{"id":19935,"date":"2023-08-22T14:14:00","date_gmt":"2023-08-22T18:14:00","guid":{"rendered":"https:\/\/www.assur360.ca\/blog\/home-insurance-in-quebec-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/"},"modified":"2026-04-03T11:19:37","modified_gmt":"2026-04-03T15:19:37","slug":"autonomous-vehicles-are-reinventing-car-insurance-2","status":"publish","type":"post","link":"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/","title":{"rendered":"Autonomous vehicles are reinventing car insurance"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"@id\": \"https:\/\/www.assur360.ca\/blog\/securite\/quand-les-vehicules-autonomes-reinventent-lassurance-auto-au-quebec\/#article\", \"headline\": \"V\u00e9hicules autonomes r\u00e9inventent l\u2019assurance auto\", \"url\": \"https:\/\/www.assur360.ca\/blog\/securite\/quand-les-vehicules-autonomes-reinventent-lassurance-auto-au-quebec\/\", \"datePublished\": \"2023-08-22T14:14:00\", \"dateModified\": \"2026-03-27T12:18:24\", \"author\": {\"@type\": \"Person\", \"name\": \"Jean Boissonneault\", \"url\": \"https:\/\/www.assur360.ca\/blog\/author\/admin\/\", \"description\": \"Jean Boissonneault est courtier d'assurance de dommages associ\u00e9 depuis plus de 30 ans au Qu\u00e9bec et propri\u00e9taire d'Assur360.\", \"hasCredential\": {\"@type\": \"EducationalOccupationalCredential\", \"credentialCategory\": \"Permis de cabinet en assurance de dommages\", \"recognizedBy\": {\"@type\": \"Organization\", \"name\": \"Autorit\u00e9 des march\u00e9s financiers\", \"url\": \"https:\/\/lautorite.qc.ca\"}}}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"Assur360\", \"url\": \"https:\/\/www.assur360.ca\", \"logo\": {\"@type\": \"ImageObject\", \"url\": \"https:\/\/www.assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\", \"width\": 200, \"height\": 60}}, \"inLanguage\": \"fr-CA\", \"isPartOf\": {\"@type\": \"WebSite\", \"url\": \"https:\/\/www.assur360.ca\", \"name\": \"Assur360\"}, \"description\": \"D\u00e9couvrez comment l'assurance v\u00e9hicule autonome r\u00e9volutionne le Qu\u00e9bec. Pour un avenir o\u00f9 innovation et s\u00e9curit\u00e9 se rencontrent.\"}\n<\/script>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">AUTOMOTIVE<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Car quote in 3 minutes<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">AMF Brokers. Best car prices in Quebec compared for you. <\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Get started<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-auto.png\" alt=\"Orso, Assur360 car insurance broker\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\"\/><\/div>\n  <\/div>\n<\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/#A-Future-Without-a-Steering-Wheel-Autonomous-Vehicles\" >A Future Without a Steering Wheel: Autonomous Vehicles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/#Car-Insurance-20-Adapting-the-basics\" >Car Insurance 2.0: Adapting the basics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/#The-challenge-of-the-unpredictable\" >The challenge of the unpredictable<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/#The-evolution-of-insurance-policies\" >The evolution of insurance policies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/#Emotion-and-innovation-meet\" >Emotion and innovation meet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/blog\/security-2\/autonomous-vehicles-are-reinventing-car-insurance-2\/#Frequently-asked-questions\" >Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"A-Future-Without-a-Steering-Wheel-Autonomous-Vehicles\"><\/span>A Future Without a Steering Wheel: Autonomous Vehicles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>The Winds of Change Blow in Quebec<\/h3>\n<p>Imagine a world where cars move without a driver, traffic lights are in perfect harmony, and accidents become the exception rather than the rule. Autonomous vehicles are transforming the way we travel, and Quebec is not being left behind. But how will this influence the car insurance we know?  <\/p>\n<p><a href=\"https:\/\/www.assur360.ca\/wp-content\/uploads\/2023\/08\/assurance-auto-autonome.png\"><img decoding=\"async\" class=\"alignnone wp-image-9063 size-full\" title=\"Autonomous car insurance\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2023\/08\/assurance-auto-autonome.png\" alt=\"Self-driving car\" width=\"1766\" height=\"400\"  sizes=\"(max-width: 1766px) 100vw, 1766px\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Car-Insurance-20-Adapting-the-basics\"><\/span>Car Insurance 2.0: Adapting the basics<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>New Frontiers for Insurers<\/h3>\n<p>Autonomous vehicles are shaking up the foundations of car insurance. With responsibility shifting from human drivers to <a href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/electric-vehicle-insurance\/\">electric car<\/a> manufacturers and automated driving systems, insurers need to rethink their approaches. The bonuses will no longer be based solely on driver behaviour, but also on the on-board technology and the reliability of the autonomous systems.  <\/p>\n<h2><span class=\"ez-toc-section\" id=\"The-challenge-of-the-unpredictable\"><\/span>The challenge of the unpredictable<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>The Labyrinths of the Unknown<\/h3>\n<p>Autonomous vehicles bring their share of promises, but also challenges. How to assess the risks of technological breakdowns? Who is responsible in the event of an accident caused by a malfunction of the autonomous system? These complex questions require innovative answers. <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/climate-change-renewable-energy-2\/\">Insurers<\/a> are writing the rules for a new era of car insurance.    <\/p>\n<h2><span class=\"ez-toc-section\" id=\"The-evolution-of-insurance-policies\"><\/span>The evolution of insurance policies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Fonts for an AI-Driven Future<\/h3>\n<p>With autonomous vehicles, <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">insurance policies are evolving<\/a>. They will likely include specific clauses related to autonomous systems, software updates, and shared responsibilities. Insurers in Quebec are working on solutions that will protect the drivers of yesteryear and the passengers of the future, while navigating the uncharted waters of artificial intelligence.  <\/p>\n<h2><span class=\"ez-toc-section\" id=\"Emotion-and-innovation-meet\"><\/span>Emotion and innovation meet<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>An Exciting and Unprecedented Future<\/h3>\n<p>While autonomous vehicles may sound like something out of a sci-fi movie, they are a reality in the making. <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/car-insurance-simulation-online-quote-2\/\">Auto insurance in Quebec<\/a> is undergoing an unprecedented transformation, where emotion and innovation meet. As we move towards a future where cars drive themselves, Quebec insurers are at the forefront, ready to ensure a secure future, even in this world where steering wheels have become optional.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles sont les protections d&#x27;assurance auto recommand\u00e9es au Qu\u00e9bec ?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">In addition to the mandatory civil liability, it is recommended to add collision, complete perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p class=\"wp-block-paragraph\">To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). A <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">broker<\/a> can trade for you. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance auto au Qu\u00e9bec en 2026 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Le co\u00fbt moyen d'une assurance auto au Qu\u00e9bec se situe entre 600 $ et 2 000 $ par ann\u00e9e. Le prix d\u00e9pend de votre \u00e2ge, exp\u00e9rience de conduite, type de v\u00e9hicule, emplacement et protections choisies. Obtenez votre soumission gratuite en quelques minutes.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelles sont les protections d'assurance auto recommand\u00e9es au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Outre la responsabilit\u00e9 civile obligatoire, il est recommand\u00e9 d'ajouter la collision, les risques complets (vol, vandalisme, intemp\u00e9ries), la valeur \u00e0 neuf (v\u00e9hicule r\u00e9cent), l'assistance routi\u00e8re et l'avenant FAQ 43a pour les dommages non assur\u00e9s.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment r\u00e9duire le co\u00fbt de son assurance auto au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pour payer moins cher : comparez au moins 3 soumissions, regroupez auto + habitation, augmentez la franchise, maintenez un bon dossier de conduite, et demandez les rabais disponibles (antivol, pneus d'hiver, faible kilom\u00e9trage). Un courtier peut n\u00e9gocier pour vous.\"\n      }\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>A Future Without a Steering Wheel: Autonomous Vehicles The Winds of Change Blow in Quebec Imagine a world where cars move without [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15047,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Autonomous Vehicle Insurance: A New Challenge in Quebec","_seopress_titles_desc":"Find out how autonomous vehicle insurance is revolutionizing Quebec. For a future where innovation and security meet. 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