Civil Code of Quebec (art. 2408). In the event of a claim, the insurer may completely deny compensation, keep the premium paid, and even seek damages. Transparency \u2014 even if uncomfortable \u2014 is always more profitable.<\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Specialized-substandard-insurers-in-Quebec\"><\/span>Specialized substandard insurers in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul>\n<li><strong>Echelon Insurance<\/strong> \u2014 a pioneer in substandard auto insurance in Canada, accepts the majority of cases<\/li>\n<li><strong>Coachman Insurance<\/strong> \u2014 a subsidiary of Definity (Economical), specializing in high-risk<\/li>\n<li><strong>Pafco \/ CanWest<\/strong> \u2014 dedicated program for substandard and young drivers<\/li>\n<li><strong>Optimum Insurance<\/strong> \u2014 independent Quebec insurer, open to complex cases<\/li>\n<li><strong>Pearl Insurance<\/strong> \u2014 \"Hard-to-Place\" program for declined drivers<\/li>\n<li><strong>Trillium Mutual<\/strong> \u2014 Ontario cooperative, some regions of Quebec<\/li>\n<li><strong>Stratford Insurance<\/strong> \u2014 specialized program for substandard auto and home insurance<\/li>\n<\/ul>\n\n<p>Each insurer has its <strong>own risk appetite<\/strong>, its own surcharges, and its own timelines for returning to standard rates. An independent broker like Assur360 knows their grids and directs your case to the one that will offer the best premium based on your exact profile.<\/p>\n\n<div class=\"a360-dc-conseil\">\n<h3>Expert advice for drivers with a criminal record<\/h3>\n<p>Your best ally is <strong>time<\/strong>: each year that passes without a new offense lowers the surcharge. During the substandard period, drive carefully, pay your premiums on time, and report any changes to your broker. After 3 years, request a <strong>systematic reevaluation<\/strong> with standard insurers \u2014 Assur360 does this for free at each renewal. <a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard-2\/\">See our substandard auto insurance guide \u2192<\/a><\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps-to-obtain-your-auto-insurance-with-a-criminal-record\"><\/span>Steps to obtain your auto insurance with a criminal record<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ol>\n<li><strong>Prepare your complete file<\/strong>: nature of the offense, date, sentence served, current status (license suspension, ignition interlock).<\/li>\n<li><strong>Contact an AMF independent broker<\/strong> specialized in substandard \u2014 not a direct insurer.<\/li>\n<li><strong>The broker shops<\/strong> your file with 8+ specialized insurers, anonymously.<\/li>\n<li><strong>Compare the quotes<\/strong> received: premium, deductible, exclusions, period for returning to a standard rate.<\/li>\n<li><strong>Subscribe to the best offer<\/strong> and keep the documentation carefully.<\/li>\n<li><strong>Reevaluate each year<\/strong> \u2014 your profile improves over time.<\/li>\n<\/ol>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Record-suspension-pardon\"><\/span>Record suspension (pardon)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>In Canada, a <strong>record suspension<\/strong> (formerly \"pardon\") is granted by the Parole Board of Canada after a period of 5 years (summary offense) or 10 years (indictable offense). Once obtained, most insurers treat your file as if there had never been an offense.<\/p>\n\n<p><strong>Important<\/strong>: the record suspension does not erase your file from the SAAQ or driving history. The insurer may still see a license suspension or ignition interlock in your history. Consult Pardons Canada or the <a href=\"https:\/\/www.canada.ca\/fr\/commission-liberations-conditionnelles\/services\/suspension-du-casier.html\" target=\"_blank\" rel=\"nofollow noopener\">PBC<\/a> for the official process.<\/p>\n\n<div class=\"a360-dc-eeat\">\n<div class=\"e\"><b>AMF License No. 2000037336<\/b><span>Property and casualty insurance broker for over 30 years.<\/span><\/div>\n<div class=\"e\"><b>Chamber Member<\/b><span>Chamber of Insurance \u2014 strict ethics.<\/span><\/div>\n<div class=\"e\"><b>100% Confidentiality<\/b><span>Law 25 \u2014 your data remains secure.<\/span><\/div>\n<\/div>\n\n<div class=\"a360-dc-cta\">\n<h2><span class=\"ez-toc-section\" id=\"100-confidential-substandard-auto-quote\"><\/span>100% confidential substandard auto quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Refused elsewhere? No worries \u2014 a dedicated broker shops for you, without judgment, discreetly.<\/p>\n<div class=\"btns\">\n<a href=\"https:\/\/www.assur360.ca\/en\/substandard-car-insurance-quote\/\" class=\"btn1\">Confidential quote<\/a>\n<a href=\"tel:+18663574451\" class=\"btn2\">\ud83d\udcde 1-866-357-4451<\/a>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ-%E2%80%94-Auto-insurance-with-a-criminal-record\"><\/span>FAQ \u2014 Auto insurance with a criminal record<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div class=\"a360-dc-faq\">\n<details><summary>Can you get auto insurance in Quebec with a criminal record?<\/summary><div class=\"ans\">Yes \u2014 it is entirely possible to insure a vehicle in Quebec despite a criminal record. Standard insurers often refuse this type of case, but specialized substandard insurers (Echelon, Coachman, Pafco, Optimum) accept these drivers with higher premiums. A broker like Assur360 shops for you among all these insurers.<\/div><\/details>\n<details><summary>How much does auto insurance cost with a criminal record?<\/summary><div class=\"ans\">In Quebec in 2026, expect 30% to 200% more than the standard rate, depending on the nature and age of the offense. For recent impaired driving (alcohol\/drugs): $3,500 to $6,500\/year. For an old record (5+ years) or unrelated to driving: $1,800 to $2,800\/year.<\/div><\/details>\n<details><summary>What is the difference between a criminal record and a traffic offense?<\/summary><div class=\"ans\">An offense under the Highway Safety Code (speeding, illegal turn) remains on the SAAQ record and is not a criminal record. An offense under the Criminal Code (impaired driving, hit and run, dangerous driving) results in a federal criminal record and a major impact on insurance. Both can coexist.<\/div><\/details>\n<details><summary>Does the criminal record always need to be disclosed to the insurer?<\/summary><div class=\"ans\">Yes \u2014 honest disclosure is a legal obligation in Quebec. Hiding a criminal record constitutes a material misrepresentation that retroactively voids the policy. In the event of a claim, the insurer may completely deny compensation and keep the premium paid. Transparency is always the best strategy.<\/div><\/details>\n<details><summary>How long does a criminal record affect auto insurance?<\/summary><div class=\"ans\">The effect decreases gradually: maximum impact in the first 3 years, mitigated between 4 and 6 years, and minimal after 7 years for most offenses. A record suspension (pardon) after 5 to 10 years often allows a return to standard insurers.<\/div><\/details>\n<details><summary>What are the insurance companies for substandard drivers in Quebec?<\/summary><div class=\"ans\">The main substandard insurers in Quebec are: Echelon, Coachman, Pafco (CanWest), Optimum, Pearl, Trillium, and certain subsidiaries of major insurers. Each has different criteria \u2014 an insurance broker like Assur360 knows their risk appetite and directs your file to the right insurer.<\/div><\/details>\n<details><summary>Can a conviction for impaired driving prevent you from owning a car?<\/summary><div class=\"ans\">No \u2014 you can own a vehicle. However, if the SAAQ has suspended your license, you cannot drive during the suspension period. During this time, the vehicle can be insured in the owner's name with an explicit exclusion of the driver involved.<\/div><\/details>\n<details><summary>What is an ignition interlock device and is it mandatory?<\/summary><div class=\"ans\">In Quebec, after a conviction for impaired driving, the SAAQ requires an ignition interlock device for 1 to 5 years depending on the recurrence. It is a device that prevents the engine from starting if the driver's breath exceeds a certain alcohol limit. Installation cost: ~ $250 + $80-130\/month rental.<\/div><\/details>\n<details><summary>Does my criminal record unrelated to driving really affect my insurance?<\/summary><div class=\"ans\">Yes, but much less. Non-driving offense\n``````html\ns (theft, fraud, assault) result in a slight increase (10-30%) with some insurers, but are often accepted by standards if the offense is old and you have no auto claims. Impaired driving or hit and run has a much stronger impact.<\/div><\/details>\n<details><summary>How can I get a confidential quote with Assur360?<\/summary><div class=\"ans\">Three 100% confidential options: 1) online form via \/soumission-assurance-auto-sous-standard\/ (response in 24-48 h), 2) direct phone at 1-866-357-4451, 3) appointment with a dedicated insurance broker. Prepare: nature and date of the offense, current status (suspension, ignition interlock), vehicle to be insured, annual mileage.<\/div><\/details>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"To-go-further\"><\/span>To go further<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div class=\"a360-dc-links\">\n<a href=\"https:\/\/www.assur360.ca\/en\/assurance-auto-sous-standard-2\/\">Substandard auto insurance \u2014 complete guide<span>Everything you need to know about coverage and insurers<\/span><\/a>\n<a href=\"https:\/\/www.assur360.ca\/en\/insurance-with-a-criminal-record\/\">Insurance page with a criminal record<span>Home and auto \u2014 complete solutions<\/span><\/a>\n<a href=\"\/blog\/assurance-habitation-au-quebec\/dossier-criminel-en-assurance-habitation\/\">Criminal record in home insurance<span>House, condo, owner-occupied<\/span><\/a>\n<a href=\"\/blog\/soumission\/\">More auto quote articles<span>Guides, tips, and case studies<\/span><\/a>\n<\/div>\n\n<\/div>\n\n```","protected":false},"excerpt":{"rendered":"<p>Criminal record or impaired driving in Quebec in 2026: substandard insurers, prices, procedures, FAQs. Confidential quote by AMF Assur360 broker. <\/p>\n","protected":false},"author":1,"featured_media":55275,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Criminal Record Auto Insurance Quebec 2026 \u2014 Solutions | Assur360","_seopress_titles_desc":"Car insurance with a criminal record in Quebec in 2026: substandard, price, procedures. Confidential submission by AMF broker.  1-866-357-4451.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Criminal Record Auto Insurance: Quote","_seopress_social_fb_desc":"Compare the best car insurance offers in Quebec. AMF certified broker.  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